U.S. Bank Business Cash Rewards World Elite™ Mastercard®

U.S. Bank Business Cash Rewards World EliteTM Mastercard

FM Mini Review: Nice welcome bonus and useful for its 3% categories, but you can do better for all other spend.


Card Type: Visa Signature

Base
1%
Gas
3%
Phone
3%
Office
3%

Earning rate: 3% back at gas stations, office supply stores, and cell phone/service providers ⚬ 1% back everywhere else ⚬ Note: purchases of gaoline greater than $200 will not be deemed to be a purchase of automotive gasoline and will therefore earn only 1%.

Big spend bonus: Annual bonus of 25% of your prior year's cash rewards, up to $250, will post after your anniversary date.

Noteworthy perks: 0% APR on purchases and balance transfers for the first 15 billing cycles, then a variable APR (currently 11.99% to 22.99%)

Application Tips

US Bank Application Tips


  • Get Same Card Again: Depends on the product. For example, with the Altitude Reserve card you cannot get the bonus again. The terms state "The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Reserve Visa Infinite account."

  • Hard inquiries may be combined into 1 when approved same day.


Call (800) 947-1444 to check your application status.
If denied, call reconsideration here: 800-947-1444 or 800-685-7680

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