Maximizing Amex Sync offers. Part 2: extreme savings


American Express regularly hosts terrific “Sync Offers” in which you get a statement credit after using an Amex card to spend a targeted amount at a participating merchant.  For example, one current offer is for Sony: spend $100, get $25 back.  You must register for these promotions in order to qualify. In the recent post “Maximizing Amex Sync offers. Part 1: sync multiple cards” I showed how to easily register all of your Amex cards for promotions like these.  Keep in mind that with most Amex cards you can get additional free authorized user cards and those qualify for these promotions too.

Now suppose that you really want to buy something from a participating merchant.  How can you maximize point earnings and savings?  Let me walk you through a real life example.  It was time to buy a new computer and I had chosen one from Sony.  Here’s how I went about saving some dough…

Step 1: Find best price

The price for the computer I wanted was $999 at  The best alternative I could find was $989 at  This presented me with an interesting dilemma because I had registered all of my Amex cards (a total of 10 between my wife an I) for both the Sony and the Amazon promotions.  The Sony promo was “spend $100, get $25”.  The Amazon promo was “spend $75, get $25”.  On the surface, the Amazon promo looked better since it was like a 33.3% discount vs. the Sony 25% discount.  However, with 10 Amex cards, the best I could do was total $250 back from either promotion, so they we’re really about equal on that front for me.  I decided to order from Sony for several reasons: 1) Sony is available through point and cash back earning portals, whereas portal options for Amazon are severely limited; 2) I was aware that I could likely find additional discounts at Sony; and 3) I intended to use the Amazon discounts for other purchases.  So, even though the Amazon price was $10 cheaper, I decided to go with Sony.

Step 2: Find the best discounts

Even with all of the Black Friday and Cyber Monday discounts going on, the particular computer I had my eye on didn’t go on sale and wasn’t eligible for any coupons that I could find.  However, I did find that Sony has a “student store”.  Students, faculty, and parents of students can sign up for free.  By shopping through the student store, I would get an automatic 10% discount!  I also found that Sony has a “Sony Rewards” program that gives the equivalent of 1% back in points for all purchases.  I signed up for both the student account and the loyalty program, and linked the accounts together.

Step 3: Find the best portal option

Via CashBackMonitor, I found that the Sony Store was eligible for 5% cash back through a number of portals.  None of the point-earning portals offered more than 2 points per dollar, so I decided to go with cash back.  Also, a reader had recently reported a successful triple dip at the Sony Store via Amex Sync and TopCashBack (see the Frequent Miler Laboratory).  He went through TopCashBack to buy a $100 Sony e-gift card and then went back through TopCashBack to use his e-gift card.  From buying the e-gift card, he earned 5% cash back from TopCashBack and $25 back from Amex!  Then, he earned an additional 5% back for the purchase of merchandise with the gift card.  The fact that he earned portal cash back when buying an e-gift card surprised me because tests I had done about a year ago showed that e-gift cards did not earn portal points.  At the time, though, Sony e-gift cards were sold via and so didn’t earn points.  Now, Sony sells the e-gift cards directly from their site and so the cash back worked.

Step 4: Buy gift cards

When buying online, not many merchants will allow you to split an order across multiple credit cards.  So, a good way to get the benefits of an Amex Sync offer across multiple Amex cards is to use each card separately to buy gift cards and then use those gift cards to buy what you want.  First, though, make sure that the Amex Sync terms will let you earn cash back from a gift card purchase.  In some rare cases, it won’t.  For example, a Sync promotion for BP states “Get a $5 statement credit each time you use your enrolled Card to make a single qualifying purchase of $25 or more at the pump at any BP station.”  I tried buying a $25 gift card in-store at BP, but I didn’t get $5 back.  They key was that the terms demanded you pay “at the pump.”  With most Amex Sync offers, though, buying gift cards is fine.  If you’re buying gift cards online, be sure to go through the best available portal just in case it pays out for gift card purchases.

Warning: If you plan to make an online purchase, make sure that the merchant will accept multiple gift cards per order.  Staples, for example, has a limit of 5 gift cards per order, so don’t buy more than 5 Staples’ gift cards if you plan to use them for a single online order. 

I calculated that my total purchase would come to about $950 after the 10% discount + sales tax.  So, one by one, I went through TopCashBack to Sony to buy ten $100 e-gift cards.  I decided that I didn’t mind having a bit of extra Sony credit on hand.  I can always sell the remainder if I don’t end up using it.  With each purchase, I immediately received an email from Amex congratulating me for using the synced card.  Processing the order took several hours, but once done, I received the ordered gift card via email and I also received notification of cash back from TopCashBack.  And, to top it off, every gift card order received 1% back in Sony Rewards!

I couldn’t find any posted limits on the Sony store regarding the use of gift cards, so when I was half way through ordering gift cards I did a test order in which I input 5 gift cards.  The system appeared to be ready and willing to take more, so I removed the test-order from my cart and took a chance in ordering the rest of the gift cards.  Yes, I should have called to ask, but I didn’t.

Step 5: Buy!

Once you have all of the gift cards you need, you can place your order.  Again, if ordering online, go through a portal first.  I clicked through TopCashBack to Sony and logged into my student account.  I found the computer I wanted and checked out.

The total purchase price came to $953.99.  I applied all 10 of my gift cards and $10 worth of Sony Rewards points (which I got from buying those gift cards).  One of my gift cards still has over $50 remaining.

TopCashBack now shows pending cash back for all but one of my gift card purchases.  And, it shows $40 pending for my “$799” purchase (the actual purchase price before tax was $899, so this is an error).  Altogether, TopCashBack shows $85 $90 pending even though I really should get $95.  Maybe I’ll get around to filing a ticket for the extra $5 someday.

Assuming I receive all of the pending cash back from Amex and TopCashBack, my total cost will be as follows:

  • Amex Sync rebates: $250
  • TopCashBack rebates: $90
  • Total cost: $1000 – $250 – $90 = $660

And, in exchange for $660, I have / will get:

  • A computer worth ~$1000
  • A Sony gift card with a balance of $56.01
  • 900 Sony Rewards points, worth $9

That’s a terrific deal!

Warranty thoughts

When buying things like this with gift cards, it’s important to keep in mind that you lose the automatic purchase protections given by most credit cards.  You could, of course, buy an extended warranty, but those tend to be really bad deals.  In my case I’m willing to take a chance that the built in manufacturers warranty is all I’ll need. 

Nothing to buy?

You might be wondering how to take advantage of Amex Sync deals when you don’t have anything in mind to buy.  There are some good options.  I’ll follow up soon with another post in this series.

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[…] signup multiple Amex cards.  You can find full details about signing up multiple cards here: Maximizing Amex Sync offers. Part 2: extreme savings.  Seriously, read that post if you haven’t […]

[…] For details about how I performed the exact steps listed above to buy a computer last year, please see: Maximizing Amex Sync offers. Part 2: extreme savings. […]


Thanks. I was curious how it worked out for others. I thought I did everything right, but with so many click-thrus I probably missed clearing cookies or something like that.


I know this reply is late, but I’ve been chasing some missing cash back on this deal for the last 10 months. I followed these instructions exactly back in December 2013 (sync, Topcashback, student discount, etc). Everything worked except for Sony declining the Topcashback claim on the purchase of the item itself. I filed a claim ticket through Topcashback that was finally returned in September 2014 as declined. Reason given was \another marketing channel.\ It was still a great deal (~31% off). I was also surprised/impressed Topcashback chased it for almost a year. I was curious whether you received cash back for the cards and computer or if Sony caught on and denied part of yours as well.

[…] Maximizing Amex Sync offers. Part 2: extreme savings […]

[…] Maximizing Amex Sync offers. Part 2: extreme savings […]


Yes, Sony. Sorry for the ambiguity. I called Sony’s number on the website, asked if eGift Cards could be used in store. The representative said “I’m happy to report, yes!” I asked for the source of her information so that I may ensure she was right (she didn’t sound too knowledgeable) so she sent me to this link
where it says you can use the egift card at any Sony store.

I suppose she didn’t know that Sony is now selling their own eGift Cards.

I purchased 7 $100 egift cards based on her information to order a new cell phone – wound up having to order online instead of going to the store (I valued having the phone at that moment over an additional 4% from topcashback). So when I was told by the physical Sony store (called first) that my giftcards couldn’t be used in store, I called Sony to tell them “your rep told me I could use eGiftcards in store, I relied on that information and bought $700 worth. Now I’m being told by the store I cannot. I would appreciate free next day shipping as I need this item now.”

I offered to send them the link to the bad information on cashstar so they could take steps towards rectification – they did not seem interested in that.


Also, if you buy eGift cards, they cannot be used in the physical store. Yesterday I called to confirm if they could – the representative told me they could be and sent me to the cashstar website to confirm that was true. Today, The store told me since my eGift cards do not have barcodes, they cannot be used in store! I’m buying a new phone.

I called Sony customer support, and I was able to negotiate free expedited (next business day) shipping based on them giving me false information.

The call was fairly funny though: “Sorry to hear about your trouble with the gift cards. How did you hear about this phone? What attracts you most to this phone? Would you like an extended warranty? Would you like to include a case with your new phone purchase?”
“Before we talk cases tell me if I get free expedited shipping to decide whether I’m even placing the order for the phone itsself.”


John, which store / gift card did you call about? Sony?


On dansdeals they were talking about squaretrade warrantys gotten for cheap with coupons. Do you have any experience with these?


No, I don’t have any experience with those. Sorry


FM, would you share which Sony laptop you purchased? I’m in the market for laptop and would like to purchase one. Thanks!


I didn’t buy a laptop. I bought the Tap 21 all-in-one “tabletop” pc. It’s a lot of fun!


After buying the 10 $100 gift cards, could you have gone through a portal again to consolidate into 1 $1000 gift card for additional cash back? Basically, will Sony allow you to buy a gift card with gift cards?


No, Sony’s website is smart enough not to let you buy gift cards with gift cards.

Lynda B

Brilliant! Thanks for that. I was looking all over to see if I could use more than one Sony GC, or whether their virtual cards qualified (I remember a year or so ago they didn’t). Thanks for the info.

I’m throwing in one more savings tip though. If you don’t have a Sony Card, you can sign up for one and get $100 off your first bill. You have to find a link for it to make sure you get the $100 off though. Just google around.

The other thing is if you want to buy a playstation 4 when they finally get in stock, it’s nice to have the discounts for that from Amex.

I love these Amex promotions… especially ones like this where you can triple dip.


You said that you can sell the remainder of the Sony gift card online. Do places like cardpool let you sell odd gift card amounts like that? I.e. $53, rather than an even $50?


Yes, you can sell a gift card with any amount over some threshold. For example, many sites require the gift cards to have at least $20 value.


Resell for profit? Lol

Dave Q

I redeemed the Staples promo on 11/30. It does not say redeemed yet when I look at the promos on my card. Can it be used a second time? Has anyone tried?



In a new post, a reader said that they tried something like that but it didn’t work


Maybe you could do the math again with Apple products, as I don’t know anyone my age who would buy a Windows computer.


With Apple products, the best sync promo right now is probably BestBuy (spend $250, get $25 back). That will give you up to 10% off. And, if you have a .edu email address, go here to get discounts: Buy through uPromise or ShopDiscover to get an additional 5% back. The savings won’t stack as high as in my example, but for Apple computers any discount is worthwhile!


FM – so on the Best Buy example, if the computer I want is $1250 then I would go online and buy 5 x $250 gift cards and get $125 ‘discount’ essentially off the price by paying with these gift cards?

Thanks for explaining so clearly!


FM you forgot to add the 1000 reward points you received from Amex for purchasing the E-gift cards. Although you may have received less since you mentioned the $25 offers were available on serve cards.


Yeah, I purposely left out the Amex points because I would have earned those points even if I bought the computer directly without all of this. I actually didn’t use a Serve card (so could have bought 11 gift cards). The points I will earn are:

Membership Rewards (2 Platinum cards, 1 PRG)
Delta SkyMiles (6 cards)
Hilton HHonors (1 card)


I’ll be honest – I didn’t read through the whole article so I apologize if you already addressed it – but why bother with Sync, Facebook, Twitter,etc when I just save on the Offers tab in my Amex account?


Mainly I just included the other options for completeness. It is possible though that there will be an offer available via social media channels that is not available in your Offers tab.


Does Apple or MacMall have any student store comprable to Sony?


Yes, Apple has a student store. I don’t know about MacMall


So what kind of Sony laptop did you get? Windows 8?

My grandpa loves Sony and has bought many laptops from them over time. But it seems like Sony laptops have the strangest software/programs installed and he always needs help fixing something.

Anyways, the tough screen windows 8 (8.1) laptops/tablets are really cool. Takes a bit of time to learn how to use them, but I really like mine.


We got an all in one PC for the family to share


I used Staples rewards to buy a relatively high-end Win8 laptop for blogging. I like the touch screen, but Win8 in general doesn’t seem that intuitive to me. Better than my locked down Win7 work computer, but still prefer MacOS and even ChromeOS.


Always a great pleasure to read FM blog and the extremely rewarding and very well described step-by-step approach to the great deals you have found. Keep up the great work!
I’ve already bought all my Xmas presents in the online recent deals, so I’m anxiously awaiting your your next posting on how to profit further from the diverse and terrific Amex Sync offers available before 12/31.




Nice snag. I would always get extra insurance on a laptop since they are usually only a year but surely you can buy some for less than your savings.

Bought about a dozen amazon egift cards myself (+2 physical gcs) The amex credit hit within a day or two. The nice thing is i can sell them or apply them whenever i want.

@Justin staples just recently started allowing use of gc on their website.


Jonathan – Thanks!

paul v

Extended Warranty? Buy through SQUARE TRADE! Much better prices, REAL customer service, and often great coupon codes if you look around online


Staples accepts up to 5 gift cards online? That is news to me that they accept any.


Yes, its a new feature to accept gift cards (long overdue!)