Update 9/13/22 – The 130K Business Gold offer is showing up again on referrals. I’ve put in a reader referral link that appears to work most of the time. I was able to get the 130K offer to appear using a fresh browser in Edge, Brave and Firefox. Still YMMV, of course, and always make sure that you can’t get a household referral before using it.
Someone needs to take Amex’s keys, because they shouldn’t be driving home. Just this morning, we wrote about a publicly available link for the Consumer Gold card that set a new standard for highest pure points bonus at 100K. Starting last night there were some 130K referral offers for the Business Gold card floating around, but we decided not to post anything at the time, because they seemed highly targeted. It seems like these referral offers are getting more common, BUT, they don’t always appear, can disappear without warning and seem to come and go with no rhyme or reason. Using a fresh browser seems to be essential for most of us to see the offer.
Key Card Details
Click the card names below to go to our individual card pages to find more information and links to apply.
| Card Name w Details & Review (no offer) |
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Quick Thoughts
This targeted referral offer is almost double the current best public offer (if you click on the card details you can see our card-specific page with the current public offer information). Even if you didn’t take advantage of any bonus category, this works out to 14x MR on $10K spend…an absolutely stellar deal. That said, don’t sleep on the Gold offer from earlier today if you’re eligible for both. While it has 30K less miles, $4k is much easier for most folks to hit and the Gold will probably be a more valuable card over the first year for most people because of the bonus categories. And it doesn’t require you to do a rain dance to make it appear.
Like the Gold offer from this morning, this Business Gold referral offer DOES have the “Once-in-a-Lifetime” language. If you have had a Business Gold before (or within the last five to seven-ish years), you will not be eligible for this offer. Remember though, that in those cases Amex will almost never do a hard pull and will usually let you know that you’re not eligible for the bonus before you submit the application.
The ideal situation is if you’re in 2-player mode and one of the two can generate the referral. This could add anywhere from 10K -30K additional MR on top what’s offered here. I was able to turn the up the offer on several of my wife’s cards and successfully applied for the increased Business Gold offer on one, so our household will get a total of 145,000 MR from 10,000 spend. Wowza.
Given this, if you are in 2-player mode, make sure you test out ALL of the referral links on your MR earning cards on a variety of browser configurations BEFORE clicking on any links that you see on blogs/social media, etc. And remember that any MR-earning card can refer almost any other MR-earning card (with the exception of the Schwab and Stanley cards), so test out your Everyday Preferred, Blue Business Plus, Platinum etc. Just navigate to the “view all cards with a referral offer” button and click there.
You’ll see the full variety of options, including the ability to select either business or personal cards.
With that in mind, in the event that you can’t get a household referral, we’re going to do something that we almost never do: post links that may not work for everyone. This is a link with which I’ve been able to generate the increased bonus on more than one browser, more than one time, primarily using Edge, Firefox and some variations of Chrome (and if all else, fails, don’t forget to try it on your mobile device – h/t: reader Brian). That said, it will NOT work for everyone and might die before anyone can use it…so we reserve the right to delete it at any time. Remember, DO NOT click through unless you’ve exhausted all of your possible household options first…that is undoubtedly your best course of action.
Direct Link #1 (reader referral)
Direct Link #2 (reader referral)
Once we have a chance to see how things develop over the next 24 hours, we may have more dependable links to share. In the meantime, happy hunting!
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Randomly succeeded at getting the 130k today after not succeeding last month. Thanks so much for this post!
After just a few tries, Direct Link #2 worked for me on 11/15 from Edge InPrivate mode for the 130K Gold offer. Thanks!
Ugh, I can’t get it to work and really want it to. Did you have to log into your amex account first or after?
The offer did not come up when I logged into my AMEX account first. When I got the offer without being logged in, the act of logging into my account caused it to go away. 🙁 I logged back out, repeated the steps, got the offer, and completed the application without logging into my AMEX account.
Hope this is helpful to your efforts…
Got the 130K gold business after 7-8 tries:
Used the links above
Private Firefox window
VPN’ed from Seattle area to Dallas using IPVanish
I was able to get the 130K gold business on the first try (normal browser, not-private) with my daughter’s referral link.
Thanks.
Would you mind sharing the link? Thanks!
Can you share the referral link please? The ones above don’t work
I did right after you asked and the post was waiting for approval, when I replied. I am guessing links or referrals may not be allowed.
The link only links to the Platinum card now. Is it dead?
No, you have to choose “see all business cards” and you’ll get to everything else.
It only shows 90k for the link, but thank you
It was meant for the 130k business gold. You have to go to business cards. The link is personal but got it to show the 130k biz… I see the way I worded it was wrong and made it look like a 130k personal gold ref…sorry.
Nope, tried Chrome incognito, Safari and Edge, all using VPN. I could only get 90K or 70K using the referral link.
For the Biz? Well that Sucks but always roll dice and ymmv
Yes, for Biz Gold.
I was able to refer my wife and signed her up for the 130k offer! Thanks.
Got the 130k offer to appear after trying 10 combinations of VPN/incognito. Success on VPN & regular Firefox. Didn’t apply because I can’t make 10k in 3 months due to other SUB’s unfortunately. Really wanted the BB+ 60k offer, which I received once while logged in & has been eluding me since…
For BB+ you need to spend $15K and get 60k+30k=90k total MR.
For Gold you need to spend $10K and get 130k+10k=140k total MR.
Why do you want BB+ more than Gold?
You get a year to to the BB spend. Gold is 3 months. I have a bunch of spend to make in months 1-6 for other cards… However… I couldn’t resist & went ahead with the gold right after I made that comment. I’ll likely end up paying a bunch of family members utility bills to help 😉
tried chrome, edge, brave – regular and incognito. guess not targeted. best i got was 85k.
NLL?
My link continues to generate it. It just came up on the first try again. Let me know if it makes sense to email it to FM.
On my desktop I get 80k, on my phone it’s says Erin referred me to business not gold
The 130k offer is still alive. I was able to bring it up last night using a referral from my Biz Plat card. Used Edge browser, no incognito.
the direct link keeps sayying something went wrong. Anyone else experiencing this?
Same, have tried brave, safari, and firefox. I was able to generate the offer a couple weeks ago but didn’t jump on it then
Shoot, it might finally be dead. It was a good run while it lasted.
Nothing worked for the 130k Gold card offer – all browsers, incognito or equivalent modes, even tried using the VPN thing. However, when I tried on my phone it worked and I was approved. Thx everyone. I will soon be another 130k MR richer! 😉
Just got approved! Safari incognito browser on a Mac
Nice, thanks for the DP, I’m going to try for another one tonight.
Was able to generate a referral link at 20K MR from P1’s Blue Business Plus card which, when dropped into Firefox private/incognito/whatever window generated the 130K Business Gold offer. Did have lifetime language in it, but then P2 had never had this card. Unfroze Experian and applied; P2 approved immediately (will see if there was an actual Experian pull – doubt it).
Interesting point here: Tried to do this a couple of days ago, but was unable to generate the offer from any of P1’s cards. Tried again today: Bingo. Moral: Keep trying.
Great offer but is no one afraid of a possible shut downs by the AMEX RAT team?
is the Platinum 250,000 MR post $30k spend available as NLL?
Success!! I had tried to do this via incognito on my iphone and laptop but repeatedly got the 70,000 offer. Saw the comment here (thanks Queen!) to try private on safari and it worked. Just got approved. 7/9 approx 1500 CST – still good!
FWIW, the link I sent a few weeks ago continues to bring up the 130k offer pretty regularly too.
Greg, where exactly is that link? Can’t find it.
Also agree that a comparison of these crazy amex offers. Having both the personal gold & platimun and ~25k in forseeable spend has me debating all these recent amex bonuses. Some much needed help from the gurus would be appreciated
I’ve been able to consistently generate the 130k in private mode on iPhone
That’s a grea tip, I’ve read a couple of comments that say mobile has been far easier than desktop.
@Tim @Greg @ Nick
what we need is an article comparing all these mega offers on gold & platinum to help ppl choose.
250k MR: $30k spend Platinum
180k MR: $20k spend Gold
160k MR: $15k spend Platinum NLL
130k MR: $10k spend Gold
Great idea…there’s a bit of that here in the quick thoughts, but I agree it would be useful to compare and contrast those four in one post. Maybe I’ll put that on the docket for Monday.
Yes, please! A comparison would be great to have and a good point of reference as well!
I’ve been out on vacation for some time so I’m holding off on all these offers until I’m back. Would be great to have a plan to jump in right away.
I was planning to call in for the 250k offer but now I’m not even sure – is it NLL or not?
30 additional minutes of persistence paid off and I generated the 130k offer!
Used Brave Incognito with a VPN set to Miami, opened using the referral link from FrequentMiler’s post….then was able to open a new tab in the incognito browser, drop my P2 link’s in and it also came as 130K.
Well done! Brave seems to be a good option for some reason…but that’s even better news about getting the P2’s link to work!
Wow!! That’s such an amazing find Chris, it worked for me also!! I thought it was impossible for me to generate the 130k with my own referraI. I got it in Mozilla incognito. THANK YOU SO MUCH!!!!!
Thanks so much for the tip on using VPN set to Miami! I was having no luck and as soon as I did that it came right up in Firefox Private mode.
what VPN are you using?
Nord VPN and connecting to Miami server.
thank you. ended up not needing a VPN just more referrals to try out on Brave incognito.
Brave gives ability to use VPN set to Miami?
Brave is just a browser, it does not have a VPN.
Cyberghost VPN is what I used, they have a free 24 hour trial (no CC needed) if you need something just to get this offer to show.
thank you, never used Brave before and noticed it had lots of privacy setting changes so figured maybe it comes with….
I finally got Brave incognito to work on 1 of my 6 referrals.
Has anyone been able to generate a 130K link today (6/18)?
I’ve been able to trigger 85K, but across browsers, VPNs, mobile/desktop devices and referral links have not been able to get higher after an hour or two of trying.
same here
Try Brave…that seems to be the one that’s working the best currently.
Dang, didn’t get it on my first try but then private mode on Brave pulled it right up. Now unsure what to do- $10k is a lot of spend for me right now. trying to stay under 5/24 though I get pop-ups on all the personal cards anyway (but get prequal offers on the biz side, what gives, Amex?)
So I got the 130k to show up but am receiving a prompt that I am not eligible because I “have or have had” the card– both of which are not accurate. I did recently make myself an AU for my wife’s personal platinum (gold AU card off her platinum account)– any tips or advice? Thanks!
Thanks, I just used Erin’s link and got the offer in a Firefox private window on the first try. Approved and they are rushing the card to me!
Incredible — I was going to apply for this card today anyway. Couldn’t get higher than 85k to show on my computer or phone using Chrome or Firefox, whether in a regular or incognito window, with or without a VPN, using home wi-fi or a mobile network. Tried it on my partner’s phone (same wi-fi network) and it pulled up the 130k on the second try with Tim’s link, in Chrome incognito mode. Maybe because my computer has Amex history and my phone has the Amex app? Confirmed the bonus through chat. Thanks for making this Monday the 13th a lucky one!
I was able to pull up 130K from Tim’s link on the second try. But I can’t recall if I had Gold Business card before. Is it safe to rely on Amex telling me whether I’m eligible?
Yes, they’re very good about telling you if not eligible for the bonus before you submit your application…if you didn’t get a pop-up you’re almost certainly good.
Is it recent that they have started limiting the bonus as a once per lifetime? Until just a few months ago, I had been getting my gold cards from an Amex rep that sends me applications and I got the bonus offer every time. She moved within the company and could no longer offer me applications so I applied to the standard @ 70k points and it worked. But now I get the popup so it would appear to me that the applications from my old rep were allowing me to circumvent the issue, unelss they recently implemented this limit.
Yes, the default position for Amex has historically been that you are only eligible for welcome bonuses once/lifetime (which, in practice, was actually 4-7 years). There would occasionally be offers without the language (NLL or no-lifetime-language), that would allow folks to bypass that rule. Those offers have become waaaaaay more common over the last couple of years. The applications your rep were sending you must’ve been NLL offers. There are a bunch of these offers still floating around though, including this.
can’t seem to see a 130k offer with any of my links or with Tim’s link. Tried all 3 browsers in private modes. Best I can see is up to 85k for the business gold. Be interested to see if anyone can still see it today.
Did you happen to try it by mobile?
By mobile, maximum I am able to see is 85k as well.
And over at CHASE…..crickets….
I don’t know if you all have posted about this, but I also see an elevated business platinum offer in my referrals. I can consistently open a 150,000 point offer for $15,000 in spend. Same incognito trick. Only seems to work when referring from some of my cards, but not all. Happy to share the link to test if asked.
I can’t find the “view all cards with a referral offer” button! All I see is the Refer a Friend tab and it only lets me refer whatever card I am signed in on. Can you help?
I generated the 130k offer on the first try with a 30k referral link – desktop computer, chrome browser (non-incognito mode). Awesome deal in two player mode.
Thanks for the heads up guys!
Thanks guys. Worked for me in Firefox too. Didn’t work in Chrome/Safari/Edge.
Yessssss I got the referral link from my account (20k) to show the 130k offer for P2 in Firefox private window after trying Chrome/Edge private browsers with no success. 150k points total for $10k spend, not too shabby at all. Thanks for the tip to try our own referral links in private browsers first, that’s why you guys are the best!
That’s awesome Josh. Well done!
They know the economy is about to fall through the floor…..and so will Membership Rewards.
Tim, I did the rain dance with your link and got it to work on my phone. Tried Edge and Chrome on my computer without success, even in incognito mode, but it worked the first time on my phone. Huge props to you guys for posting that link. I really appreciate it!
You must’ve done a good rain dance. 🙂
Thanks for including that you got it on the phone, but not on the desktop, that’s a great DP.
[…] Frequent Miler情報によると、人によっては紹介リンクで130kが出てくることもあるようです。 […]