Update: While we did not initially publish the 120K offer because there was still a better 100K offer as outlined in this post, that 100K offer has now expired and we have updated our link to the only known public offer, which is the 120K offer described in this post.
Today, Chase debuted a new offer for their British Airways (BA) credit card: Earn up to 120,000 Avios. That sounds great right? So, why have we kept the 100K offer on our site instead? The answer is simple: The 100K offer is better, without question. With the “120K” offer, you can earn a total of 120,000 Avios after $30,000 spend. With the 100K offer, though, you’ll earn the same 120,000 Avios (100K bonus Avios + 20K standard credit card earnings) from only $20,000 spend.
We always publish the best public offers, even if it means less revenue for us. And in this case, that’s exactly what it means. While Chase has pushed the inferior 120K offer out to affiliates, they are still showing the better 100K offer on their own website: creditcards.chase.com. So, we’ve replaced our affiliate link with a direct link to the better Chase offer.
Update: The above was true at the time of publication, but the 100K offer is no longer available as of February 2019. The offer shown below is now the only known public offer.
| Card Offer and Details |
|---|
75K Avios ⓘ Affiliate Earn 75K Avios after $3K spend in 6 months$95 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Expired 7/4/22: 100K after $5K spend FM Mini Review: Good choice for a nice intro bonus. Award rebate makes the card a keeper if you frequently book awards from the US to Europe. Earning rate: 3X British Airways. Iberia, Aer Lingus, and LEVEL ✦ 2X hotel accommodations booked directly with the hotel ✦ 1X elsewhere Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together companion Ticket good for two years. Noteworthy perks: Up to $600 per year in award fee rebates ✦ 10% off BA flights originating in the US. ✦ No foreign transaction fees |
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But if you’re including the spend from the 20k to meet the bonuses for the “100k” offer (20k for spend + 100k for all the bonuses), you should also include the 30k avios in the “120k” offer’s spend… (30k for spend + 120k for all the bonuses) making it 150k avios for $30k spend.
120k avios for 20k spend
150k avios for 30k spend.
Could be compelling for some…
Yeah could be useful for those that want the travel together certificate which comes after $30k in spend though with the recent BA increases in fees on award tickets which were already fairly obscene ex-US those certs are pretty useless in my opinion and I have used several in years past.
I understand why you would think that, but if you read the 120K offer carefully you’ll see that the 120K points include the points from spend. You get 4X for the first $30K of spend. Period.
With the 100K offer, $30K spend gets you 130K Avios
With the 120K offer, $30K spend gets you 120K Avios
Either way, $30K spend gets you the companion cert, but with the 100K offer you get more Avios
Ooh, they’re gettin’ tricky!
“We always publish the best public offers, even if it means less revenue for us.”
It might not mean less revenue in the end. I generally use your links and always refer friends who aren’t familiar with all of the complexities of points and miles to your best offers page specifically because of this policy, and the objective ranking system used for first year values. At any rate, a good policy. This post may be half explanation for why you don’t have the new offer posted and half a self pat-on-the-back, but whatever the case your deserve credit for this policy.
Thanks!
If you did go for the $30k spend, wouldn’t that also qualify you for the free companion ticket?
Yes, but you’ll also earn more total Avios with the 100K offer even if you spend $30K
Good call Greg. Thanks.
Thank you! Initially I thought well that’s kinda nice as it’s a flat 4x on everything as some get scared by the minimum spend required. However, I would hope most could do the $3,000 spend, which at 50k is 16.7x. The same level of spend for 50k at 4x would require $12,500 spend. With the old offer at $13,000 total spend you would be at 75k anyway, much better than 52,000 Avios! Clearly this offer isn’t very good and I hope $30k spends don’t become a norm!
Always appreciate your aboveboard actions and analyses.
we appreciate it