The suite of Chase United cards all picked up a number of similar coupon credits in a top-to-bottom card refresh today. Joining the United Club card at the ultra-premium end, the United Club Business card offers quite a pricey set of coupons for those who want United Club access in a business card.
United Club Business Card New Offer & Key Card Details
| Card Offer and Details |
|---|
Up to 130K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Up to 130K Miles: 125K Miles after $5K in purchases in the first 3 months + 5K miles after adding an employee card in the first 3 months (Offer Expires 5/7/2025)$695 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: While pricey, the Chase United MileagePlus® Club Business Card is a great choice for those who want a United club membership Earning rate: 5X on stays at Renowned Hotels and Resorts for United Cardmembers ✦ 2X United ✦ 1.5X everywhere else Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: Earn up to 28,000 PQPs per calendar year: 1 PQP per $15 spend ✦ Earn 2 global Economy Plus seat upgrades after $40K in purchases in a calendar year ✦ 4 United Club one-time passes and United Club All Access Cardmember membership after $50K in net purchases or earning Premier Gold status and having an authorized user Noteworthy perks: United Club membership ✦ Unlocks complimentary elite upgrades on award tickets ✦ Priority check-in, security screening, baggage handling, and boarding ✦ Up to $200 in statement credits for purchases with Renowned Hotels and Resorts for United Cardmembers each cardmember year ✦ Up to $150 in rideshare statement credits ($12/mo from January to November and up to $12 in December) ✦ Up to $50 in United TravelBank cash for an eligible Avis or Budget rental made through cars.united.com up to twice per cardmember year ✦ Get one year of complimentary Dash Pass (Must activate by 12/31/27) ✦ Free 1st and 2nd checked bags ✦ Primary auto rental collision damage waiver ✦ Hertz Gold Plus Rewards® President's Circle® ✦ Two $10 Instacart credits monthly when you have Instacart+ membership ✦ Up to $200 in statement credits for JSX purchases per cardmember year ✦ Complimentatry Instacart+ membership through 12/31/27 |
What’s changing?
At a high level:
- Changes
- Annual fee is now $695 (up from $525)
- New spend bonuses:
- Earn 1 PQP per $15 spent up to 28K per calendar year (previous cap was 15K PQPs)
- Earn 2 global Economy Plus seat upgrades after $40K in purchases in a calendar year
- Earn 4 United Club passes and United Club All access membership after $50K spend in a calendar year or achieving Premier Gold status or higher and having an authorized user.
- Coupon-like additions:
- Up to $200 in statement credits for Renowned Hotels & Resorts per cardmember year
- Up to $150 in rideshare statement credits: $12/month January to November; $18 in December. Yearly opt-in required
- Up to $50 in TravelBank credit per qualifying Avis/Budget rental made through cars.united.com per cardmember year (up to 2 times per year)
- $200 JSX per cardmember year
- Free Instacart+ membership thru 12/31/27
- Up to $240 in Instacart credits each year through 12/31/27: Two separate $10 credits per month
Analysis of the changes
At a base earning rate of 1.5 miles per dollar spent, the United Club Business card offers the best return on ordinary spend among the various United credit cards. On the surface, that makes this the best card for spending toward elite status for those chasing additional Premier Qualifying Points (PQPs) since you’ll earn 50% more miles on purchases that would otherwise go unbonused.
That said, this card’s big spend bonuses feel comparatively weak. Two global Economy Plus credits might come in valuable if you’d have otherwise taken a long-haul economy class flight, but it’s kind of surprising that United can’t throw in Premium Plus (a truer “Premium Economy” type experience) with $40K in purchases. This benefit might not be worth much at all for a traveler who otherwise buys Premium Plus or business class, whether with miles or money. Better yet, I’d have loved to have seen this card come with the same award ticket discounts offered on some of the other United cards.
As with the consumer version of the United Club card, you’ll now need to spend $50,000 or more per year to unlock All Access membership that provides for a second adult guest at lounges and Star Alliance lounge access or you’ll need to earn Premier Gold status (which would get you Star Alliance lounge access anyway, but unlocks All Access membership in conjunction with this card).
As with the other United cards, this one offers coupon credits that will vary in usefulness. The $200 in credits for Renowned Hotels and Resorts for United Cardmembers could be useful in some situations if that turns out to be fairly similar to Amex Fine Hotels and Resorts. The rideshare credits require annual re-enrollment, which is pretty annoying. The Avis and Budget credits require renting through cars.united.com for a minimum of two days and then those credits are received as TravelBank credits rather than statement credits. Ten dollar Instacart credits seem like an odd fit for a $695 business credit card.
If you happen to have a use case for JSX and the Renowned Hotels and Resorts credits and you’re willing to deal with the dribs and drabs of the rideshare credits and Instacart benefits, maybe this will feel like a value-priced United Club membership. There’s no doubt though that at this price point, it’s disappointing to see a set of coupons that isn’t more widely applicable.
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
Just a load of garbage for $695/year that really requires much more spending for the advertised benefits. Just say no!
Stop spamming people about this same card! You’ve already pushed out updates about this card multiple times. At this point, what you’re doing is backfiring.
Bro – those were all different United Cards. Please read and don’t be rude when getting free and valuable information.
Perhaps you should unsubscribe – it appears you don’t read the emails anyway.