Are you eligible for a new Marriott card?

103

Marriott recently introduced two new credit cards and made significant changes to a couple of existing cards.  See this post for full coverage.  Suddenly, you might be considering signing up for a new card.  But if you’ve ever signed up for any Marriott card in the past, chances are very good that you are blisteringly baffled by Bonvoy’s byzantine card bonus rules.  Are you eligible for a new card bonus?  The answer depends upon which cards you have now, which you’ve had before, when you signed up, when you canceled, and the color of the moon.

What follows is my best attempt to simplify the rules…

All-in-one Eligibility Matrix

This display visually shows the rules as I understand them:


Hoping to get a Chase Marriott card?

Here are the currently available Chase Marriott cards:

Card Name w Details & Review (no offer)
Marriott Bonvoy Boundless® Credit Card

Annual Fee: $95

Card Type: Visa Signature

Base
Dine
Gas
Grocery
Brand

Earning rate: ⚬ 6X Marriott Bonvoy ⚬ 3X gas stations, grocery stores, and dining on up to $6K in combined purchases each year ⚬ 2X everywhere else

Big spend bonus: Earn Gold status when you spend $35K each year ⚬ 1 Elite Night Credit towards elite status for every $5K spent

Noteworthy perks: ⚬ Annual free night certificate for 1 night at a hotel redemption level up to 35K ⚬ Automatic Silver status ⚬ 15 nights of elite credit each year ⚬ 1 Elite Night Credit for every $5K spent

See also: Marriott Bonvoy Complete Guide

Marriott Bonvoy Bountiful™ Card

Annual Fee: $250

Card Type: Visa Signature

Base
Dine
Grocery
Brand

Earning rate: 6X Marriott.⚬ 4X restaurants & grocery on up to $15K spend per year ⚬ 2X everywhere else

Big spend bonus: One 50K Free Night Award after $15K calendar year spend.

Noteworthy perks: 15 night credit towards elite status every year upon account anniversary ⚬ 1,000 bonus points with each qualifying stay ⚬ Gold elite status

See also: Marriott Bonvoy Complete Guide

Marriott Bonvoy Bold Credit Card

FM Mini Review: The best use for this card is probably to downgrade from the Ritz or Boundless card to avoid the annual fee. That way, you can always upgrade again when you need the annual free night or other perks


Annual Fee: $0

Card Type: Visa Signature

Base
Travel
Brand

Earning rate: ⚬ 3X Marriott Bonvoy ⚬ 2X travel ⚬ 1X everywhere else

Noteworthy perks: Automatic Silver status ⚬ 15 nights of elite credit each year

See also: Marriott Bonvoy Complete Guide

In order to get accepted to any of the Chase cards, you must not only satisfy the Marriott specific rules shown in the chart near the top of this post, but you must also be under 5/24:

Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months.
To determine your 5/24 status, see: Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.

 

Hoping to get an Amex Marriott card?

Here are the currently available Amex Marriott cards:

Card Name w Details & Review (no offer)
Marriott Bonvoy Brilliant™ American Express® Card

FM Mini Review: Decent ultra-premium option for Marriott fans, especially those aiming for lifetime status tiers


Annual Fee: $650

Card Type: Amex Credit Card

Base
Travel
Dine
Brand

Earning rate: 3X airfare charged by airline; 3X US restaurants, 6X Marriott; 2X on all other eligible purchases

Big spend bonus: Annual Choice Award with $60K calendar year spend

Noteworthy perks: ⚬ 85K Free Night Award each year upon renewal ⚬ $300 dining credit per membership year ($25/mo) ⚬ Platinum Elite status ⚬ 25 elite nights credit ⚬ Priority Pass Select with 2 free guests ⚬ Global Entry fee credit ⚬ Free premium internet at Marriott properties

See also: Marriott Bonvoy Complete Guide

Marriott Bonvoy Bevy™ American Express Card

Annual Fee: $250

Card Type: Amex Credit Card

Base
Dine
Grocery
Brand

Earning rate: 6X Marriott.⚬ 4X restaurants & grocery on up to $15K spend per year ⚬ 2X everywhere else

Big spend bonus: One 50K Free Night Award after $15K calendar year spend.

Noteworthy perks: 15 night credit towards elite status every year upon account anniversary ⚬ 1,000 bonus points with each qualifying stay ⚬ Gold elite status

See also: Marriott Bonvoy Complete Guide

Marriott Bonvoy Business® American Express® Card

Annual Fee: $125

Card Type: Amex Credit Card

Base
Dine
Gas
Phone
Biz
Brand

Earning rate: 6x at Marriott Bonvoy properties ⚬ 4x at restaurants worldwide, U.S. gas stations, wireless telephone services purchased from U.S. suppliers and on U.S. purchases for shipping ⚬ 2x on all other eligible purchases. Terms Apply. (Rates & Fees)

Big spend bonus: Earn an additional free night (good for one night at a redemption level at or under 35K points, subject to resort fees) after you spend $60K on purchases in a calendar year

Noteworthy perks: Complimentary Marriott Gold elite status ⚬ 7% discount off the standard rate for a standard room at participating hotels when you book direct (Terms and Conditions apply) ⚬ 1 Free Night Award every year after your Card renewal month for a one-night redemption level at or under 35K points (subject to resort fees) ⚬ Complimentary premium Internet access at Marriott properties ⚬ Terms Apply (Rates & Fees)

See also: Marriott Bonvoy Complete Guide

In order to get accepted to any of the Amex cards, you must not only satisfy the Marriott specific rules shown in the chart near the top of this post, but you must also have fewer than 5 or 6 Amex credit cards:

Amex card limits: If you apply for a new Amex credit card, you may get turned down if you already have 5 or more Amex credit cards; or 10 or more "Pay over Time" (AKA charge) cards. Both personal and business cards are counted together towards these limits. Authorized user cards are not counted.  The Amex Green Card is weird.  It is technically a Pay over Time card, and it is treated that way when applying for the Green Card, but if you already have the Green Card, it is treated as a credit card towards your credit card limit. See also: Which Amex Cards are Charge Cards vs. Credit Cards?

Real World Example

Let’s take a real world example to show how to use the eligibility matrix above.  A reader wrote the following:

My husband and I both have the Marriott Bonvoy boundless cards and got them February 2020 and April 2020. I want to upgrade both of us to the Ritz and it seems like waiting until our anniversary date would be best. I swear I read somewhere that we should get the Marriott amex cards first because we won’t ever be able to get them after that. Is that correct?

Now take a look at the eligibility matrix.  If the couple upgrades to the Ritz card, they would suddenly be subject to the 30! warning:

By looking at the eligibility key, you can see what that 30! warning means:

Once the couple has the Ritz card, they won’t be eligible for the two consumer Amex cards. The only way they would become eligible is to cancel or downgrade the Ritz card and wait 30 days.

So, should they sign up for one of the Amex cards first, like the Bonvoy Brilliant?  Are they eligible?  By looking at Bonvoy Brilliant column under “Card You Want” and then scanning down to the card they have (Bonvoy Boundless), you see the “90 24!!” warning.  This couple would not be eligible for the Bonvoy Brilliant card if they were approved in the past 90 days or if they’ve received a welcome bonus in the past 24 months for the Boundless card.  They’re probably just past the 24 months, so they’re safe on both scores but it is worth checking their Marriott account history to see when their welcome bonuses posted.

So, short answer: yes this couple could get the welcome bonus for the Bonvoy Brilliant, but only if they sign up for it before upgrading to the Ritz card.

Product Eligibility and Bonus Eligibility Terms

The following terms are copied directly from each Marriott card’s signup page…

Chase Bonvoy Bold

This credit card is not available to you if (1) you currently have any of the following cards or (2) you received a new cardmember bonus for any of the following cards within the last 24 months: Marriott Bonvoy® Premier credit cardMarriott Rewards® Premier credit cardMarriott Bonvoy Boundless® credit cardMarriott Rewards® Premier Plus credit cardMarriott Bonvoy Bold® credit card.

The new cardmember bonus is not available to you if (1) you currently have or had any of the following cards within the last 30 days: Marriott Bonvoy® American Express® CardThe Starwood Preferred Guest® Credit Card from American Express; or if (2) you applied and were approved for any of the following cards within the last 90 days or (3) received a new cardmember bonus or upgrade bonus for any of the following cards within the last 24 months: Marriott Bonvoy Business® American Express® CardStarwood Preferred Guest® Business Credit Card from American ExpressMarriott Bonvoy Brilliant® American Express® CardStarwood Preferred Guest® American Express Luxury CardMarriott Bonvoy Bevy American Express® Card.

Chase Bonvoy Boundless

This credit card is not available to you if (1) you currently have any of the following cards or (2) you received a new cardmember bonus for any of the following cards within the last 24 months: Marriott Bonvoy® Premier credit cardMarriott Rewards® Premier credit cardMarriott Bonvoy Boundless® credit cardMarriott Rewards® Premier Plus credit cardMarriott Bonvoy Bold® credit card.

The new cardmember bonus is not available to you if (1) you currently have or had any of the following cards within the last 30 days: Marriott Bonvoy® American Express® CardThe Starwood Preferred Guest® Credit Card from American Express; or if (2) you applied and were approved for any of the following cards within the last 90 days or (3) received a new cardmember bonus or upgrade bonus for any of the following cards within the last 24 months: Marriott Bonvoy Business® American Express® CardStarwood Preferred Guest® Business Credit Card from American ExpressMarriott Bonvoy Brilliant® American Express® CardStarwood Preferred Guest® American Express Luxury CardMarriott Bonvoy Bevy American Express® Card.

Chase Bonvoy Bountiful

This credit card is not available to you if (1) you currently have this card or (2) you received a new Cardmember bonus for this card within the last 24 months.

The new cardmember bonus is not available to you if (1) you currently have or had any of the following cards within the last 30 days, (2) you applied and were approved for any of the following cards within the last 90 days, or (3) you received a new cardmember bonus or upgrade bonus for any of the following cards within the last 24 months: Marriott Bonvoy® American Express® Card, Starwood Preferred Guest® Credit Card from American Express, Marriott Bonvoy Business® American Express® Card, Starwood Preferred Guest® Business Credit Card from American Express, Marriott Bonvoy Brilliant® American Express® Card, Starwood Preferred Guest® American Express Luxury Card, Marriott Bonvoy Bevy™ American Express® Card.

Amex Bonvoy Business

Welcome offer not available to applicants who have or have had this product or the Starwood Preferred Guest® Business Credit Card from American Express. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Welcome offer not available to applicants who (i) have or have had the Marriott Bonvoy® Premier Plus Business Credit Card from Chase, the Marriott Rewards® Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business® Credit Card from Chase, or the Marriott Rewards® Business Credit Card from Chase in the last 30 days, (ii) have acquired the Marriott Bonvoy Bountiful Credit Card from Chase, the Marriott Bonvoy Boundless® Credit Card from Chase, the Marriott Bonvoy Bold® Credit Card from Chase, in the last 90 days, or (iii) received a new Card Member bonus offer in the last 24 months on the Marriott Bonvoy Bountiful Credit Card from Chase, Marriott Bonvoy Boundless® Credit Card from Chase, or the Marriott Bonvoy Bold® Credit Card from Chase.

Amex Bonvoy Brilliant

Welcome offer not available to applicants who have or have had this product or the Starwood Preferred Guest® American Express Luxury Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Welcome offer not available to applicants who (i) have or have had The Ritz-Carlton® Credit Card from JPMorgan or the J.P. Morgan Ritz-Carlton Rewards® Credit Card in the last 30 days, (ii) have acquired the Marriott Bonvoy Bountiful Credit Card from Chase, the Marriott Bonvoy Boundless® Credit Card from Chase, or the Marriott Bonvoy Bold® Credit Card from Chase in the last 90 days, or (iii) received a new Card Member bonus or upgrade offer for the Marriott Bonvoy Bountiful Credit Card from Chase, the Marriott Bonvoy Boundless® Credit Card from Chase, or the Marriott Bonvoy Bold® Credit Card from Chase in the last 24 months.

Amex Bonvoy Bevy

Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

Welcome offer not available to applicants who (i) have or have had The Ritz-Carlton® Credit Card from JPMorgan, the J.P. Morgan Ritz-Carlton Rewards® Credit Card, the Marriott Bonvoy Bountiful Credit Card from Chase, the Marriott Bonvoy Boundless® Credit Card from Chase, the Marriott Rewards® Premier Plus Credit Card from Chase, the Marriott Bonvoy® Premier Credit Card from Chase, the Marriott Bonvoy Bold® Credit Card from Chase, or the Marriott Bonvoy® Premier Plus Business Credit Card from Chase or the Marriott Rewards® Premier Plus Business Credit Card from Chase in the last 30 days, (ii) have acquired the Marriott Bonvoy Bountiful Credit Card from Chase the Marriott Bonvoy Boundless® Credit Card from Chase, the Marriott Bonvoy Bold® Credit Card from Chase in the last 90 days, or (iii) received a new Card Member bonus or upgrade offer for the Marriott Bonvoy Bountiful Credit Card from Chase, the Marriott Bonvoy Boundless® Credit Card from Chase, or the Marriott Bonvoy Bold® Credit Card from Chase in the last 24 months.

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Bellissimo

I am ineligible for the Boundless bonus two times over from Amex cards. I just applied for the Boundless because it’s worth the 95 AF even with no bonus, and I could potentially upgrade into another ritz. This is where I haven’t really found any info or data points though: I was approved with no pop ups or anything. In the past Chase had Marriott pop ups but I’m not sure if they phased them out or something, so we’ll see if the bonus will post. I applied via referral, so I am curious if that will go through as well because you get paid upon approval rather than the referee hitting the bonus target. With the referral the minimum spend is only 1k for the three 35k nights, so I should be able to hit it without really going out of my way as there’s a good chance I won’t get the bonus. Even the points guy’s similar Marriott bonus guide speculates that ineligible bonus Chase inquiries should have a pop up, but they don’t seem certain at all. I haven’t found a single recent account one way or the other which is suprising given the focus on Bonvoy bonus eligibility across travel publications. There isn’t a bonus spend progress bar under that new Boundless account, but I checked someone else’s account who got the bonus about a month ago and didn’t see a progress bar there either, unlike my IHG card that I got a while back which still shows a full bar. I don’t want to call Chase to ask and raise suspicion as I have over a dozen cards with them

Tim

I have a question about opening multiple Marriott cards, but first a little background to explain where I’m coming from…

I opened the Marriott Boundless Card (from Chase) in July. Afterwards, I learned about the strategy to upgrade that card to the Ritz-Carlton card, so I’d like to do that next July as soon as I’m eligible (since I have to wait 1 year after opening the card to do a product change).

But I also read about how I should get the Marriott Brilliant Card (from Amex) before upgrading to the Ritz, so that I don’t disqualify myself from the Brilliant welcome bonus. But, unfortunately, it sounds like I won’t be eligible to get the welcome bonus until two years after I receive the bonus on the Boundless card I just signed up for. Given that the ability to upgrade to Ritz could go away at any time, I really don’t want to push my luck by waiting another two years.

SO HERE’S MY QUESTION: I connected the Boundless card from Chase to my original Marriott account. But if I open a new Marriott account and connect the new account number to the Brilliant card, would they send the bonus to that account? Since the cards are issued by different banks, I’m guessing Amex and Chase don’t communicate with each other. So I’m thinking it would come down to Marriott. And I’m wondering whether having two accounts with them would work so I can get the bonuses on both cards? But I also want to be careful about not getting my Marriott account closed. If that doesn’t work, another idea is to open the card in my name, but connect it to my girlfriend’s or a family member’s Marriott account (in a different name from my card)?

One other thing worth noting is I got the Marriott Business Card from Amex 4 years ago when it was still the SPG business card. So Amex already knows my original Marriott account number, and I’m not sure whether that would raise any red flags by giving them a different number for the other Marriott Brilliant card?

PS: Before you say it, I’m not concerned about the 15 Elite Night Credits, since Boundless and Brilliant are both personal cards and I could only get it from one of them anyways.

PS: If you’re wondering why I need both Ritz and Brilliant, it’s because I’d like to get two of those 85K Free Nights each year, since it’s a lot easier to plan a short getaway around 2 nights than 1. I figure if I’m splurging on the fanciest hotels Marriott has to offer, I might as well plan two nights instead of rushing it.

Thanks for the help!!

Tim

Of course, I’m kicking myself for not thinking of this sooner, before the all those changes Amex made to the Brilliant card. Would’ve been nice to double dip on both benefits at a lower annual fee for the first year. Oh well, you live, you learn.

Jay

Let me know if you tried it, but i suspect the bonus is tied to your SSN or personal information rather than your mariott account

Josh

Hi! I want to sign up for the new Amex Bonvoy brilliant. I got SUB from a Chase Marriott Bonvoy 11 months ago. According to the matrix I’m not eligible for the brilliant SUB for another 13 months. I read a comment that I could cancel my chase boundless, wait 31 days, then apply for Amex brilliant. Would I get the SUB then for this card?

Maoput

Accordingly to the chart, the way I understood it is that I will be eligible for SUB but not accordingly to Chase…

One DP as of 10/07/22.
I was approved for AMEX Brilliant on 05/04/19 and received the SUB on 05/30/19. I closed the card on 01/13/21. When applying for a Chase Boundless card minutes ago, one pop-up window showed below:

“Just one more question, name here.
Thanks for applying for the Marriott Bonvoy Boundless Credit car. We are not able to offer you the new card member bonus because, as described in the eligibility criteria, you currently have or had a Starwood Preferred Guest or a Marriott Bonvoy credit card issued by American Express. We haven’t done a credit check yet.
Would you like to continue with your application without a new card member bonus??

Utah

Does anyone know if I apply for the card Nov 26 but make the minimum spend immediately if I would be awarded my 15 days for the business card this year. It says 60 days but want data points if anyone has gotten it sooner than that. I’m 15 nights shy and I signed up 10/10/20 for my boundless but didn’t get the bonus nights issued til Nov 25th

Can anyone provide insight?

[…]  Are you eligible for a new Marriott card? Great table explaining very confusing rules! […]

Dave

I am curious about the bonus nights earned for each card towards elite status. Right now I have the old Amex Bonvoy and Amex Bonvoy Business (from SPG program). With both of those I get 30 nights toward status. With the new Brilliant, would I get another 10 nights toward status? I am pretty sure I can’t get the whole 25 nights, since it caps out at 40.

Sean

Hi everyone,
Do I start my 24 month clock from when I got my boundless card or when I finished my spend and actually got my bonus in my account? My anniversary free night is on Oct 11th but didn’t meet my spend and get my bonus in my account til Nov 25? I want to apply for the Amex business card ASAP to get my nights but need to know when to apply? Any help is greatly appreciated!!!

Harry

Clock starts when you get your bonus. P2 & I are a month or so ahead of your planned application like any day now. Got to double check the dates. Then we’ll probably upgrade our Boundless cards to Ritz. Good Luck!

Sean

Do you know when the 15 elite nights gets added?

Harry

That I do not know and searching my activity back 24 months only provides points and no mention of elite nights.

Jett

Any idea if the 24-month rule is tracked by day or month? I received my Boundless bonus on 12/5/2020, and want to know if I am eligible for the Business’ welcome bonus on 12/6/2022, or on 1/1/2023?

Harry

Again I do not know for sure. And I’m not sure anyone would know unless you contacted Marriott. I believe Greg said Marriott tracks this and not Amex/Chase. So my take is like once below Chase 5/24, wait a month (or next billing close) or so and then apply remembering YMMV.

JohnB

I have the old Starwood Amex CC for over 6 years. Am I correct in assuming that I cannot get any of the Chase Marriott CCs?

Benn

Could I reinstate the old card 32 days afer closing it?

Benn

This is the post I’ve been waiting for!
@greg just trying to make sure I’m understanding this correctly:

If I currently have the Amex Bonvoy (old SPG), I’m able to get either the Bold or the Boundless cards but I wouldn’t be eligible for the SUB? Are there any DP of this? I always thought if chase approves you, you’ll get the bonus (unlike Amex). Also how do they even know what I have on the Amex side if I leave out my Bonvoy#?

Then again is it even worth burning a 5/24 slot without the SUB? My ultimate goal is to PC it to the RC card.

Last edited 2 months ago by Benn
VIS

Do Chase and AMEX actually talk to each other ? How do they know if you have received an upgrade bonus or not ?

MLH

Greg – Do you know if you can product change from the Brilliant to the Bonvoy?

Thanks.

John A Thompson

I want to make sure I understand this correctly. Since I was recently approved for the Amex Bonvoy Business (within the last 30 days and I have not yet earned the SUB) I am SOL of getting any Chase Marriott card for at least the next 2 years. Is that correct?

Darin

You’re SOL on getting a SUB for 24 months, but you could sign up for one of the Chase cards without a SUB. I know that’s a completely wild concept among this crowd, but if you want the Ritz Carlton card it could make sense. The RC is such a valuable card now and there’s no telling whether at some point they start restricting product changes. If you want it as part of your long term card portfolio, it’s not a bad move to sign up for Boundless without a SUB and PC in a year.

John A Thompson

If I did sign up for the Boundless without a SUB does that prevent me from signing up for the Brilliant and earning a SUB on that?

ActualMichael

No, but you are restricted from getting the Brilliant if you currently hold or have held the Ritz card any time within the last 30 days. So if you want the Brilliant, you should get that card before upgrading to the Ritz card.

John Thompson

So, just to make sure I have it straight I could get the Boundless in December (when a spot frees up on my 5/24) without a SUB (with the intention of upgrading it to the Ritz card after a year) and then apply for the Brilliant 90 days after the Boundless and get the SUB for that (with the intention of downgrading/dropping it after a year).

efrant

I don’t think the matrix accurately reflects the rules. For example, according to the matrix, if I have the Brilliant, and want the Boundless, it says that I would not be eligible for the SUB if I’ve had the Brilliant within the past 30 days. But the rules from Chase state that you are not eligible for the SUB if you have or have had either the $95 Bonvoy Amex or the SPG Amex in the past 30 days — no mention about the Brilliant. (Yes, if I was approved for the Brilliant in the past 90 days, or received the SUB from the Brilliant in the past 24 months, then I wouldn’t be eligible for the Boundless SUB, but those are separate restrictions)

Brutus

I like that Marriott makes applying for its cards wildly complex and irritating. Those who display the grit to work through the matrix and receive a welcome bonus are then mentally prepared for the challenges working through Bonvoy’s equally complex packages of elite benefits.

Beth

In reference to the Bonvoy Brilliant card (and change from $300 annual credit at a Marriott to $300 credit for food), I just used my card to purchase food to see if I get a $25 credit in September. I assumed this change begins on October 1, but I actually got the credit for use in September. Since this is the last day of the month, for those who haven’t used it in September, it’s lunch or dinner out today!

JL100

they said it started Sept 22 so you should get $25 in September.

VIS

Also it is cumulative so one does not need to spend all $25 in one shot.

Beth

SO, does that mean if I didn’t use it in October, I would get a $50 credit in November if I used it then? I didn’t see anything about it being cumulative.

VIS

No. It is cumulative for the month only and restarts on the 1st. If you charge $4 in McDonalds and $21 in a restaurant, you will get total $25 for that month. It will reset again tomorrow.

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matmaliack

@Greg So, I understand correctly. I am trying to get the Chase bonvoy card and I currently have the Amex Bonvoy card. I need to cancel the Amex Bonvoy card and wait 30 days before I apply for the Chase card. Is that correct?

[…] There are 4 current Marriott cards you can get but somewhat complicated rules on eligibility. Read the terms carefully before applying to make sure you are eligible. Frequent Miler has some helpful charts here you can read as well. […]

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Josh

@Greg was going to reply to say your chart was wrong that you can’t get the Chase cards if you even HAVE any of the Amex cards when reading the terms and conditions, but of course missed the “and received a welcome offer in the past 24 months” part. Dang, they don’t make this easy do they.

QUZ

Hi Greg – Need some help here please —–

Cards I have:
Chase Ritz – Have had it for 4 years
AMEX Bonvoy Brilliant – Upgraded from Bonvoy abt 4 months ago – Did NOT get an Upgrade bonus because of RITZ Carlton. Screw them!
Card I want:
Chase Bonvoy Boundless – Question is, will I get he Boundless signup bonus. Or am I going to get blocked again out of the bonus?

Ronny B

Just stick with Hilton. Much easier to understand and plenty of good/excellent proprties to choose from.

[…] Important: Marriott imposes strict rules as to who is eligible for each credit card. Before applying for a new card, please see this post: Are you eligible for a new Marriott card? […]

[…] What I don’t like: Marriott’s Peak pricing often makes the free night certificates unusable at category 5 hotels which are priced 35K Standard or 40K Peak.  I also hate how complicated it is to get more than one Marriott card!  See: Are you eligible for a new Marriott card? […]

[…] Are you eligible for a new Marriott card? […]

Ethan

Thanks for making this guide. My question is a borderline case – since I’m afraid the 5-night offer will expire before I can get it:

I received the Amex Bonvoy Biz bonus on Nov 17, 2018. Do I have to wait till Dec 1 to apply for the current Chase 5 night offer, or can I apply earlier?

[…] you are tempted by this offer, be sure to see the post Are you eligible for a new Marriott card? before applying. The rules for new Marriott credit card sare complex; the short of it is if you […]

[…] Are you eligible for a new Marriott card? […]

Aaron

If you convert Amex card (old SPG card) to Brilliant, are you eligible 30 days later? Or are you blocked for 90 days?

jaime

Maybe Tom Lehrer can turn this into a song.

Pawtim

Is there any general limit to how many Chase cards a person can have at one time?

wadacash

The Bonvoy Business in your table suggests you cannot have received an upgrade bonus within the past 24 months for the Bold and Boundless cards. But the terms you copied only reference a “new Card Member bonus offer”. By itself, it seems somewhat vague on what that means but the terms of the Brilliant reference a “new Card Member bonus or upgrade offer”. So it would seem to imply upgrades wouldn’t invalidate you from the business card?

Or perhaps have the terms changed from what is shown here?

wadacash

Good to hear! So perhaps I may be eligible after all. Just goes to show you do need a PhD to follow along with all the rules. 😉

Kevin

But I’m in this situation. I got the upgrade bonus about 23 months ago, and when I try to sign up for the Amex business, I’m getting the warning “Kevin, because you have or have had a Marriott Consumer and/or Business Co-Branded Credit Card issued by Chase (that may have included an earned welcome or upgrade offer), you are not eligible to receive the welcome offer.” I feel like the terms suggest I should be eligible, but the automated Amex system seems to think otherwise.

Jimmy

I got the same message when I tried applying for the Amex Bonvoy business card last night.

Kevin

I just got approved for the card. I messaged customer service, and they said they couldn’t see welcome offer eligibility on their end for 3 days, so I’ll follow up once I figure out for sure whether I’m actually eligible (despite the automated message that I’m not).

Kevin

I did, although I’m not sure I made the right decision. My #1 priority was to get the 15 elite night credits that are going to allow me to hit Titanium. I read that it could take up to 60 days for those to post, so I was nervous about waiting until next month, but they actually posted in about 2 days. I also took advantage of referral from Player 2’s Gold, so the extra 3 MRPs per dollar was only available this month. Also working on a few other sign-up bonuses at the moment, so another 3K in spend was going to require some effort.

Jimmy

Kevin- Were you able to find out if you are actually eligible for the sign up bonus?

Kevin

So far not looking good. I called and was told that CSR that they can’t override it when the automated system said I wasn’t eligible, so I basically had them submit a request that it manually be reviewed (I explained exactly how according to the T&C I should have been eligible.) They said I could call back in about 3 weeks and see if there was any resolution. I’m not holding out much hope.

Jimmy

Thanks Kevin for the update. I might just go ahead and pull the trigger since I’m 14 nights away from retaining titanium status for another year and there is high probability I won’t be staying at Marriott properties for remainder of the year. Might not get the SUB but will get to keep titanum status for another year, get to pick free night award (40K) for titanum status and match to united silver.

Kevin

My appeal was unsuccessful. I think the take home is that if the pop-up says you aren’t eligible, even if you think you should be according to T&C, you probably aren’t going to get the welcome offer.

Jimmy

Thanks Kevin for the update. This is a good datapoint.

Jimmy

Kevin- how many days after account opening did your 15 elite nights post to your Marriott account?

Kevin

Not sure exactly, but less than 5.

Jimmy

Thanks Kevin. I ended up applying for the card on 12/18. Hopefully the 15 nights post over the next few days.

jerry

Can I get the Amex or Chase Marriott business card if I currently have the Amex Bonvoy (SPG Card) ?

[…] navigate this chart to figure out if you qualify (this can only be viewed online — click here). If you answer “No,” to all of the following questions then you should be eligible for […]

Ram

Thanks Greg for detailed analysis.
One silverline to this – Chase is offering a five free night certificates that can be used on properties costing up to 50,000 points per night when you spend $5,000 within the first three months of account opening on the Chase Marriott Bonvoy Boundless card.
With the joining bonus is now 5 nights rather points, Will I be eligible for these 5 night If I already have Amex Bonvoy ( Ex. SPG) and apply for Chase Boundless card

S K

If i have no Marriott card currently, will applying for Amex (brilliant) and Chase (either bold or boundless) simultaneously work? Like, the same day?
Thanks

Larry K

So, if I want Brilliant but have Ritz and don’t want to lose Ritz do I have any options here? Can I pc Ritz for 30 days to something and then have high confidence I can PC back?

doublejade

lord… one of the compelling reasons why I move away from Marriott. How can you even decide on which card to get and if you could get the bonus? Plus, transfer rate from Chase or Amex is just a joke.

Chris

You might want to call out that Amex “lifetime” doesn’t really mean a “lifetime”, unless something has changed recently my understanding is their records of you having a card start dropping off ~7 years.

This is relevant to those who have been in the game for a long time and had SPG cards in the past.