100K United Club Business card offer returns with big spend requirement

The Chase United Club Business credit card is out with an increased offer. If you value United Club lounge access, this new bonus will go a long way toward offsetting the annual fee in the first year.

The Offer & Key Card Details

Card Offer and Details

The New United Club℠ Business Card ⓘ $878 1st Yr Value Estimate 125K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 125K Miles after $5K in purchases in the first 3 months (Offer Expires 5/7/2025) $695 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: While pricey, the Chase United MileagePlus® Club Business Card is a great choice for those who want a United club membership Earning rate: 5X on stays at Renowned Hotels and Resorts for United Cardmembers ✦ 2X United ✦ 1.5X everywhere else Base: 1.5X (1.95%) Brand: 2X (2.6%) Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: Earn up to 28,000 PQPs per calendar year: 1 PQP per $15 spend ✦ Earn 2 global Economy Plus seat upgrades after $40K in purchases in a calendar year ✦ 4 United Club one-time passes and United Club All Access Cardmember membership after $50K in net purchases or earning Premier Gold status and having an authorized user Noteworthy perks: United Club membership ✦ Unlocks complimentary elite upgrades on award tickets ✦ Priority check-in, security screening, baggage handling, and boarding ✦ Up to $200 in statement credits for purchases with Renowned Hotels and Resorts for United Cardmembers each cardmember year ✦ Up to $150 in rideshare statement credits ($12/mo from January to November and $18 in December) ✦ Up to $50 in United TravelBank cash for an eligible Avis or Budget rental made through cars.united.com up to twice per cardmember year ✦ Get one year of complimentary Dash Pass (Must activate by 12/31/27) ✦ Free 1st and 2nd checked bags ✦ Primary auto rental collision damage waiver ✦ Hertz Gold Plus Rewards® President's Circle® ✦ Two $10 Instacart credits monthly when you have Instacart+ membership ✦ Up to $200 in statement credits for JSX purchases per cardmember year ✦ Complimentatry Instacart+ membership through 12/31/27 ✦ FareLock $50 per anniversary year ✦ 5,000 bonus miles at anniversary when you have this card and also a personal Chase United credit card Learn more or apply

Quick Thoughts

In a normal world, an offer that provides both United club access and 100,000 redeemable miles for the $450 first-year fee would be pretty notable. And if you do value United club access, this is a strong offer. On the other hand, given the proliferation of six-figure offers on cards that earn transferable points over the past two years and the easy status match offered by Star Alliance airline ANA earlier this year, I would guess that 100K airline miles and club access may be less enticing than in the past for many folks.

Keep in mind that this card earns 1.5x on everyday purchases, so after meeting minimum spending requirements, you would have at least 115,000 points.

United miles can be quite valuable and this card will have a place for its target market. The nice thing is that since this is a business card, it will not add to your 5/24 count — though you’ll still need to be under 5/24 to be approved.

H/T: Doctor of Credit

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