Doctor of Credit reports that there is a new in-branch offer of 70,000 Ultimate Rewards points after $4,000 in purchases in the first 3 months when you open a new Chase Sapphire Reserve card. If you are planning to apply and live near a branch, this could be an easy extra 10K points.
The Offer & Key Card Details
- Chase has an in-branch offer of 70,000 Ultimate Rewards points after $4K in purchases in the first 3 months on the Chase Sapphire Reserve card. This offer is not available online (the current public online bonus can be found here).
| Card Name w Details & Review (no offer) |
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FM Mini Review: Good all-around card for frequent traveler. Best when paired with no annual fee Chase Freedom Flex, Freedom Unlimited & Chase Ink Cash cards. Click here for our complete card review $795 Annual Fee Earning rate: 8X Chase Travel℠✦ 4X flights and hotels booked direct ✦ 3X Dining ✦ 5X Lyft (through September 2027) Card Info: Visa Infinite issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: After spending $75,000 each calendar year, get the following benefits: IHG One Rewards Diamond Elite Status ✦ Southwest Airlines A-List Status ✦ $500 Southwest Airlines credit when booked through Chase Travel ✦ $250 credit to The Shops at Chase Noteworthy perks: $300 Annual Travel Credit ✦ Transfer points to airline & hotel partners ✦ Up to $500 The Edit credit annually ($250 January to June and again July to December) ✦ Up to $300 Dining credit through Sapphire Reserve Exclusive Tables ($150 January to June and again July to December) ✦ Complimentary AppleTV+ and Apple Music through 6/22/27 ✦ Up to $300 in StubHub credits ($150 January to June and again July to December) ✦ Points worth up to 2 cents each towards qulalified bookings through Chase Travel ✦ Transfer points to airline & hotel partners ✦ Primary auto rental coverage ✦ Priority Pass Select lounge access ✦ Access Sapphire Lounges for yourself and 2 guests for free ✦ Access select Air Canada Maple Leaf lounges when flying Star Alliance ✦ Up to $120 Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit ✦ Free DoorDash DashPass through 2027 ✦ Two promos of $10 off each month on non-restaurant orders from DoorDash ✦ $5 off restaurant order each month from DoorDash ✦ $10 monthly Lyft creditPrimary auto rental coverage ✦ Priority Pass Select lounge access ✦ Access Sapphire Lounges for yourself and 2 guests for free ✦ Access select Air Canada Maple Leaf lounges when flying Star Alliance ✦ Up to $120 Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit ✦ Free DoorDash DashPass through 2027 ✦ Two promos of $10 off each month on non-restaurant orders from DoorDash ✦ $5 off restaurant order each month from DoorDash ✦ $10 monthly Lyft credit See also: Chase Ultimate Rewards Complete Guide |
Quick Thoughts
In-branch offers rarely catch my eye. That is mostly because I don’t live near branches of most national chain banks but also because the hassle of going into a branch and waiting to speak to a person and listen to whatever else they want to pitch just doesn’t appeal to me unless there is a big advantage. On the other hand, if you’re able to waltz in and apply relatively quickly, it could obviously be worth 10K extra points.
While Chase used to be pretty good about matching a higher offer when you’ve applied recently before an increase, they have become much less reliable about that. I wouldn’t expect to be matched to this offer if you’ve recently applied. On the other hand, I always say that you hit 0% of the balls at which you do not swing. If I applied recently, I’d probably take the 45 seconds to compose a secure message and ask for a match, but I’d do so with low expectations of success.
Overall, I think most people would be better off considering the Sapphire Preferred given that card’s current 100K offer. Unless you intend to use points at 1.5c each either through Chase Travelâ„ or via Chase Pay Yourself Back in the near-term, I’d lean toward the Sapphire Preferred for now and potentially upgrading that to a Sapphire Reserve down the line if you want that card long-term but don’t need the benefits right now.
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It seems that in my area (northern NJ) chase wants you to make an appointment. Otherwise an empty accounts manager will just stare at you and have endless chats with colleagues.