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All of the credit cards with rotating quarterly categories have now opened registration for Q4 2021.
We’ve therefore provided details below of each card’s categories from October 1 to December 31, 2021, along with links to activate your bonuses.
Chase Freedom & Freedom Flex
Bonus Categories
- Walmart
- PayPal
- Link to list of eligible retailers & exclusions
Bonus Amount / Limit
- 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories
Discover
Bonus Categories
- Amazon.com
- Walmart.com
- Target.com
Bonus Amount / Limit
- 5% cashback on up to $1,500 in purchases
US Bank Cash+
Bonus Categories
Choose two of the following:
- Home Utilities
- Electronics Stores
- Sporting Goods Stores
- Ground Transportation
- TV, Internet & Streaming (this replaced Car Rentals)
- Department Stores
- Select Clothing Stores
- Gyms/Fitness Centers
- Furniture Stores
- Cell Phones
- Fast Food
- Movie Theaters
Bonus Amount / Limit
- 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories
Citi Dividend
Bonus Categories
- Restaurants
- Best Buy
Bonus Amount / Limit
- Earn 5% cashback with a maximum of $300 cashback earned in bonus categories per calendar year

How can I use my Chase Freedom and/or Flex to take advantage of this offer and get the 5x for Paypal? I thought of utilizing Paypal key and Google Pay wallet but get a message it won’t work for in-store purchases.
I don’t know how to use PayPal Key for in-store purchases as I think it’s only meant to be used online.
Is PayPal Key still useful with the Chase Freedom card to trigger the bonus? Is it going to show up as a cash advance?
Yes, PayPal Key should trigger the 5%.