(EXPIRED) Rakuten: Earn 90%/90x On LifeLock

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Update 2/19/22: This deal is back again, likely for today only. Every so often, Rakuten offers 90% or 90x Membership Rewards when buying a LifeLock subscription and today is one of those days.

Rakuten LifeLock

The Deals

  • Earn 90% cashback or 90x Membership Rewards when purchasing a LifeLock subscription after clicking through from the Rakuten shopping portal.

Key Terms

  • Rakuten
    • Cash back is not available on free trials and automatic renewals.
    • Cash Back is not available when using coupons/promotional codes not found on Rakuten.
    • Cancelling a subscription within 60 days of sign up will void Cash Back.

Quick Thoughts

This deal is good even if you have no desire whatsoever to actually use the LifeLock membership. It’s basically a way of buying Membership Rewards for 1.11cpp which means that most people will come out ahead when redeeming those points.

The cheapest annual subscription is $99.99. If your Rakuten account is set up to earn Membership Rewards, you’ll earn 9,000 of them. At the other end of the spectrum, it looks like the most expensive plan is $491.88. At 90x, that should earn 44,269.2 Membership Rewards points. Add on top of that whatever point earnings you have with your chosen credit card and the cost can be driven closer to a penny a point. There is some risk there as you’d be out a not-insignificant chunk of change if it didn’t track properly for some reason.

The terms of the Rakuten cashback state that you need to maintain the membership for at least 60 days. If you cancel after that, I don’t know if you receive a pro-rated refund. If you do, the deal becomes significantly more profitable.

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