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A new Chase Offer for Giftcards.com showed up in the last day or two which is giving 5% back on gift card purchases. Even better is that it has a high spending limit and you can use the offer on each of the Chase cards you can load it on to.
The Deal
- Get 5% back on Giftcards.com purchases with a Chase Offer.
Key Terms
- Expires December 31, 2024.
- $50 maximum cashback.
- Offer valid one time only.
- Offer only valid on purchases made directly with the merchant.
- Offer valid online only.
- Offer not valid on purchases made using third-party services, delivery services, or a third-party payment account (e.g., buy now pay later).
- Offer only valid on U.S. purchases.
Quick Thoughts
This is a nice little offer, especially with the high spending limit of up to $1,000 to max out the $50 cashback potential. Be sure to note though that there’s a limit of one purchase per Chase card that you load the offer to, so don’t spend $200 in five separate transactions on the same card if you want to earn that full $50 back.
The statement credit is in addition to other saving and/or earning opportunities. For example, you can currently save 6% on virtual Visa gift cards, as well as 10%-20% on many different third party gift cards.
You can also click through from a shopping portal to earn rewards. Be aware that the 6% Visa gift card deal is apparently non-commissionable and so you likely won’t earn anything by clicking through from a portal. However, regular purchases as well as the 10%-20% discounts should work through a shopping portal. If you have a high targeted cashback rate from Capital One Shopping that could be a good option. Otherwise, remember that most airline shopping portals are currently offering bonus points/miles when hitting spending thresholds.
As always with Chase Offers, you can redeem the offer on more than one credit card provided you’re targeted on 2+ cards.
h/t Shawn
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If you pay with Freedom and Paypal (to get the 5x Freedom this quarter), will it still trigger the offer?
It might. Chase Offers aren’t as sophisticated as Amex Offers when it comes to deciding which purchases are eligible or not – it all depends on how the transaction ends up getting listed on your statement. I’d say that there’s a greater than 50% chance that it won’t work though.