Q3 2021: Quarterly Bonus Categories For 5% Cards


All of the credit cards with rotating quarterly categories opened registration for Q3 2021 last week and we realized we hadn’t published a post listing all the categories.

We’ve therefore provided details below of each card’s categories from July 1 to September 30, 2021, along with links to activate your bonuses.

Chase Freedom & Freedom Flex

Chase Freedom Flex Q3 2021

Bonus Categories

  • Grocery stores (excluding Target & Walmart)
  • Select streaming services. Eligible services are:
    • Disney+
    • Hulu
    • ESPN+
    • Netflix
    • Sling
    • Vudu
    • Fubo TV
    • Apple Music
    • SiriusXM
    • Pandora
    • Spotify
    • YouTube TV
  • Link to list of eligible retailers & exclusions

Bonus Amount / Limit

  • 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories

Activation link


Discover It Q3 2021

Bonus Categories

  • Restaurants
  • PayPal

Bonus Amount / Limit

  • 5% cashback on up to $1,500 in purchases

Activation link

US Bank Cash+

US Bank Cash+ Q3 2019

Bonus Categories

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • TV, Internet & Streaming (this replaced Car Rentals)
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Bonus Amount / Limit

  • 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories

Activation link

Citi Dividend

Citi Dividend Q3 2021

Bonus Categories

  • Gas stations
  • Home improvement stores

Bonus Amount / Limit

  • Earn 5% cashback with a maximum of $300 cashback earned in bonus categories per calendar year

Activation link

ABOC Platinum Rewards

ABOC Platinum Rewards Q2 2021

Bonus Categories

  • Travel which includes the following sub-categories
    • Airlines
    • Car Rental
    • Cruises
    • Dining
    • Hotels/Timeshares
    • Travel agencies
    • Gas
    • Entertainment (Movies, Theme Parks, Etc.)
    • Tolls
    • Ride share
    • Mass transit

Bonus Amount / Limit

  • Earn 5% cashback on your first $1,500 in combined purchases each quarter.

Activation link

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Raghu N

Hi Stephen
Can you stack the Chase Freedom Flex 5% Q binus with the sign up offer of 5X on grocery stores (upto 12K spend in 1st year) for a total of 10X for the Quarter

Raghu N

oops, threepeat


Any idea if the Freedom Flex grocery category will stack with the 1st year 5x on grocery offer?


The Freedom Flex grocery stack is confirmed by Chase in their FAQ for the Freedom/Flex category bonus https://creditcards.chase.com/freedom-credit-cards/flexfaq

“Yes, as long as you are activated for the quarter, you will earn both offers simultaneously until you reach the spend cap for each offer ($1,500 quarterly spend cap applies to combined purchases for both quarterly bonus categories: Grocery Stores and Select Streaming Services); however, please note, since both your new cardmember bonus and quarterly bonus are earned as 4% bonus cash back on top of the 1% cash back earned on every purchase, the most you will earn per $1 in grocery store purchases in Q3 is 9% cash back: 1% earn on every purchase, plus 4% for the quarterly bonus, plus 4% for the new cardmember bonus. Your 1% and 4% bonus earns will display as separate lines on your billing statement.”