Bank of America® Premium Rewards® Elite Card

Bank of America Premium Rewards Elite

ⓘ $530 1st Yr Value Estimate

75K points ⓘ Non-Affiliate

75K (worth up to $750) after $5K spend in 90 days
$550 Annual Fee

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This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

FM Mini Review: With $100K+ invested with BOA / Merrill Edge or Merrill Lynch, you would earn 3.5X travel & dining and 2.62X everywhere else. With the 20% discount on flights booked via the BOA Travel Center, this card effectively earns 4.375% on travel & dining and 3.28% back everywhere else when used toward flights for those with Platinum Honors status.

Earning rate: ✦ 2X travel and dining ✦ 1.5X everywhere else

Base: 1.5%

Travel: 2%

Dine: 2%

Card Info: Visa Infinite issued by BOA. This card has no foreign currency conversion fees.

Noteworthy perks: $300 annual airline incidentals fee reimbursement ✦ $150 lifestyle conveniences reimbursement (streaming services, food delivery, fitness subscriptions and rideshare services) ✦ $100 Airport Security Statement Credit towards TSA Pre✓ ® or Global Entry Application fee, every four years ✦ Up to four Priority Pass Select accounts ✦ Up to 75% bonus for Preferred Rewards banking customers ✦ 20% discount when redeeming points for domestic or international airfare in any cabin class through Bank of America Travel Center or concierge

Application Tips

Bank of America Application Tips 3/12 or 7/12 Rule: You won't be approved if you have opened 3 or more accounts, with any bank, in the past 12 months. For those with Bank of America deposit accounts, the rule changes to 7+ accounts. 2/3/4 Rule: Max 2 consumer cards per rolling 2 months, 3 per rolling 12 months, and 4 per rolling 24 months. 5 card limit: You will not get approved for a new consumer card if you already have 5 consumer BOA cards open Get Same Card Again: With some BOA cards, must wait 24 months after either opening or cancelling, depending upon the card. Hard inquiries are usually combined into 1 when initiated within 30 days but there have been reports of TransUnion not combining. Click here to check your application status If denied, call reconsideration here: (800) 732-9194 (8am-7pm ET Mon-Fri); 800-481-8277 (business cards);

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