Bank of America is back with a welcome offer on the newly rechristened Air France/KLM World Elite Visa Signature of 70,000 Flying Blue miles and 100 XP after spending $3,000 in the first 90 days of card membership. In terms of Flying Blue miles, this matches the largest welcome offer we see on the card.
XP stands for “Experience Points,” which are Flying Blue’s tier-qualifying points. 100XP is enough to get Flying Blue Silver status, which has a couple of somewhat useful perks.
The Offer & Key Card Details
| Card Offer and Details |
|---|
 ⓘ $787 1st Yr Value EstimateClick to learn about first year value estimates 70K miles + 100XP Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 70K miles + 100 Experience Points (XP) after $3K spend in the first 90 days$89 Annual Fee Alternate Offer: Some people get an offer for $100 statement credit while doing a dummy booking. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Valuable primarily for the welcome offer, then it should go off to the sock drawer unless you're interested in spending your way to Flying Blue elite status. Earning rate: 3X on Air France, KLM, and SkyTeam purchases ✦ 3X dining ✦ 1.5X everywhere else Card Info: Visa Signature issued by BOA. This card has no foreign currency conversion fees. Big spend bonus: 5K after anniversary when you spend $50 or more the previous year ✦ 20XP towards status on account anniversary ✦ Additional 80XP towards status on account anniversary when you spend $15K+ the previous cardholder year ✦ Additional 60XP towards status on account anniversary when you spend $25K+ the previous cardholder year Noteworthy perks: 20 Experience Points every year ✦ 5K bonus miles at renewal if you've spent $50 the previous year ✦ Miles don't expire as long as you make a purchase once every 2 years ✦ Ability to spend your way to status |
Bank of America Application Tips
- 2/3/4 Rule: You can open a maximum of 2 Bank of America cards every two months, three cards every 12 months, and 4 cards every 24 months.
- 3/12 or 7/12 Rule: Similar to Chase's 5/24 rule, you may not be approved for a card if you have opened 3 or more accounts, with any bank, within the past 12 months. For those with Bank of America deposit accounts, the rule changes to 7 accounts in the past 12 months. Enforcement seems to vary.
- 24 Month Rule: With some BOA cards, you may have to wait 24 months after either opening or cancelling a card to be eligible for approval on that same card. This language varies from card to card and sometimes, applicant to applicant. Some business cards have language stating that you may be declined for additional credit card accounts if your business currently has, or has had, another business card with BOA in the preceding 24 months. Again, enforcement seems to vary.
- Velocity Limits: BOA will approve a maximum of two consumer cards per rolling 2 months, three per rolling 12 months, and four per rolling 24 months.
- Application Status: Call (866) 422-8089 to check your application status or use this link.
- Reconsideration: If denied, call (800) 732-9194 or (888) 230-6262 for reconsideration.
Quick Thoughts
For most people, this credit card won’t be incredibly tempting. Flying Blue is one of the most “promiscuous” programs out there, and bigger bonuses of transferable currencies can be had with a variety of cards that transfer 1-1 to Flying Blue.
That said, there are quite a few folks out there who have quite a few cards. A bonus of this size is when the Air France/KLM card becomes interesting for them, especially now that it earns 3x on dining purchases and gives you the opportunity earn up to 160 XP per year.
The 100 XP gets you to FB Silver status, has the following benefits:
- Earn 6 Miles for each Euro spent
- Priority access at check-in, baggage drop-off, and boarding
- Get 25% off Seat Options
- Choose your standard seat free of charge
- Bring an additional baggage item on all SkyTeam flights
It’s pretty unremarkable, except for the ability to get an extra checked bag on any SkyTeam partner, which could be useful both domestically and internationally if you don’t have Delta or some other SkyTeam elite status.
This offer is probably only worth considering for those who are into SkyTeam status and/or who are now plumbing the depths of the beyond for new welcome offers (or for folks who need the miles for a specific Flying Blue redemption).
There may be a better version of this bonus available if you complete the steps for a dummy booking on AirFrance.us. Sometimes, folks see an offer that includes a $100 statement credit on top of the 70K miles and 100 XP shown below.
We don’t have a direct link to this offer — you need to begin the flight booking process on Air France, and you may see it before entering payment information (you might need to be logged in to your Flying Blue account).
Best uses for Flying Blue Miles
- Air France Flying Blue Promo Rewards. Each month, Air France offers discounted award rates for a number of routes. Sometimes we see economy flights from the US to Europe available for less than 11,000 miles one-way.
- Fly to Israel for the same award price as to Europe. For example, you may see business class flights from the U.S. to Tel Aviv for as low as 60,000 miles one-way.
- Delta economy flights between the US and Hawaii for 17,500 miles one-way. Air France also has great award prices for Delta first class to Hawaii, but Delta rarely releases first class award space on its Hawaii routes.
Things to know
- Air France awards usually incur taxes and fees.
- Award availability can be hard to find. Acquire Flying Blue miles only if you know that the awards you want are available.
- Flying Blue miles expire 2 years after they are earned. Keeping miles alive beyond two years is… weird:
- As long as you don’t credit any flying activity to your account, you can renew your miles by acquiring more miles through non-flight activity. For example, transferring miles from a transferable points program will renew these miles.
- If you earn miles by crediting flight activity to your account, then all of your miles become flight activity miles and can only be extended by taking an eligible flight (and crediting it to Flying Blue), or by being an elite member, or making a purchase with your Air France / KLM Flying Blue credit card.
- For more details, see: Air France’s Flying Blue miles are easier to extend than I thought
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
The ability to keep miles active without having to worry about the weird expiration rules is a good benefit of this card. Plus the 5,000 points per year for making a $50 purchase make this a card that basically pays for itself.
Another benefit of this card is that it keeps your points active.
One thing I haven’t seen people talk about is getting the Bilt Palladium Card and then spending to reach platinum status to get FB Gold. You can then get this card and spend 25k/yr to get 160xp/yr. That would leave you 140xp short of getting FB Platinum status and unlocking La Premiere award bookings. Might be worth doing if you can swing the spend through tax payments etc. especially if FB elite status unlocks more saver space for business class redemptions (not sure if this is still the case)
Can top up XP from donating to their sustainable aviation fund, something like $533 / 54XP. Maybe better than buying the equivalent Delta Status (although the SAF thing is a true cost).
How fast do these points post?
Does anyone know– if you currently have this card but cancel before the changeover to the ‘new version’ (which will involve a new card and account number since mc>visa), can you get the new card bonus??
Any data points?