A couple of days ago, we shared a link for a targeted welcome offer on the American Express Business Gold card that offers 125,000 Membership Rewards after $15K in spend.
Now, Doctor of Credit has shared another targeted link for the Business Gold, this one offering 175K Membership Rewards after the same $15K in spend.
This is 75K better than the current public offer and, more to the point for many, doesn’t have Amex’s once-in-a-lifetime language (NLL), which excludes those who have the card or have had it in the past from being eligible for a welcome offer.
The Deal
- There is a targeted offer for the Amex Business Gold card that gives 175,000 Membership Rewards points after spending $15,000 within the first 3 months.
- This is a no-lifetime language (NLL) offer, so those targeted would be eligible regardless of whether or not they’ve had or currently have a Business Gold card.
Direct Link to Application (log in to your Amex account and then click link to find out if you’re targeted)
If, after you log in, you see this message (or something like it), it means you’re not targeted:
Key Card Details
(If you click on the card details, you can see our card-specific page with the current public offer information, not the increased offer)
Card Name w Details & Review (no offer) |
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FM Mini Review: This card may be a keeper for those who use the monthly credits, but keep only if you also make good use of one or two 4X categories. Click here for our complete card review $375 Annual Fee Earning rate: Earn 4X in combined purchases in the two eligible categories where your business spends the most each month (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply. Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Earn up to $20 in statement credits each month for eligible purchases at FedEx, Grubhub, and office supply stores. Enrollment required. ✦ Monthly Walmart+ Membership credit after you use the card to pay for one monthly Walmart+ membership ✦ Terms Apply. (Rates & Fees) |
Quick Thoughts
There’s been a bit of a lull in the Amex Points Parade for many folks, but this targeted offer is 75K better than the one that we’re displaying on our Best Offers page…and it doesn’t have Amex lifetime language.
The Business Gold card can be a great card for many folks, given the attractive 4x bonus categories and the monthly statement credit for office store purchases. Even if you didn’t take advantage of any of the bonus categories, this works out to 12.7x MR on $15K spend…a pretty good deal.

15k in 3 mos 2 rich 4 me
I got a 200k offer for 15k in 3 months. Jumped on it
Same link or a targeted one for you?
Searched in incognito mode and popped up
Your first ABG and Not an NLL I presume
Yes. First one
New to this. My business already has an Amex Biz Gold. Can my business apply for a second Amex Biz Gold?
They seemed to be fine with my business getting a second gold, no indication that there would be a problem getting the SUB
I’m currently working towards 200k SUB for an AMEX Biz Gold. I’m targeted for this one with NLL… I can work towards two AMEX Biz Gold SUBs at the same time? Or will i be flying too close to the sun?
I had no issues getting both SUBs. It’s crazy that Amex has NLL offers so quickly after getting approved for the 1st one.
Dang, not targeted.