Capital One Spark Miles for Business

Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Card Details and Application Link
Capital One Spark Miles for Business
50K Miles
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening
Click Here to Apply

No Annual Fee First Year, Then $95

Note: Most Capital One Business credit cards (including this one) DO count against Chase's 5/24 Rule

Recent better offer: Earn up to 200K "miles": 50K after $5K spend in the first 3 months from account opening and an additional 150K after $50K spend in the first 6 months from account opening [Expired 1/27/20 and breifly available in 2021]

FM Mini Review: This card is similar to the Spark Cash Plus card, but it has the advantage that "miles" earned with this card can be transferred to a large number of airline & hotel programs.


Card Type: Mastercard

Base
Travel

Earning rate: 2X everywhere ⚬ Earn 5X miles on hotel and rental car
bookings through Capital One Travel

Noteworthy perks: Redeem miles for travel at value of 1 cent per mile ⚬ Convert "miles" to airline miles & hotel points ⚬ No foreign transaction fees ⚬ Fee credit for either $85 TSA Pre✓® application fee or $100 Global Entry application fee

Application Tips

Capital One Application Tips


  • 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one.

  • 2 card limit: Conventional wisdom and user experience has been that you can have at most 2 Capital One consumer cards, but according to application terms it may be possible to have up to 5. You may be limited to 2 of their rewards cards. Note that this limit does not apply to Capital One co-branded cards like the Kohl's charge card.

  • Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open.

  • Hard inquiries usually get issued through all 3 credit bureaus


To check application status, call (800) 903-9177 or (877) 277-5901
If denied, call reconsideration here: (800) 625-7866

Related Cards (Capital One Miles)

Card Offer
Capital One Venture Rewards Credit Card
75K Miles
Earn 75,000 bonus miles after $4K spend in 3 months

$95 Annual Fee

Recent better offer: 100K: 50K after $3K in the first 3 months + 20K after $20K in the first 6 months [Expired 7/19/21]

Capital One Venture X Rewards Credit Card
75K Miles
Earn 75,000 bonus miles after $4K spend in 3 months

$395 Annual Fee

Recent better offer: Expired 3/14/22: 100K after $10K spend in 6 months + $200 credit for vacation rental spend in first year

Capital One Spark Miles for Business
50K Miles
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening

No Annual Fee First Year, Then $95

Note: Most Capital One Business credit cards (including this one) DO count against Chase's 5/24 Rule

Recent better offer: Earn up to 200K "miles": 50K after $5K spend in the first 3 months from account opening and an additional 150K after $50K spend in the first 6 months from account opening [Expired 1/27/20 and breifly available in 2021]

Capital One VentureOne Rewards Credit Card
20K miles
Earn a bonus of 20K after $500 spend in 3 months from account opening

No Annual Fee

Alternate offer: Some people are targeted for a 40K offer. See this post for more detail.

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Art Leyenberger

Does getting Spark Miles for Business count against 5/24?

[…] On the one hand, these ratios mean that Capital One® Venture® Rewards Credit Card and Capital One® Spark® Miles for Business cardholders will earn decent value for points in both programs. On the other hand, I find that even […]

[…] Capital One® Spark® Miles for Business  ➥More ⓘ $2055 1st Year EstimateUp to 200K "miles" Limited time offer – earn up to 200K "miles": 50K after $5K spend in the first 3 months from account opening and an additional 150K after $50K spend in the first 6 months from account opening(Offer Expires 1/27/2020) […]

[…] The Venture Rewards card made the top of the list because it is good for those who want the simplicity of being able to use rewards for any travel any time, and it is also useful for those who know how to maximize value by transferring points to airline miles.  This is the only all-in-one card that I can think of that offers solid value for both type of uses.  You can do better by juggling multiple cards, but if you want the one card that does it all, this is it (along with its business twin: Spark Miles for Business). […]

[…] late 2018. These days, Capital One “Miles” (earned via the Capital One Venture card or Capital One Spark Miles for Business card) have many valuable uses in addition to the traditional ability to use Capital One miles to offset […]

[…] the Venture and Spark Miles cards each earn two Capital One Miles per dollar spent, this bonus gives cardholders an effective […]

[…] June 30, 2019, you can get a 20% point transfer bonus when transferring Capital One Venture or Spark Miles to Air France / KLM Flying Blue. That means the current bonus brings the ratio up to 2 Capital One […]

[…] that only consumer cards are available (see above).  That’s a bit unfortunate since the Capital One Spark Miles for Business and Spark Cash for Business cards currently have all time high signup offers for big spenders […]

[…] More info can be found here. […]