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There is a new welcome offer out for the Citi American Airlines AAdvantage Platinum Select card: earn 75,000 miles after $3,500 in purchases within the first 4 months. This is a 15K increase from the current public offer and matches the best that we’ve seen on this card. In addition, the annual fee is waived in the first year. (h/t: MEAB)
The Offer & Key Card Details
Card Offer and Details |
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50K Miles ⓘ Non-Affiliate 50K miles after $2,500 spend in first 3 months $0 introductory annual fee for the first year, then $99 Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75K miles after $3,500 spend in 3 months (ended 10/14/24) FM Mini Review: Excellent choice for a great intro bonus. Plus it offers the usual collection of perks for flying AA (free checked bag, priority boarding, etc.) Earning rate: 2X restaurants ✦ 2X gas ✦ 2X AA Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Big spend bonus: $125 AA Flight Discount with $20K membership year spend Noteworthy perks: ✦ First checked bag free ✦ Priority Boarding ✦ Save 25% on inflight food and beverage purchases |
Citi Application Tips
- 48 Month Rule: With most Citi cards, you can only receive a welcome offer every 48 months. This applies to the same exact card, not families of cards and is counted from the date that you receive the welcome offer, not from when you're approved.
- Velocity Limits: Citi allows a maximum of one personal card per 8 days and a maximum of two personal cards per 65 days. Business cards are limited to one per 90 days.
- Card Limits: Citi doesn't have a strict limit on the amount of cards that you can have, but it does place limits on the total amount of credit that they will issue you across all cards. Unfortunately, unlike most banks, Citi does not allow you to move credit from one existing card to the another card.
- Application Status: Call (866) 606-2787 or go here to check your application status. For Costco cards, call (877) 343-4118.
- Reconsideration: If denied, call (800) 695-5171 for personal cards or (866) 541-7657 for business cards.
Quick Thoughts
In the midst of the incredibly strong credit card offers that we’ve seen these past couple of years, welcome offers of 100K+ have become commonplace…sometimes making five digit offers of cobranded cards look skimpy by comparison.
In this case, things are a bit different, since AA credit cards are the primary, most meaningful way to quickly accumulate a large sum of AAdvantage miles. The good news is that both Barclays and Citi issue American Airlines credit cards, so there are several possible options out there.
Along those lines, keep in mind that the Barclays-issued Aviator Red card is currently offering 70K miles after two purchases whereas the Citi card requires $3,500 in purchases in the first 4 months. That might make the Barclays card more appealing for some. However, if your goal is to simply accumulate as many American Airlines miles as possible and/or you aren’t eligible for an Aviator bonus, this is a great deal.
[…] Update: The 75k offer link was dead but then FM found a special link that still […]
Is the link still available ?
[…] 更新】75k 开卡奖励之前的链接过期了,FM […]
Using the link gives “This page is temporarily unavailable”. 75k Offer Dead?
Yep, looks like it’s dead for now. Sorry to be the bearer of bad news but thanks for letting us know.
if citi just approved me for the AA biz card 2 weeks ago, you think i’ll have a chance at approval for this card? I tried for this card 1 year ago and was rejeceted. no other current cards with citi (besides being AU on a costco card which is >10 yo, and the recent AA citi biz card). Thanks.
[…] Update: The 75k offer link was dead but then FM found a special link that still […]
Can you transfer points between family members with citi/aa? I don’t have much experience with citi yet. Thanks
Ian
I don’t have much experience either, but I have both, personal and bussines version, witch I found Interesting that the points doesn’t pile together, in the bussines version allow you to add managers, and you can tranfer to any of them, even to yourself
When this was active last month I applied for the Citi AA Platinum and Business cards same day, about 5 minutes apart. Both instant approvals but unfortunately did not combine hard pulls – I have two pulls from Citi on my Equifax for that day. The elevated offers combined give 150K AA miles for $8,500 spend (sounds like an AMEX Platinum SUB!).
Citi is the only bank that pulls my Equifax so not sure if that helped my approval, as that report showed only one hard pull from over a year ago even though I am over 5/24 plus a couple business cards. I did have a $500 balance at time of application on my only current Citi card from jumping on the Target 10% gift card deal.
Any tips to getting a match from a month ago?
I’d be interested in this also!
I have been wanting to go an AA card since I typically fly them or partners. My credit is 800+ and I have one Citi card already. Which deal would be best?
I’ve been waffling between this and the Barclay’s card.
I am about to buy a few tickets and other big items that could easily cover the minimal spend.
At some point I’d plan to get both!
Long term the Barclays card is better since it has a path to the Aviator Silver, which Greg had a good write up on as the best AA card on the market.
get both cards, I have 4 of them the AA Barclay Red business and personal , citi business and personal AA. already cancel the AA business and Citi business card.
easy points get all the cards.
[…] Update 5/9/24: Deal is back. Hat tip to FM […]
If you have different businesses can you get bonuses for each?
I got denied about 3 weeks ago for this offer for (alleged) reasons that I’ve heard from others – large amount of unused credit and recently opened credit lines. I thought it was interested that they used a score on a 0-999 range in underwriting and my score was ~650 despite FICO scores in the 780-840 range typically. Since the “unused credit” amount typically drives up a FICO score (someone not maxing out their credit lines looks a lot better than someone who does), I wonder if this score not only takes into account someone’s likelihood of repaying but also likelihood of regularly using the card. I have a couple of Citi cards, so maybe the real reason is they don’t want to extend me more credit but would be open to moving credit from other cards.
I experienced the same issue of getting denied despite an excellent credit score and being under 5/24 (i know this is not directly relevant to Citi but the point is I don’t have a lot of recent new card applications/approvals. So the question I have: is anyone actually getting approved?
Me too, a few months ago. And last year. Same for P2.
I think it’s simple – Citi’s going after those that will make them money – cc balances, late fees etc.
Unfortunately the vzlue of the AA miles has been lowered significantly. Domestic flights – poor value. AA international – even worse.
Partner redemptions out of Boston, for premium seats:
– Japan Airlines – poor availability, and only 1-2 months in advance
– British – very poor availability
– Etihad – no availability, even one month in advance
– Qatar – no availability, except once every few months, when Qatar feels like it
– Cathay – no availability
– Iberia – no availability
Bos is not a major hub, I booked 3 JAL business ticket to JAP out of ORD back in January for Aug of this year
Was about to jump on this…and then remembered that Citi wouldn’t approve my wife or I in 2023 for too many open/closed accounts on our Experian credit reports. Probably 8 years since we had this card.
Does the 48 month rule apply to an individual if I recently received a bonus from a business card?
No. Business card is separate on 48 month rule.