|Card Details and Application Link|
PenFed Pathfinder Rewards
50K points after $3K spend in 90 days
Click Here to Apply (this is NOT an affiliate link)
$95 Annual Fee
FM Mini Review: Meh. Points are only worth about 0.85 cents each. I recommended this card when it used to be fee-free, but not for $95 per year.
Card Type: Visa Signature
Earning rate: 4X Travel for PenFed Honors Advantage Members ⚬ 3X travel otherwise ⚬ 1.5X everywhere else. Advantage membership is available to anyone who opens an Access America Checking account, or to military members.
Noteworthy perks: $100 Domestic Airline Fee Credit ⚬ $100 Global Entry credit ⚬ Priority Pass Membership ($32 per visit)