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The World of Hyatt credit card is out with a slightly enhanced welcome offer. In addition to the standard points component of the offer, they have now added the ability to earn an additional elite night credit for every qualifying night after approval between 10/16/25 and 1/31/26 (up to 15 bonus elite night credits). Note that this offer is scheduled to end on November 20th.
The Offer & Key Card Details
| Card Offer and Details |
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 ⓘ $406 1st Yr Value EstimateClick to learn about first year value estimates Up to 45K points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 30K points after $3K in spend within the first 3 months, plus an exta 1 point/dollar on up to $15K spend within first 6 months.$95 Annual Fee This card is subject to Chase's 5/24 rule. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 5x Category 1-4 free night certificates after $15K spend within first 3 months. (Expired 10/31/24) FM Mini Review: Great card for welcome offer and annual free night. Might be worth using regularly for additional free night and as a path to status. Earning rate: ✦ 2X restaurants / cafes / coffee shops, airlines, local transit, fitness clubs and gym memberships ✦ 4X Hyatt and Mr & Mrs Smith Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: One free Cat 1-4 night certificate after $15K spend in a calendar year. ✦ Get 2 elite qualifying night credits every time you spend $5K in purchases Noteworthy perks: ✦ Free category 1-4 night every year upon renewal ✦ Additional free category 1-4 night after $15K spend in calendar year ✦ Discoverist elite status ✦ 5 elite qualifying nights ✦ Complimentary Instacart+ for 3 months (must activate by 12/31/27) ✦ $10 monthly Instacart credit |
Quick Thoughts
The World of Hyatt credit card has had a relatively weak introductory offer for the last few years. While it often gets advertised as being worth 60,000 bonus points, the offer awards 30,000 bonus points after $3000 in purchases in the first three months, plus one additional point per dollar spent on up to $15,000 in purchases in the first six months. Since you would ordinarily earn at least one point per dollar on that $15,000 in purchases, only the additional point per dollar is actually a bonus, which is why we consider the welcome offer to be worth 45,000 bonus points. You’ll earn a total of at least 60,000 World of Hyatt points if you do the full $15,000 in purchases, but 15K of those points are the points you would earn on $15,000 in purchases at any time — it is the additional 15K on that spend that is only offered during the first 6 months.
This new, very slightly elevated offer provides double elite night credit on up to 15 nights spent after approval on a temporary basis. If you apply and are approved between October 16, 2025 and November 20th, 2025, after approval, you’ll earn a total of two elite night credits for every qualifying night you spend at a Hyatt hotel between approval and January 31st, 2026.
As a reminder, qualifying nights for Hyatt include most paid nights as well as award nights booked using your World of Hyatt Points or World of Hyatt Free Night Certificates.
If you don’t yet have the card and you already have nights planned during the travel window, it certainly might make sense to get the card in order to juice up your elite night earnings if those additional elite nights will get you to an important milestone reward. For instance, let’s say you have a 15-night stay planned in January. Applying for the card would get you 30 elite night credits for that January stay, plus the five elite night credits that you get from having the card, so you would have 35 elite nights completed early in the year. That could make it much easier to reach important milestone rewards. Keep in mind, though, that if you have some nights planned this year and some nights planned next year, the double elite night credits on those days will obviously count towards separate years. It is also worth repeating that you can earn up to 15 bonus Elite night credits.
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do you know if this works if i’m doing a hyatt status challenge? ie if i get the card today and I need 20 nights to get globalist (AA challenge) do you think this would allow me to fast track it?
How long should one wait after cancelling the card and before reapplying? Had the card since 2021 and will organically get 50 nights and didn’t want to do mattress run for 10 so thinking of taking advantage of the offer.
Similar question! I just reached 60 nights. Should I cancel my card and reapply next year and start spend in 2027? Any benefit to keeping card once you earn globalist ?
Some data points:
Cancelled card on 10/18 – saturday (unfortunately didn’t realize I have a pending recurring NGO transaction the same day), it clears on 10/21 and I pay it off. I apply next day. Declined as system still sees Hyatt card open. I apply again on 10/24, decline and this time they did a credit pull. When called recon, they said they still see Hyatt card on my account. Asked me to call again in a few weeks before 30 day period expires for recon on declined application
If it says “Earn 2 total tier-qualifying night credits toward status for each eligible Hyatt stay from 10/16/25 to 1/31/26, on up to 15 nights”, doesn’t that mean you can earn up to 30 bonus Elite night credits? (The last sentence says 15, unless I’m reading it wrong). Thanks for all you guys do!
No. You’ll earn 2 elite *total* elite night credits on up to 15 nights. So you’ll get the 15 elite night credits that you’d always get for 15 nights + 15 bonus elite night credits for a total of 30 elite night credits. You’re not earning 30 bonus elite night credits, you’re earning the standard 15 plus 15 more.
(and in the post, I noted that this card comes with 5 elite night credits per year as a standard benefit, so if you did all 15 nights in January, you’d have 35 Ellie night credits that first month).
Actually, I should have also noted that Elite nights post based on your checkout date, so if you checked in in December but checked out in January, you should get credit for all of the nights in the new year. Elite nights are awarded based on checkout date, not the year in which the night happens, but the year in which you check out.
By the same token, you want to check out by January 31st in order to get the bonus Elite night credits under this promotion – don’t check in on January 17th and check out on February 2nd, make sure you check out by January 31st.
Gotcha! Thanks Nick!
If I already have this card, soon to finish $15k spend, is it too risky to close it when I’m done with $15k spend, get my FNC and EQNs and apply for this offer? I have 8 nights in January and chasing Globalist status. But I don’t want to risk not having this card.
Do you know if Hyatt has plans to relaunch or enhance its credit card product?
No one knows that.. they have sent out surveys in past about launching a premium mid-tier card though..