Bank of America Cash Rewards

Overview

The no-fee BankAmericard Cash Rewards Card offers 2% cash back at grocery stores and wholesale clubs and 3% cash back on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter; and 1% cash back everywhere else.

On its own, this is a fairly poor cash back card considering that you can get a no fee 2% cash back card instead from Citibank or Fidelity. But, you can get up to a 75% bonus through your banking relationship with Bank of America and/or Merrill Edge. This makes it possible to earn up to: 3.5% at grocery stores and 5.25% on gas up to the first $2,500 in combined purchases each quarter; and 1.75% cash back everywhere else. If you have a very large banking relationship with Bank of America, this card is a great option for a limited amount of grocery, wholesale club, and gas spend.

Overall, this card offers a nice and easy signup bonus, but for long term use it is a good choice only for those with very large Bank of America / Merrill Edge banking relationships.

Related Cards (BOA cash back cards)

Card Offer
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Bank of America Business Advantage Cash Rewards Mastercard     ➥More   ⓘ $400 1st Yr Value Estimate $500 Cash Back $500 after $5K spend in 90 days No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
BOA Business Advantage Travel Rewards World Mastercard     ➥More   ⓘ $255 1st Yr Value Estimate 30K points 30K after $3K spend in 90 days No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Travel Rewards     ➥More   ⓘ $235 1st Yr Value Estimate 25K points worth $250 25K after $1K spend in 90 days No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
BOA Platinum Business Visa     ➥More   ⓘ $210 1st Yr Value Estimate $300 Cash Back $300 after $3000 spend in 90 days No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Major League Baseball® BankAmericard Cash Rewards™ MasterCard® credit card     ➥More   ⓘ $180 1st Yr Value Estimate $200 Cash Back $200 after $1000 spend in 90 days No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
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Norwegian Cruise Line® World Mastercard®     ➥More   ⓘ $180 1st Yr Value Estimate 20K points 20K after $1K spend in the first 90 days No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
AAA Member Rewards Visa Signature Card     ➥More   ⓘ $180 1st Yr Value Estimate $200 Cash Back $200 after $1000 spend in 90 days No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Celebrity Cruises® Visa Signature® Credit Card     ➥More   ⓘ $100 1st Yr Value Estimate 10K points 10K points after first purchase in 90 days No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Royal Caribbean® Visa Signature® Credit Card     ➥More   ⓘ $70 1st Yr Value Estimate 10K points + $50 Air2Sea program discount 10K points + $50 airfare discount: 10K after first purchase in the first 90 days + $50 Air2Sea program discount after $3.5K total in first 90 days (excludes students) No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
BOA Business Advantage Travel Rewards World Mastercard (with Platinum Honors Preferred Rewards for Business)     ➥More   ⓘ $0 1st Yr Value Estimate No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Business Advantage Cash Rewards Mastercard (with Platinum Honors Preferred Rewards for Business)     ➥More   ⓘ $0 1st Yr Value Estimate No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Travel Rewards (with Platinum Honors Preferred Rewards)     ➥More   ⓘ $0 1st Yr Value Estimate No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Major League Baseball BankAmericard Cash Rewards card (with Platinum Honors Preferred Rewards)     ➥More   ⓘ $0 1st Yr Value Estimate No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Cash Rewards (with Platinum Honors Preferred Rewards)     ➥More   ⓘ $0 1st Yr Value Estimate No Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
BOA WorldPoints® Rewards for Business Visa® Card     ➥More   ⓘ $0 1st Yr Value Estimate This card is no longer available for new applications No Annual Fee     This card is no longer available Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Bank of America Premium Rewards (with Platinum Honors Preferred Rewards)     ➥More   ⓘ $-95 1st Yr Value Estimate $95 Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.