Q1 2020 Activation Links For Freedom, Discover, Cash+, Dividend & ABOC


Update 12/26/19: ABOC’s quarterly categories have finally been announced, so we’ve updated the post below.


As of today, most of the credit cards with rotating quarterly categories have opened registration for Q1 2020.

We’ve provided details below of each card’s categories from January 1 to March 31, 2020, along with links to activate your bonuses.

Chase Freedom

Chase Q1 2020

Bonus Categories

Bonus Amount / Limit

  • 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories

Activation link


Discover Q1 2020

Bonus Categories

  • Grocery Stores
  • Walgreens
  • CVS

Bonus Amount / Limit

  • 5% cashback on up to $1,500 in purchases

Activation link

US Bank Cash+

US Bank Cash+ Q3 2019

Bonus Categories

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • TV, Internet & Streaming (this replaced Car Rentals)
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Bonus Amount / Limit

  • 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories

Activation link

Citi Dividend

Citi Dividend Q1 2020

Bonus Categories

  • Fitness Clubs
  • Supermarkets

Bonus Amount / Limit

  • Earn 5% cashback with a maximum of $300 cashback earned in bonus categories per calendar year

Activation link

ABOC Platinum Rewards

ABOC Rewards 2020 5% Categories

Bonus Categories

  • Monthly bills, including:
    • Utilities
    • Cell
    • Cable
    • Amazon Prime
    • Streaming subscription services
  • List of eligible MCC codes
    • 4900 Utilities, Cell Phones/Cable
    • 4899 Digital downloads
    • 4814 Cell Phones/Cable
    • 4815 Cell Phones/Cable
    • 4816 Cell Phones/Cable
    • 4899 Cell Phones/Cable, Streaming
    • 4912 Cell Phones/Cable
    • 5818 Streaming
    • 5968 Subscription Services

Bonus Amount / Limit

  • Earn 5% cashback on your first $1,500 in combined purchases each quarter.

Activation link

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[…] and Citi Dividend cards are earning 5% for the next couple of days if you haven’t maxed out their Q1 bonus limits yet. If you have, it might be worth waiting until after April 1 if you have a Chase Freedom card as […]

[…] other thing to bear in mind is that Q1 ends this week. If you haven’t maxed out your 5% cards this quarter, you only have until Tuesday to do that before the new set of 5% categories kick […]

[…] be heading there this week to pick up some Visa gift cards as making a profit while knocking out some of this quarter’s 5% spend is too good an opportunity to pass […]

[…] a credit card that earns more at grocery stores. The Citi Dividend and Discover It cards are both offering 5% cashback at grocery stores this quarter, so those are a good option if you’ve not maxed out their […]

[…] to consider is which credit card to pay with. Discover It and Citi Dividend cards are offering 5% cashback at grocery stores this quarter. However, Citi Dividend specifically states that Meijer purchases aren’t eligible (my bolding […]


ABOC ???

[…] In case you have not activated all your 5% cards for Quarter 1 next year: Q1 2020 Activation Links for Chase Freedom, Discover, US Cash+, Citi Dividend and ABOC cards. […]


Is Supermarkets by Citi the same as Grocery Stores by Discover?