US Bank Altitude Reserve Visa Infinite Card

U.S. Bank Altitude Reserve Visa Infinite Card

FM Mini Review: With points worth 1.5 cents each towards travel, this card offers an excellent signup bonus. For ongoing use, this card is a winner for those who spend a lot on mobile payments (at 3X, rewards are worth 4.5%)

Card Type: Visa Infinite


Earning rate: 5x prepaid hotel & car rental through Altitude Rewards Center ⚬ 3X travel and mobile wallet payments

Noteworthy perks: $325 in travel credits per membership year ⚬ Points worth 1.5 cents each towards travel ⚬ Priority Pass Select airport lounge access (4 per year) ⚬ 12 free Gogo Wifi passes per year ⚬ Primary car rental coverage ⚬ No foreign transaction fees

See also: US Bank Altitude Reserve Complete Guide


The US Bank Altitude Reserve Visa Infinite Card offers 3X points for travel and mobile wallet payments; and 1X points on other purchases. Even though the card has a hefty $400 annual fee, it offers $325 per year in automatic travel rebates. For those who would have used the card to pay for travel anyway, this effectively reduces the annual fee burden to just $75 per year.

Other valuable perks of this card include:

  • Points worth 1.5 cents each when used to purchase travel (flights, hotels, car rentals)
  • Airport Lounge Access via Priority Pass Select (4 free visits per year)
  • 12 complimentary Gogo in-flight Wi-Fi passes per year
  • No foreign transaction fees

Application Tips

US Bank Application Tips

  • Get Same Card Again: Depends on the product. For example, with the Altitude Reserve card you cannot get the bonus again. The terms state "The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Reserve Visa Infinite account."

  • Hard inquiries may be combined into 1 when approved same day.

Call (800) 947-1444 to check your application status.
If denied, call reconsideration here: 800-947-1444 or 800-685-7680

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