(EXPIRED) 15x Dell via Rakuten, 10x select IHG brands, 10x Choice hotels, more

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Shopping portal Rakuten is featuring increased cash back rates at many stores today, including 15% back / 15x Membership Rewards points per dollar spent at Dell. Some people are targeted for “VIP” rates of 15% / 15x or better at many stores, but the Dell rate appears to be publicly-available.

 

The Deal

If you’re new to Rakuten

If you’re new to Rakuten, there is a current referral promotion to get $30 back when you sign up and spend $30 or more within 90 days. Feel free to use one of our referral links with our thanks.

Tim’s Referral Link

Greg’s Referral Link

Stephen’s Referral Link

Nick’s Referral Link

For more detail about setting your earning preference with Rakuten, see Rakuten (formerly Ebates): now change from cash back to Membership Rewards points.

Key Terms

  • Be sure to check exclusions on individual brands

Quick Thoughts

It’s great to see Dell at 15x / 15% back again, particularly for those with card benefits and card-linked offers to use. I don’t know how long this rate will last, but given that the July Amazon Prime Day deals are coming this week, I expect Dell to be running numerous deals to compete. While 15% back is great, many readers prefer to earn that as 15x Amex Membership Rewards points per dollar spent, which is possible through Rakuten.

Always check individual store/merchant pages on Rakuten for exclusions / variances. For example, I see all of the Dell categories at 15% / 15x today. However, while IHG appears to be offering 10% back / 10x points, that rate is only valid on select brands — a couple of which (avis hotels, Garner Hotels, and Atwell Suites) I’ve never even seen before.

On the other hand, Choice Privileges appears to have all brands available at 10% back / 10x Membership Rewards points per dollar spent.

Those targeted with “VIP” rates will see increases to 15% / 15x across many brands.

That said, be sure to compare rates across sites using a tool like Cashbackmonitor.com. If you’re a Capital One Shopping user, it also behooves you to compare there since it isn’t common to find high targeted rates via Capital One Shopping.

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Daniel A

Re: using Amex Dell credit. Anyone have experience returning an item to get Dell credit? When you return does Dell give you the option to receive a credit instead of refund? Does Rakuten clawback the points if you return for credit? Any other pitfalls? Use case – I’d like to build up my Amex Dell credits to eventually use for a big item.