The most promiscuous airline programs

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My favorite points programs, by far, are transferable points programs. These are programs where points can be transferred to airline and hotel programs. This makes it possible to cherry-pick the best opportunities. If you earn points in only one loyalty program then you may find that flight awards or hotel awards are not available when and where you need them. With transferable points programs, though, your opportunities are far greater.

I’m also a fan of promiscuous transfer partners. These are the loyalty programs that make their points available to multiple transferable points programs. For example, Air France Flying Blue miles are transferable from all six of the transferable points programs that we track: Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, Capital One, Brex, and Marriott Bonvoy.  The value to this should be obvious: if you need more points to book an award, you can get those points from any one of the supporting transferable points programs. So, if you opportunistically earn transferable points when it is easiest to do so (via big signup bonuses, special promotions, etc.), you will likely find that you can scrape together points needed for an award by pooling points from multiple transferable points programs into a single promiscuous partner.

Promiscuous transfer partners, ranked by number of partners

Let’s look at the programs that are most widely available through the major transferable points programs.

6 Direct Partnerships (The Most Promiscuous Programs)

Shown below are all airline programs that are direct transfer partners with six transferable points programs (Note: For a complete list transferable points programs, please see our Transfer Partner Master List):

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer RatioBrex Transfer Ratio
Air France KLM Flying Blue1 to 11 to 11 to 1
(instant)
60K to 25K1000 to 7501 to 1
Emirates Skywards1 to 11 to 1
(instant)
1 to 160K to 25K1000 to 5001 to 1
JetBlue250 to 200 plus excise tax1 to 11 to 1
(instant)
60K to 12.5K1000 to 7501 to 1
Singapore Airlines KrisFlyer1 to 11 to 11 to 1
(~2 days)
60K to 25K1000 to 5001 to 1

5 Direct Partnerships

Shown below are all airline programs that are direct transfer partners with five transferable points programs:

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer RatioBrex Transfer Ratio
AeroMexico ClubPremier1 to 1.650K to 50K*1 to 160K to 25K1000 to 7501 to 1
Avianca LifeMiles1 to 11 to 1
(instant)
60K to 25K1000 to 7501 to 1
Cathay Pacific Asia Miles1 to 150K to 25K*1 to 1
(instant)
60K to 25K1000 to 7501 to 1
Qantas Frequent Flyer1 to 150K to 30K*1 to 1
(~2 days)
60K to 25K1000 to 7501 to 1

* In some cases it is possible to transfer to an airline program indirectly by first transferring to a different program. Transfer ratios shown above with asterisks are the indirect transfers.

Rewards ProgramIndirect Transfer Notes
AeroMexico ClubPremier* Transfer first to Hyatt. Transfer 50K from Hyatt to AeroMexico. Not recomended.
Cathay Pacific Asia Miles* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Cathay. I don't recommend this.
Qantas Frequent Flyer* Transfer first to Hyatt. Transfer 50K from Hyatt to 30K Qantas. Not recomended.

4 Direct Partnerships

Shown below are all airline programs that are direct transfer partners with four transferable points programs:

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer RatioBrex Transfer Ratio
Etihad Guest1 to 150K to 25K*1 to 1
(~1 week)
60K to 25K1000 to 750
Virgin Atlantic Flying Club1 to 11 to 11 to 1
(instant)
60K to 25K

* In some cases it is possible to transfer to an airline program indirectly by first transferring to a different program. Transfer ratios shown above with asterisks are the indirect transfers.

Rewards ProgramIndirect Transfer Notes
Etihad Guest* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Etihad. I don't recommend this.

3 Direct Partnerships

Shown below are all airline programs that are direct transfer partners with three transferable points programs:

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer RatioBrex Transfer Ratio
Air Canada Aeroplan1 to 160K to 25K1000 to 750
Alitalia MilleMiglia1 to 160K to 25K1000 to 750
Avios1 to 11 to 160K to 25K6000 to 3000*

* In some cases it is possible to transfer to an airline program indirectly by first transferring to a different program. Transfer ratios shown above with asterisks are the indirect transfers.

Rewards ProgramIndirect Transfer Notes
Avios* Transfer first to Accor, then convert Accor points 3000 to 3000 to Iberia Avios

2 Direct Partnerships

Shown below are all airline programs that are direct transfer partners with two transferable points programs:

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer RatioBrex Transfer Ratio
ANA Mileage Club1 to 150K to 25K*60K to 25K
Delta SkyMiles1 to 1 plus excise tax50K to 25K*60K to 25K
EVA Air Infinity MileageLands1 to 1
(~2 days)
1000 to 750
Hawaiian Miles1 to 1 plus excise tax50K to 25K*60K to 25K
Jet Airways Inter Miles1 to 1
(instant)
60K to 25K
Qatar Privilege Club50K to 25K*1 to 1
(~2 days)
60K to 25K
Southwest Rapid Rewards1 to 160K to 25K
Thai Airways International Royal Orchid Plus50K to 25K*1 to 1
(~1 week)
60K to 25K
Turkish Airlines Miles & Smiles1 to 1
(~2 days)
60K to 25K
United MileagePlus1 to 1
(instant)
60K to 27.5K

* In some cases it is possible to transfer to an airline program indirectly by first transferring to a different program. Transfer ratios shown above with asterisks are the indirect transfers.

Rewards ProgramIndirect Transfer Notes
ANA Mileage Club* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K ANA. This could be useful for topping off the miles you need for an award.
Delta SkyMiles* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Delta. I don't recommend this.
Hawaiian Miles* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Hawaiian. I don't recommend this. Please don't do this.
Qatar Privilege Club* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Qatar. This could be useful for topping off the miles you need for an award.
Thai Airways International Royal Orchid Plus* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Thai Airways. I don't recommend this.

Wrap Up

The tables above show the most “promiscuous” programs. These are the programs that are supported by multiple transferable points programs. Of course, just because you can transfer points to a particular program does not mean that it’s a good idea. Every airline  program has its own award rates and rules. And, the best program to use for booking an award is often not the airline you want to fly. Thanks to partnerships and alliances, many flights can be booked from many different programs. And, these programs differ both in how they price awards and in the taxes and fees charged.

To see a complete list transferable points programs, please see our Transfer Partner Master List page.

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