SoFi Credit Card

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Card Details and Application Link
SoFi Credit Card
3% cash back + $50-$250 bonus
$50-250 + 3% cash back on up to $12,000 for one year after being approved for a credit card and setting up a direct deposit within the first 25 days ($50 bonus for deposits under $5,000; $250 for direct deposits of $5000+)
Click Here to Apply (this is NOT an affiliate link)

No Annual Fee

FM Mini Review: This card could be a good option for someone looking for a 2% cash back Mastercard, though keep in mind that the Citi DoubleCash is a competitor that earns at the same rate while offering points which could become transferable to airline partners, whereas the SoFi credit card only earns cash back rewards.

Card Type: Mastercard World Elite


Earning rate: 2X everywhere

Noteworthy perks: 2% cash back on all purchases (3% for first year on up to $12k with direct deposit) ⚬ no foreign transaction fees ⚬ cell phone insurance