Chase Ink Business Unlimited 90K offer (last call)

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Update 11/6: This increased offer on the Chase Ink Business Unlimited will be ending at 7 AM EST on 11/7/2024. This is still, by some margin, the best offer that we’re seeing for a card with no annual fee. If you’re looking to jump on board, now’s the time.

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If you are looking for 90,000 reasons to pick up more transferable points, you now have opportunities to do so online, as the 90K offer on the Ink Business Unlimited is now available via referral and online.

If you applied for this under a 75k referral offer and/or the old 75k public offer, we have heard successful data points about being able to match to this new 90k offer. YMMV, of course.

The Offers & Key Card Details

For more information about these cards and to find a link to apply, click the card information below to go to our individual card pages.

Card Offer and Details
75K points ⓘ Affiliate
75K after $6K spend in 3 months
No Annual Fee
Alternate Offer: You may be able to get an offer of 120,000 points after $6,000 in purchases via a Business Relationship Manager.
FM Mini Review: Great welcome bonus for a fee-free card. Good option for earning 1.5X everywhere. Good companion card to Ink Business Preferred, Sapphire Reserve or Sapphire Preferred. Click here for our complete card review
Earning rate: 1.5X on all purchases ✦ 5X Lyft through through March 2025
Base: 1.5X (2.25%)
Other: 5X (7.5%)
Card Info: Visa Signature Business issued by Chase. This card imposes foreign transaction fees.

Quick Thoughts

First off, if you’re in a P2 situation, don’t forget that a household referral would actually provide the most points with the least amount of hassle. Referrals currently generate the 90K offer and the referrer earns an additional 20K points, for a total of 110,000 Ultimate Rewards points.

Earning 90,000 points after $6,000 in purchases in 3 months is a fantastic deal on a card with no annual fee. Note that Chase advertises the Ink cards as cash back cards, so they advertise $900 cash back — but that bonus is awarded in the form of 90,000 Ultimate Rewards points. If you only have one of these Ink cards, then you would be limited to using those points for a statement credit at $0.01 per point (or similar redemptions for gift cards / travel), but if you have a card that allows transfers to partners (like the Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred), you can move points to that card from one of these Ink cards and then onward to partners. That makes this bonus highly valuable since it’s you’re easily able to get much better value when transferring to travel.

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Eli

Any hints about when this offer will end?

Michael

Or how much notice we will have before it ends? I would like to wait until as close to 12/31 as possible, but don’t want to miss it.

Michael

DP – Chase matched the 90k offer.
8/29/24 – Approved for 75k offer from P2 referral
9/7/24 – Met min spend and contacted CSR for 90k match
9/10/24 – 15k points added to account
🙂

Daniel A

DP – approved at 75k offer on 9/1 (via P2 referral). Just called Chase and rep said they can give me the 90k, but that I’ll need to call back once I’ve reached the SUB spend to actually get it. The rep said they notated my account and it’ll be no problem when I call back, but I do need to do so.

Robert

Recently got both the CIP and CIU in August as my first Chase cards ; looking to also acquire the Chase Hyatt business card, but can’t find any data points of how long one should wait for that one – since it’s not an INK card- I’m wondering if different rules might apply.

David

I just was approved for this via referral from p2 to let her get the 40k bonus. I haven’t even received my card yet . Is there an article on asking chase for updated spend bonus?

Daniel A

Same situation. Just called and they agreed to give me 90k.

SiPapi

What is the expiration for this offer?

Della

I would like to know this also.

Greg The Frequent Miler

Chase hasn’t yet announced an end date. We’ll update and republish this post once there’s an official end date announced.

ECR12

Ink Preferred offer just lasted two months, so potentially 11/5?

Rob

Thanks Tim.

If I have this card and the Chase Business Ink can I get 200k in personal referrals for both cards or is it total per account?

Points Adventure

Total across all Ink cards. Source: Chase rep.