Chase IHG Rewards Club Select Credit Card

Chase IHG® Rewards Club Select Credit Card

ⓘ $-73 1st Yr Value Estimate

None

This card is no longer available
$49 Annual Fee

Click here to view details about a similar card: IHG Rewards Club Premier

Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

FM Mini Review: Those free night certificates issued before 5/1/18 are redeemable at any IHG property, but those issued after 5/1/18 are restricted to properties up to 40K per night. For only $49 per year, this still a good card to keep, but not to use for spend

Earning rate: ✦ 5X IHG ✦ 2X gas, grocery, and restaurants

Base: 1X (0.63%)

Dine: 2X (1.26%)

Gas: 2X (1.26%)

Grocery: 2X (1.26%)

Brand: 5X (3.15%)

Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees.

Noteworthy perks: ✦ Annual free night e-certificate good at IHG properties up to 40K points per night ✦ Automatic 10% point rebate ✦ Platinum elite status

See also: How to find the best IHG intro offer: 80K points plus $50

Application Tips

Chase Application Tips Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them. 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here. 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards. 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal) Call (888) 338-2586 to check your application status If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

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Chase IHG® Rewards Club Select Credit Card ⓘ $-73 1st Yr Value Estimate None This card is no longer available $49 Annual Fee Click here to view details about a similar card: IHG Rewards Club Premier Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. ➥More