Greg’s Delta elite plans for 2021


For years I’ve been manufacturing top tier Delta Diamond elite status for both me and my wife through credit card spend (see: How to earn Delta elite status through credit card spend).  Now, we have until the end of January to choose or lose our 2020 Choice Benefits.  Plus, it’s time to decide whether to continue seeking Diamond status year after year.

Delta One Suites

Which Choice Benefits Should I Take?

When you earn Delta Platinum elite status, you get to pick 1 Choice Benefit.  And when you earn Diamond elite status, you get to pick 3 more.  You can wait as late as until your earned status expires before choosing a benefit.  For example, elite status earned in 2019 for the 2020 year, lasts until January 31 of 2021.  So, as you can see above, I have until the end of this month to pick 2 more Choice Benefits from my 2020 Diamond status (which was earned in 2019).

Some choices, such as gifting elite status, would be crazy picks because they are only valid until January 31 of this year.  Some, such as upgrade certificates, are valid for a year from selection.  And some never expire (Delta SkyMiles, for example).  See this post for details: Delta Diamond Choice Benefits: Which to choose and when.

One of my two remaining Choice Benefit selections is obvious to me: I’ll take the 25,000 SkyMiles.  Delta miles never expire and, as long as you have a Delta credit card, you can use them for a value of 1 cent each towards paid flights, or, even without a credit card, for more value (sometimes) towards award flights.  So, selecting 25,000 miles is like selecting at least $250 in Delta flight value.

The remaining choice is harder to decide.  I’ve been dithering between taking a second 25,000 mile choice, or taking 4 Global Upgrade certificates.  If I wait until the end of this month to make that selection then those upgrade certificates will be good until the end of January 2022.  Normally this is a no-brainer for me.  The global upgrade certificates are worth way more than $250.  We can book, for example, a relatively cheap economy flight to Europe and then use the upgrade certificates to fly lie-flat business class.  The paid difference between transatlantic economy and business class, especially with Delta, is usually thousands of dollars.

That said, I don’t know that we’ll have the opportunity to use our upgrade certificates over the next 12 months.  Even if COVID wasn’t an issue, I have lots of miles in another program that will be expiring this year and so I’ll want to use up those miles before booking paid travel.  It’s a tough call to make, but unless something changes between now and the end of this month, I’ll take the miles.  If I do end up needing upgrade certificates, I still have my 2021 Choice Benefits to select from.

Should We Spend Our Way to Diamond in 2021?

My wife and I each have more than enough MQMs rolling over from 2020 to requalify for Diamond status with no action on our part whatsoever.  Unfortunately, MQDs and MQD Waivers did not roll over from 2020.  Here are the rules for MQD Waivers:

  • Spend $25,000 on Delta Platinum and/or Delta Reserve cards within a calendar year for a waiver good for Silver, Gold, or Platinum elite status.
  • Spend $250,000 (yes, a quarter million dollars) on Delta Platinum and/or Delta Reserve cards within a calendar year for a waiver good for Diamond elite status.

Our current Diamond statuses are good until January 31, 2022.  Requalifying now for Diamond status won’t help anything until February 1, 2022.  Even then, my primary incentive for seeking Diamond status in the past has been to get global upgrade certificates.  My wife and I can each pick those from our 2021 Choice Benefits as late as January 31, 2022 (assuming we don’t use them sooner).  The answer is simple: No, we won’t spend $250K in 2021 for Diamond MQD waivers.

Should We Spend Our Way to Platinum in 2021?

My wife and I each have over 190,000 MQMs that rolled over from last year.  I don’t expect Delta to automatically roll over those MQMs again at the end of this year, so we’re in a “use them or lose them” situation.  As long as we each spend $25,000 on Delta credit cards, we’ll earn MQD Waivers good for Platinum elite status.  Then, at the end of this year, any MQMs we have above the 75,000 needed for Platinum status will roll over to 2022 (that’s a normal feature of Delta’s program).

The answer here again is simple: Yes, we will spend $25K each on Delta cards.  This will mean earning Platinum status for 2022 and keeping most of our MQMs alive for another roll-over towards 2023 status.

Will We Seek Diamond in 2022 and Beyond?

We have plenty of time to decide whether to jump back onto the elite status treadmill in 2022.  In the past, the effort to earn Diamond status was worth it to me because my wife frequently travelled overseas for work on paid economy tickets.  With Delta Diamond status we were able to use our global upgrade certificates so that she could fly up-front.  When economy cash prices were low, I’d also buy a coach ticket and upgrade it.  Otherwise, I booked business class award tickets for myself for the same flights.

In 2022, if we find that she is again travelling overseas often for work, we might once again find that it’s worth the considerable cost to manufacture Delta Diamond status for one or both of us.  Of course… things change.  In 2022, I don’t know if my wife will still be travelling as much for work; I don’t know whether Delta’s elite program will change for the better or worse; I don’t know whether Delta’s elite requirements will get easier or harder.  In other words, the answer to this final question is “we’ll see.”.

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