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Rakuten American Express® Card ![]() ⓘ $79 1st Yr Value EstimateClick to learn about first year value estimates $100 cash back ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Earn $100 bonus cashback after $1K spend in the first 90 daysNo Annual Fee Click here to learn how to apply This is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Earning 4% extra (or 4X Membership Rewards or 4X Bilt points if you have status) on purchases via Rakuten is good, but the limit of $10,000 spending limits its usefulness. Earning rate: 5X extra on Rakuten Dining ✦ 4X extra on Rakuten purchases (limit $10K spend per calendar year) ✦ 2X groceries & restaurants ✦ 1X everywhere else Base: 1% Grocery: 2% Dine: 2% Brand: 4% Card Info: Amex issued by FEB. This card has no foreign currency conversion fees. Noteworthy perks: If you have another Amex card that earns Membership Rewards, you can change the earning preference on your Rakuten account to Membership Rewards as well. If you do this, the "cash back" earned via this card will be converted to Membership Rewards and deposited into your Amex account. Alternatively, you can set your Rakuten earnings to Bilt Rewards points; these transfer on a 1:1 basis if you have Bilt status or 2:1 if you don't have status |



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