Royal Caribbean® Visa Signature® Credit Card

Royal Caribbean® Visa Signature® Credit Card

ⓘ $280 1st Yr Value Estimate

30K Points ⓘ Non-Affiliate

30K points after $1K spend in 90 days
No Annual Fee

Click Here to Apply

This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

FM Mini Review: Points are worth $0.01 each toward onboard credit or cruise purchase with Royal Caribbean. You can earn a max of 540,000 points per year. Points expire 5 years after the month in which they are earned regardless of acivity. This card offers very poor value for ongoing spend and you may earn a more valuable welcome bonus with less required spend with other cards.

Earning rate: 2x Royal Caribbean, Celebrity Cruises, and Azamara

Base: 1X (1%)

Brand: 2X (2%)

Card Info: Visa Signature issued by BOA. This card has no foreign currency conversion fees.

Application Tips

Bank of America Application Tips 3/12 or 7/12 Rule: You won't be approved if you have opened 3 or more accounts, with any bank, in the past 12 months. For those with Bank of America deposit accounts, the rule changes to 7+ accounts. 2/3/4 Rule: Max 2 consumer cards per rolling 2 months, 3 per rolling 12 months, and 4 per rolling 24 months. 5 card limit: You will not get approved for a new consumer card if you already have 5 consumer BOA cards open Get Same Card Again: With some BOA cards, must wait 24 months after either opening or cancelling, depending upon the card. Hard inquiries are usually combined into 1 when initiated within 30 days but there have been reports of TransUnion not combining. Click here to check your application status If denied, call reconsideration here: (800) 732-9194 (8am-7pm ET Mon-Fri); 800-481-8277 (business cards);

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