Get an extra 2% cashback at Starbucks with Bank of America cards


Bank of America (BOA) has announced a partnership with Starbucks that could be pretty rewarding for the coffee-addicted (like me). Once you add your Bank of America card to the Starbucks app and then use it to make in-app purchases or pay inside a store, you’ll get 2% cashback and an additional Starbucks Star for every $2 you spend.

Even better, the 2% cashback is in addition to the normal rewards that you’d receive on your credit card.

The Deal

  • Bank of America credit card holders can now get an extra 2% cashback at Starbucks, in addition to one bonus star for every $2 in purchases
    • Must enroll, add credit card to app and then use the app to pay in order to receive rewards

How to Get Cashback at Starbucks

  1. Go to the BankAmeriDeals webpage and enroll your card.
  2. Log into your Starbucks account and save your enrolled card to your wallet.
  3. Use your card to pay for purchases in-app or in-store or use it to add money to the app. All three will earn you an additional 2% cashback.

Terms and Conditions

  • To access this offer, you must be enrolled in Online Banking or Mobile Banking to participate in the BankAmeriDeals® program and have either an eligible Bank of America® consumer or small business debit or credit card or Merrill Lynch® credit card.
  • Most Bank of America consumer and small business debit and credit cards and Merrill Lynch® credit cards are eligible for this offer except ATM-only cards, Credit Purchasing Card (P-Card), Travel/Corporate Card, Fleet Card, Prepaid Payroll & Incentive Card, all healthcare account products – HSA/FSA Health Reimbursement/Flexible Spending, HELOC – Home Equity Line of Credit accounts, Small Business employee cards, non-profits & corporate liability card holders and Merrill Lynch CMA deferred debit cards. This list is subject to change at any time.
  • Linked Card members will earn 2% Cash Back on the full purchase price of every Qualifying Purchase and other Starbucks products purchased in the same transaction at Participating Starbucks Stores.
  • 2% Cash Back is in addition to any base rewards earned from credit card account rewards programs.
  • Debit and non-rewards credit cards will earn 2% Cash Back.
  • Earned cash back will be credited into an Eligible Bank of America Customer’s deposit or credit account within 30 days following redemption.
  • Qualifying Purchases include registered Starbucks Card reloads, purchases of food, beverages, packaged coffee, and/or merchandise at participating Starbucks stores, excluding purchases of alcoholic beverages, Starbucks Card eGifts and physical Starbucks gift cards (“Starbucks Cards”).

a hand holding two cups of coffee

Quick Thoughts

Truth be told, although I live in the seat of the Starbucks empire, I’m actually not a huge fan of the coffee. However, I know many, many people who are. For them, this is a great deal.

There’s no cost to enroll, pretty much all BOA cards are eligible and the 2% cashback is in addition to whatever rewards you already receive from purchases on the card. For instance, Greg the Frequent Miler loves his Bank of America Premium Rewards card with Platinum Honors Status because it gives him 2.62% cashback everywhere. If he enrolls his card and adds it to his Starbucks wallet, he’d then get 4.62% back on all Starbucks purchases, as well as the additional stars that can be redeemed for free food and drinks. Coffee’s on Greg!

Don’t forget that Starbucks also partners with Delta Air Lines and awards SkyMiles members 1 mile for every $1 in purchases. My assumption is that this will stack with the BOA promo, meaning that you could earn 1 SkyMile, 2% cashback and credit card rewards on every dollar you spend at Starbucks. That’s a pretty good return on your morning pick-me-up.

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Joseph Robbins

I get 50% cash back on coffee by making my own as opposed to shopping at Starbucks….lol

R Sp.

Is it even actually showing up on the BankAmeriDeals portal? I’ve been checking it since yesterday and it doesn’t appear for me. FWIW I have the consumer and business Alaska cards, the Premium Rewards, and the Premium Rewards Elite cards.

Aj Stewart

It was not showing for me yesterday but it did today.


Starbucks is a company that is complicit on the mass deliberate starvation and genocide unfolding in Gaza. This should not be promoted. I would encourage everyone with a Starbucks loyalty account to close it.