Bet You Didn’t Know: Enhancements to Amex’s Plenti Rewards Program?


By Julian, author of Devil’s Advocate


Roughly a year ago Plenti Rewards arrived on the scene with an enormous thud. Designed to be a “coalition” rewards program similar to the AirMiles program in Canada, Plenti limped badly out of the gate. There were too few partners where you could earn points and even fewer partners where you could redeem them, all wrapped up with some terrible customer service and mediocre IT.

As I wrote over on Travel Codex in my Devil’s Advocate look at Plenti last May, it felt like someone at Amex made a drunken wager that they could launch a loyalty program that offered absolutely no value and still make it successful.

“Gimme another one…” “No, you’ve had plenty.” “That’s it! That’s what we’ll call it!”

However, Amex has worked hard over the last 12 months to make improvements to Plenti, and I am here to proudly report that Plenti is now… not much better. In theory there are a few more ways to rack up free Plenti points. But the tradeoffs are enormous, and redeeming Plenti points is still… well, we’ll get to that in a moment.

New travel partner?

Plenti started with only 9 partners, which is pretty lame considering AirMiles in Canada has over 100 partners. To be fair, AirMiles has been operating since 1992 so they’ve had some time to build up their roster. Now that Plenti has been operating for a year, they’ve expanded their roster… to 10 partners.

But at first glance the new partner seems vaguely interesting, because it appears to be Expedia…


You would think there would have been some fanfare from Amex when Expedia came on board, but there’s not so much as a press release about it anywhere. And when you dive deeper into the Expedia terms, you realize why. Because Expedia is basically only available as a portal partner. Meaning in the same way that you would click through to Expedia on Ebates or TopCashBack, you can click through to it on Plenti instead.

Now, this is not in fact actually new – Expedia was available on the Plenti shopping portal from Day #1. But the difference is now that Expedia is an official partner, there are special offers available for Expedia via Plenti.


So should you use these special offers when booking on Expedia? Definitely not.

Using (which powers our Frequent Miler Portal Alerts) let’s take a look at the Best Reward Rate that was available for Expedia over the last two months.


The lowest Expedia’s cashback rate has been is 3% (note that Expedia, like many OTA’s, actually has different rates depending on exactly what you’re booking, so 3% likely doesn’t apply to absolutely everything you can book at Expedia). Now compare that to the 2,500 points you can get for booking a travel package on Expedia via Plenti, which appears to be the top Expedia earning option. Those 2,500 Plenti points are equivalent to about $25. But 3% of a $2,000 vacation package would be $60. So Plenti still lags by quite a bit.

A dining portal?

Yesterday Plenti sent subscribers an e-mail announcement promoting the launch of Plenti Local Dining.


Plenti Local Dining is a standard dining portal like others offered by various airlines and hotels. You enter your credit card numbers and anytime you use one of them at a participating restaurant, you get extra points on top of your usual credit card rewards. It’s a good way to earn points on autopilot for doing exactly what you would do anyway, which would seemingly make it a no brainer to sign up for Plenti’s dining portal.

Except for one problem: the Plenti portal is run by Rewards Network


Why is this a problem? Because Rewards Network runs most of the other dining portals and generally only allows you to link each of your credit cards to one single program. Meaning if you sync a card to Plenti’s dining program, you’ll be giving up American miles or United miles or pretty much miles in any other dining program.

Again, what’s worth more – a Plenti point or an AAdvantage mile? Even with the recent American devaluation, I don’t see how it’s even close.

Are there any real enhancements?

Our friend Chuck over at Doctor of Credit reported back in January that Amex has announced Chili’s as an upcoming Plenti partner for both earning and redeeming, though they won’t be added until the second half of 2016. This will definitely help a bit because Plenti is still awful when it comes to redeeming points. You can earn at 10 partners, but you can only redeem at 5 – Exxon, Mobil, Macy’s, Rite Aid, and AT&T – so having a 6th option to redeem will be useful.

As Chuck noted in his post, it’s a bit easier to earn Plenti points than it was at first because there’s usually some decent bonus offers tied to shopping at Rite Aid. Also, if you have AT&T wireless service, you should absolutely tie Plenti to your AT&T account. There’s no reason to not rack up Plenti points in the process of paying your regular cell bill.


For the moment though, your best use of Plenti points is probably to get discounts at Rite Aid or Macy’s. Buying gas is theoretically another redemption option, though in most cases you’ll be better off using supermarket gas points or just finding a cheaper gas station (Exxon and Mobil tend to be expensive). You can also technically use Plenti points to pay your AT&T wireless bill, but you can’t do it online – you have to actually go into a company owned AT&T store to do it. In most cases, that won’t be worth your time.

In the end, Plenti is still pretty useless. The “enhancements” aren’t as bad as the devaluations we normally associate with that word, but if Amex wants to end up with a rewards program that’s actually worth using, it still has a very long way to go with Plenti.

Did you know about the recent "enhancements" to Plenti?

View Results

Loading ... Loading ...

Other Recent Posts From The “Bet You Didn’t Know” Series:

Entering Priority Pass Lounges Without a Physical Membership Card

How To Change Credit Card Due Dates Online at Each Bank

New(ish) Rules on Hyatt Free Night Certificates

Find all the “Bet You Didn’t Know” posts here.

Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
Notify of

This site uses Akismet to reduce spam. Learn how your comment data is processed.

oldest most voted
Inline Feedbacks
View all comments

[…] Enhancements to Amex’s Plenti Rewards Program? […]


There are no dining rewards partners were I live – AA, Hawaiian, Plenti, UA – nada.


I got an email this week with an invitation to apply for a Plenti Amex card that would get 3 Plenti pts/ $ at grocery stores, 2X at gas stations and 1 pt everywhere else. I think the sign-up bonus was $300. I didn’t bite.


The only two really worthwhile redemptions are Macy’s and Rite Aid. I use the plenti points to pay for cosmetics at Macy’s. The big benefit for Rite Aid is Plenti is a far superior program than their old “Ups” rewards. At least the Plenti points don’t expire in a week like the “Ups” did.


Apparently none of you shop at Rite Aid. I’ve used my Plenti card to get hundreds of dollars of free (or very cheap) products at Rite Aid. With Rite Aid’s old program, your points would expire two weeks after earning. With Plenti, I can hold on to them for two years if needed. But with all the continuous deals, it’s been easy to flip the points.


Agreed. Folks that are claiming Rite Aid is overpriced really do not know about the DS deals. I’ve been getting TONS of freebies after my initial spending, I just keep rolling points.


I agree that Plenti is great for couponing at Rite Aid.


Agreed as well. Spend some time couponing and follow iheart…(the drugstore)dot com and you’ll never pay for toothpaste, mouthwash, soap, hand cream, shaving supplies, shampoo, etc again!


You can barely redeem Plenti points at Rite Aid. Certainly not for gift cards. If you live near a Target, you have to then account for the overpriced merch at Rite Aid into the value of Plenti points.


The only practical use for Plenti at this point seems to be combining it with couponing at RiteAid. That is a good bit of work.


Not sure if this is new, but they’ve had some decent offers if you already use Hulu. Watch 10 select comedy, drama, kids shows for 200 pts each. Let it run in the background of a computer overnight and you can get 600 easy points.


I tried that twice, but it didn’t work. I DID get the 1000 PP for trying Hulu for 1 month. I use PP all the time for huge savings by rolling them at Rite Aid.


the best enhancement to Plenti would be if it were shut down…


I love that they have 5 partners, but two of them are Exxon and Mobile. Which are sometimes known as ExxonMobile. So, Plenti, I’m really only going to give you half a point for the second one, and that’s because I’m feeling charitable.
By us, actually the Mobil stations tend to be the cheapest in the neighborhood. I think that is just that one franchise owner competing aggressively on price.
Plenti still falls into the “better than nothing” category for me. I think it’s probably actually good for someone who lives near a rite aid, but since I don’t, I can’t say for sure.


Just clarifying on the dining program. If one owns enough credit cards, wouldn’t it be possible to link a different card to each program in order to earn miles on multiple programs?


You can, but if they’re all Rewards Network programs, then each restaurant participates in all of the programs (i.e. United mileagePlus dining and Plenti), so even if you’ve got them connected to different cards, you still have the choice of which program you’ll credit to. And you should always choose the airline over Plenti.


I signed up with Plenti at a Rite Aid store about 9 months ago. It’s not my go to earning option, but when I’m at Exxon or Rite Aid, I’ll scan my number.. but what bothers me with Plenti is the earning rate isn’t very clear or intuitive.

I got gas at Exxon station and spent $30 for 12 gallons of gas.. and I earn 12 cents. then I went to Macy’s and got a pair of pants for $40.. and I earn.. get this.. 4 cents. not 40.. just 4.. 0.1% earning??? Umm no thanks Plenti.. it’s not worth my time.