Capital One Spark Cash

Rates, Fees, and Other Costs

Annual fee: $0 intro for first year; $95 after that .

• Limited-time offer: Double your cash bonus from $750 to $1,500 once you spend $15,000 within 3 months of account opening
• For businesses that want to earn 2% cash back on all purchases with the familiarity of a traditional credit line
• Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
• $0 annual fee for the first year; $95 after that
• Free employee cards, which also earn unlimited 2% cash back on all purchases
• Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
• No foreign transaction fees