The US Bank Business Altitude Connect card’s welcome bonus has recently increased and is now 75,000 points (worth $750 when redeemed for a deposit to a US Bank checking account).
The Offer & Key Card Details
| Card Offer and Details |
|---|
 ⓘ $624 1st Yr Value EstimateClick to learn about first year value estimates 75K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 75K (worth $750 as a deposit into an eligible account or towards travel) after $6K spend in the first 180 days$0 introductory annual fee for the first year, then $95 Note that only spend on the Account Owner's card (not including purchases made on employee cards) counts toward minimum spending requirements. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card offers decent return on gas station and travel spend and it does feature no foreign transaction fees. However, the return on most other spend is relatively weak. Earning rate: 5x hotels and car rentals when booked through US Bank Portal ✦ 4x travel, gas stations and EV charging ✦ 2x take out, food delivery (including apps like GrubHub, UberEATS, etc), dining and streaming services Base: 1% Travel: 4% Flights: 4% Hotels: 4% Portal Hotels: 5% Dine: 2% Gas: 4% Card Info: Visa issued by USB. This card has no foreign currency conversion fees. Noteworthy perks: $25 statement credit after every three consecutive monthly taxi or rideshare transactions paid for with your card ✦ 4X Priority Pass lounge visits per year |
Quick Thoughts
While the Business version of the US Bank Altitude Connect card is, in my opinion, a bit less compelling than the consumer version, the intro bonus here could certainly make the card worth a look.
On a surface level, the card offers an intro bonus worth $750 after spending $6K in six months (180 days), which is a nice return on spend. Keep in mind that US Bank doesn’t have any transfer partners, so there are no opportunities to get outsized value for points.
That said, with a waived annual fee in the first year (then $95) and 4x (an effective 4% back) on travel, including hotels, airfare, and gas & EV charging) on up to $150K in combined purchases per year, it can certainly be worth a first year test-drive.
On an ongoing basis, the effective 4% on travel isn’t bad. The card also comes with 4 Priority Pass lounge visits per year, which can include restaurants. If you use all four of those visits for restaurants, you could come out ahead of the annual fee (if you’d have otherwise dined at airport restaurants). The card also has a $25 credit after you use the card for 3 consecutive months of taxi or rideshare services, and that credit repreats (use taxi/rideshare once a month for 3 months, get the $25 credit in month #4, then use it again in months 5, 6, and 7 and get a $25 credit in month 8 and so on). I’m not sure I’d want to track all that, but some will find that to reduce the effective annual fee.
Overall, this isn’t a card many folks rush toward, but it is a business card (which means that it does not add to one’s 5/24 count), and the 75K bonus is a nice bump from the standard bonus (which has been 60K). If you’re looking for a quick “cash back” infusion, this could be a good deal.
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My p2 just got the no AF standard altitude card. If I get her this one does it add 4 more lounge access credits ? The points would pool in incase I cancel this card after year 2 ? Is it churnable ??
Yes, P2 would get four more Lounge visits. The points don’t automatically pool. I think you probably can move them from one card to the other, though there’s not really much point. The only redemption option that makes sense is really one cent per point, so I don’t think there’s much reason to keep the points rather than cash them out.