Some Capital One credit card holders are seeing an offer at Capital One Travel to get $200 off a Premier or Lifestyle Collection vacation rental booking. I hadn’t been aware that Capital One included vacation rentals in their Premier or Lifestyle Collections, so perhaps this is a marketing play to increase awareness.
The Deal
- Capital One is targeting some cardholders with an offer at Capital One Travel to get $200 off a Premier or Lifestyle Collection vacation rental booking.
Key Terms
- This is a limited offer that will provide eligible customers a discount of $200 off on an eligible vacation rental made via Capital One Travel during the offer period
- Valid until the earlier of December 31, 2025 or while supplies last
- Only valid for the primary cardholder and only for one booking per account
- Once applied, the discount will not be applied to future bookings even if the reservation is modified or canceled
- The booking can not be applied to bookings made before the offer became available
- See your offer for full terms
Quick Thoughts
The interesting thing here is that I hadn’t even realized that Capital One had Premier and Lifestyle collection vacation rental bookings. As you may know, Capital One’s Premier Collection and Lifestyle Collection are its luxury booking platforms, similar to American Express Fine Hotels + Resorts® and The Hotel Collection, but often with a different set of included properties.
I imagine that getting $200 off of a vacation rental could be a great deal provided that the price through Capital One is competitive. I would further be curious to know more about the benefits provided at vacation rentals when booking through Capital One’s platforms. Given that many vacation rentals are cross-listed on multiple vacation rental platforms, you’ll definitely want to shop around for price and make sure that you’re getting a good deal. Also keep in mind that this particular offer is for a discount, not a rebate. That doesn’t make it a bad deal, it just means that the discount will show up during the checkout process. If you don’t see the discount reflected, that would mean that they’ve pulled the offer or that your account is not eligible for the offer. You can find your Capital One Travel offers by logging into Capital One Travel and then clicking a menu at the top that sort of looks like a wallet, as shown below with the number 8 indicating the number of travel credits and offers.
I should note that my wife found this on her Capital One Venture X Rewards Card. I would expect this offer to be targeted on Venture X cards since you need a Venture X card in order to book Premier Collection properties.
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
I thought it completely meaningless. I found zero available property within the U.S. (I searched for west coast, east coast, and in-between southern states along the road trip route I’m planning) 🙁
Looking at these in more detail I’m going to say this is a big meh. The Premier or Lifestyle Collection rentals are only in certain locations. I checked a few locations for a booking in January and in each case it appears that they have a relationship with a rental company (e.g. Key.co in NC and AvantStay in OR). I didn’t find any of these bookings on Airbnb, although I only checked a few cities.
Based on a few spot checks I found prices through Capital One Travel were cheaper than booking direct with Key.co or AvantStay (although when checking the prices ignore the nightly rate and just look at the total because some of the fees are massive). You get a $100 experience credit, although I don’t really know what that means for a vacation rental. (They reference things like $100 off a stocked fridge or extra cleanings, which seem to be of dubious value.)
When I did a broader search for vacation rentals (not specific to those related to the $200 credit) I did find some overlap with Airbnb and VRBO, although not as much as I expected. The properties I checked were a similar price on all three platforms, although Capital One Travel had much less selection.
I suppose if one of these properties is in a place you want to visit and hits your fancy it might be fine with the $200 credit. For other properties I can’t see booking through Capital One Travel unless there is some sort of offer going.
is it available for stays beyond Jan 1, 2026 as long as the booking is made before Dec 31, 2025?
I have this offer but it looks like it is an extremely limited set of properties. When I searched I found no properties for the first half dozen placed I tried. Then I realized the search box has a drop down that shows all the locations worldwide where there are properties. If you search without selecting the Premier or Lifestyle Collection offer there is a much wider range of rentals available, but obviously without the $200 discount.
Yeah footprint is limited it seems. On top of that, I’m noticing a lot of places (once you find somewhere with properties, that is 🙂 seem to have minimum stay requirements of 2+, 3+ nights, etc, depending on property. I was finding nothing for 1 night, then things opened up as I increased stay length.