Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

ⓘ $651 1st Yr Value EstimateClick to learn about first year value estimates

80K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

80K points after $5K spend within first 3 months your account is open
$299 Annual Fee

Click here to learn how to apply

This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

This card is subject to Chase's 5/24 rule (click here for details).

Earning rate: 4X Southwest ✦ 3X Rapid Rewards(R) hotel and car rental partners (ends 12/31/25) ✦ 2X hotels ✦ 2x gas and restaurants ✦ 2X rideshare ✦ 2X social media and search engine advertising, internet, cable, and phone services (ends 12/31/25) ✦ 1X on all other purchases.

Base: 1X (1.3%)

Hotels: 3X (3.9%)

Other Travel: 3X (3.9%)

Gas: 2X (2.6%)

Brand: 4X (5.2%)

Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees.

Big spend bonus: If you earn 135,000 points in one calendar year, you'll get a companion pass good for the rest of that calendar year and all of the next year ✦ Earn 2,500 TQPs for each $5K in purchases

Noteworthy perks: 9000 bonus points each year upon card renewal ✦ 10,000 Companion Pass qualifying points each year ✦ First bag free for cardholder and up to 8 companions ✦ Complimentary Instacart+ for 3 months (must activate by 12/31/27) ✦ $10 monthly Instacart credit ✦ Four upgraded boardings (when available) every year (ends 12/31/25) ✦ Global Entry, Nexus or TSA Pre✔ Fee Credit ✦ Up to 365 Inflight WiFi Credits (end 12/31/25) ✦ Available for flights from 1/27/26 onward: Group 5 boarding ✦ Preferred seat selection at booking (if available) ✦ Extra legroom upgrades up to 48 hours pre-departure (if available)

Application Tips

Chase Application Tips Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them. 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here. 24: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you may not be eligible for a welcome offer if you've ever received one for the same card before. No wait is required for Chase Ink cards. 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal) Call (888) 338-2586 to check your application status If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (Southwest Rapid Rewards)

Card Offer
Southwest Rapid Rewards® Plus Credit Card ⓘ $1183 1st Yr Value EstimateClick to learn about first year value estimates 100K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 100K points after $4K spend in the first 5 months. $99 Annual Fee Learn more After clicking through, be sure to manually select the exact Southwest card in which you are interested. This card is subject to Chase's 5/24 rule (click here for details). FM Mini Review: This card can be great for its new cardmember bonus, but its ongoing perks are worth the annual fee only if fully used each year.
Southwest Rapid Rewards® Premier Credit Card ⓘ $1133 1st Yr Value EstimateClick to learn about first year value estimates 100K points ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 100K points after $4K spend in the first 5 months. $149 Annual Fee Learn more This card is known to be subject to Chase's 5/24 rule. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Southwest Rapid Rewards® Priority Credit Card ⓘ $1053 1st Yr Value EstimateClick to learn about first year value estimates 100K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 100K points after $4K spend in the first 5 months. $229 Annual Fee Learn more This card is known to be subject to Chase's 5/24 rule. FM Mini Review: Great for frequent Southwest flyers - this card could easily be a long-term keeper.
Southwest® Rapid Rewards® Performance Business Credit Card ⓘ $651 1st Yr Value EstimateClick to learn about first year value estimates 80K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 80K points after $5K spend within first 3 months your account is open $299 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details).
Southwest® Rapid Rewards® Premier Business Credit Card ⓘ $577 1st Yr Value EstimateClick to learn about first year value estimates 60K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 60K points after $3K spend within first 3 months your account is open $149 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details).