TopCashBack has dropped its American Express gift card rebate down to 2%, but 3% cash back is still available through BeFrugal. It appears that this rate may be available until the end of the month, or maybe it is just the free shipping coupon (FSEMP14) that expires on 3/31.
Questions?
Please read: Everything you ever wanted to know about Amex gift cards. And, if you still have questions, please ask via the comments of that post so that we can keep information about Amex gift cards in one place.
Important notes:
- Amex gift cards do not have PINs. They cannot be used to load Bluebird cards.
- Some credit card companies charge cash advance fees when purchasing these online. Please read Everything you ever wanted to know about Amex gift cards for details.
- Portals often state that using codes not found on their site will invalidate cash back / miles earned. This has not been my experience. I use codes for free gift cards every time. Try SYNCGIFT, for example.
- Some portals restrict the top card amount to $500. You can easily circumvent this by logging into your Amex account (after clicking through from the portal) and then you’ll see values up to $3000. Yes, you should still get cash back or miles (that has been my experience).
- Cash back can take several months to go from pending to payable.
- Miles often take several weeks or even a month or more to post, but then appear immediately in your mileage account.
See also:
- Everything you ever wanted to know about Amex gift cards
- How to Spend Down Amex Gift Cards
- Links to sign up for cash back portals (and other things), can be found here.
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TCB is currently offering 5% cash back on Staples purchases. Can we buy 100$ Visa gift cards and receive cash back. I will be getting 500 miles for 2$ if using Chase Ink..Is it worth it?
The cards cost 7%, so is $2 worth 535 ur points and the time to liquidate to you? I use the Upromise portal, currently 5%, but will be actually 5.5% because they will give a bonus of 10% annually for withdrawing to a Sallie Mae bank account. I do this though with discounted staples gift cards that I get.
Yes, I think it is a good deal, especially if you go with 7% cash back at ShopAtHome, and get an extra 1% cash back by linking your card to Visa Savings Edge (and spend over $200 each time).
I believe topcashback will match the rate too, I’ve asked before on things like this.