Starting today (April 2, 2026), it is more important than ever to have a United MileagePlus credit card. Cardholders now earn more miles on paid flights and pay fewer miles for award flights. On paid flights, cardholders earn 3 miles per dollar more than non-cardholders. On award flights, cardholders get a 10% discount (15% for elite cardholders) and greater access to Polaris business-class saver awards. Even if you rarely fly United, it may make sense to pick up a United card. This is especially true if you have Chase Ultimate Rewards points or Bilt points, both of which transfer to United.
United’s 7-card lineup ranges from no annual fee at the low end to a whopping $695 fee at the top. Note that two cards (the Gateway card and debit card) require $10K calendar-year spend to unlock better earnings and lower award prices.
I’ve combed through the details of each card and highlighted below only the material differences between them. There’s no single answer as to which card is best for everyone, but there are a couple of cards that especially shine…
No-Annual-Fee Card
The United Gateway(SM) Card has no annual fee, but it requires $10,000 spend each calendar year to get any meaningful benefits.
Perks unlocked with $10K calendar year spend:
- 2 checked bag certificates
- Enhanced earnings on paid flights
- Cardholder discounts & expanded Polaris saver seats on award flights
The best thing about this card is that having it can trigger the annual 5K bonus points awarded by the Business Card and the Club Business card for members who also have a personal card.
| Card Offer and Details |
|---|
 ⓘ $372 1st Yr Value EstimateClick to learn about first year value estimates 30K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 30K miles after $1K spend in first 3 months. Plus, earn an extra 10,000 miles after you add an authorized user to your account in the first 3 months your account is open.No Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: None Earning rate: 5X eligible United flights ✦ 2X other United purchases ✦ 2X gas stations ✦ 2X local transit and commuting Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: Earn 2 checked bag certificates after $10K spend in a calendar year Noteworthy perks: 25% back on United in-flight and Club Premium drink purchases |
Debit Card
The United MileagePlus® Debit Card costs $4 per month, but that fee is waived if you maintain an average account balance of $2,000 or more. As with the no-annual-fee credit card, debit cardholders can unlock enhanced earnings and discounted awards with $10K calendar year spend. I underlined “calendar year” because this card also offers a perk (2,500 bonus miles) with $10K membership year spend.
Details about this debit card can be found here.
$150 Cards
The United℠ Explorer Card and The United℠ Business Card offer standard airline card perks like priority boarding and a free checked bag for you and 1 travel companion. More interestingly, they offer 2 United Club passes per year upon renewal. And like all United cards with annual fees, these cards offer a slew of coupon-like benefits, including up to two $50 rebates per year for United Hotels bookings.
While the cards have a lot in common, there are significant differences. Here are some unique benefits that each card offers:
- Explorer:
- $0 Introductory annual fee for the first year, then $150.
- Earn $100 United TravelBank cash with $10,000 calendar year spend
- Earn a 10,000 mile award discount with $20,000 calendar year spend
- Business:
- 5,000 bonus miles at anniversary when you have this card and also a personal Chase United credit card
- Complimentary elite upgrades on award tickets
- $125 annual United travel credit after 5 United flight purchases greater than $100 each calendar year
- Earn 1 Premier Qualifying Point (PQP) per $20 spent, up to 4,000 per year
- Earn 2 Economy Plus seat upgrade credits after $25K in purchases in a calendar year
- Annual $25 FareLock rebate
- Higher rideshare credits (the Explorer card offers $5 per month, whereas the business card offers $8 per month and $12 in December
Overall, I think that the Business Card is a much better option than the Explorer Card.
| Card Offer and Details |
|---|
 ⓘ $856 1st Yr Value EstimateClick to learn about first year value estimates 70k miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 70K miles after $3K spend in the first 3 months. Plus, earn an extra 10,000 miles after you add an authorized user to your account in the first 3 months your account is open.$0 introductory annual fee for the first year, then $150 Alternate Offer: There is currently an in-flight offer for up to 75K. This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: 80K Miles after $3K spend in the first 3 months (expired 5/8/25) FM Mini Review: Decent perks such as free 1st checked bag and 2 annual club visits makes this a keeper for some. Earning rate: 9X eligible United flights ✦ 3X other United purchases ✦ 2X restaurants ✦ 2X on hotel stays Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: $100 Travel Credit after spending $10,000 in a calendar year ✦ 10,000-mile award flight discount after spending $20K ✦ Earn up to 1,000 PQPs per calendar year: 1 PQP per $20 spend Noteworthy perks: Two United Club passes per year on your anniversary ✦ Improved economy saver award availability ✦ 10% discount on award flights; 15% for United elite members ✦ Free first checked bag for primary cardholder and one travel companion when you pay with the card ✦ Up to $100 in credits for United Hotels ($50 each on your first two bookings per cardmember year) ✦ Up to $60 per year in rideshare credits (up to $5 per month) when using your card to pay for rideshare services.(requires annual enrollment) ✦ Up to $50 in Travel Credit for Avis or Budget car rentals per cardmember year ✦ One $10 Instacart credit per month when you have Instacart+ membership ✦ Priority boarding ✦ One year of complimentary Dash Pass (Must activate by 12/31/27) ✦ Primary auto rental collision damage waiver ✦ Up to $120 Global Entry, TSA Pre-check or Nexus credit ✦ 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card ✦ Up to $100 as a statement credit each anniversary year for JSX flights booked directly |
| Card Offer and Details |
|---|
 ⓘ $1060 1st Yr Value EstimateClick to learn about first year value estimates 100K Miles + 2,000 PQP ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 100K miles + 2,000 PQP after $5K spend in first 3 months. Plus, earn an extra 10,000 miles after you add an authorized user to your account in the first 3 months your account is open.$150 Annual Fee Recent better offer: 125K miles after $5K spend in first 3 months (expired 5/8/25) FM Mini Review: Decent perks such as enhanced access to United saver level economy awards makes this a keeper for some. Earning rate: 8X eligible United flights ✦ 2X at restaurants including eligible delivery services , gas stations, and office supply stores ✦ 2X other United purchases ✦ 2X United Hotels ✦ 2X on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: $125 annual United travel credit after 5 United flight purchases greater than $100 each calendar year ✦ Earn up to 4,000 PQPs per year: 1 PQP per $20 spend ✦ 2 Economy Plus seat upgrade credits within continental US after $25K in purchases in a calendar year Noteworthy perks: Improved economy saver award availability ✦ 10% discount on award flights; 15% for United elite members ✦ Unlocks complimentary elite upgrades on award tickets ✦ Free first checked bag ✦ Up to $50 in statement credits for United Hotels purchases up to two times per cardmember year ✦ Up to $100 in rideshare statement credits (up to $8/mo from January to November and up to $12 in December) Priority boarding ✦ 2 United Club passes per year at anniversary ✦ Free DashPass for one year (must activate by 12/31/27) ✦ Primary auto rental collision damage waiver ✦ Up to $25 in TravelBank cash for eligible Avis or Budget car rentals up to two times per cardmember year ✦ 5,000 bonus miles at anniversary when you have this card and also a personal Chase United credit card. ✦ 25% back as a statement credit on United in-flight and Club Premium drink purchases ✦ One $10 Instacart credit per month when you have Instacart+ ✦ FareLock $25 per anniversary year ✦ Up to $100 as a statement credit each anniversary year for JSX flights booked directly |
$350 Card
The United Quest℠ Card offers slightly more premium perks than its $150 siblings. And while it is more expensive, the card’s annual $200 TravelBank Cash and 10K award discount more than offsets the extra $200 in fees. This would be the easy answer to the question of which United card is best, except for one thing: this card does not offer United Club passes.
Here’s a list of the primary ways in which the Quest card improves upon the $150 duo:
- Free first and second checked bags for the primary cardholder and one travel companion
- $200 in United® TravelBank cash each membership year (this is an automatic benefit, unlike the Business Card’s $125 TravelBank cash, which requires 5 paid flights)
- 10K award flight discount per cardmember year
- An additional 10K award flight discount after $20K in purchases in a calendar year
- Complimentary elite upgrades on award tickets (this is also a feature of the Business card, but not the consumer Explorer card)
- Earn 1 Premier Qualifying Point (PQP) per $20 spent, up to 18,000 per year (vs. a max of 4,000 per year with the Business card)
- 1,000 bonus PQPs each year (that’s an awesome benefit for those seeking elite status)
- Instead of a United Hotels rebate, this card offers a $150 Renowned Hotels & Resorts rebate each year (similar to Fine Hotels & Resorts)
| Card Offer and Details |
|---|
 ⓘ $918 1st Yr Value Estimate$200 TravelBank cash valued at $170 Click to learn about first year value estimates 90K Miles + 3,000 PQP ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 90K miles and 3,000 PQPs after $4K spend in the first 3 months. Plus, earn an extra 10,000 miles after you add an authorized user to your account in the first 3 months your account is open.$350 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: 100K miles and 3,000 PQPs after $4k spend in the first 3 months (Expired 8/21/25) Earning rate: 10X eligible United flight ✦5X Renowned Hotels & Resorts for United Cardmembers ✦ 4X all other United purchases ✦ 2X restaurants including eligible delivery services ✦ 2X on all other travel ✦ 2X select streaming Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: Earn up to 18,000 PQPs per calendar year: 1 PQP per $20 spend ✦ Earn an additional 10K mile award flight discount after $20K in purchases in a calendar year ✦ Earn 2 global Economy Plus seat upgrades after $40K in purchases in a calendar year ✦ 1,000 bonus PQPs each year Noteworthy perks: $200 in United® TravelBank cash each membership year - terms apply ✦ Up to $150 in statement credits per cardmember for Renowned Hotels and Resorts ✦ 10K award flight discount per cardmember year ✦ First and second checked bag free for cardholder and one companion when you purchase your tickets with the card and include your MileagePlus number ✦ Up to $120 Global Entry, TSA PreCheck or Nexus reimbursement ✦ Up to $100 in rideshare credits per year (up $8 per month January to November and up to $12 in December, re-enrollment is required annually) ✦ Up to $80 in Travel Credit for Avis or Budget car rentals per cardmember year ✦ One $10 and one $5 Instacart credit per month when you have Instacart+ membership ✦ 10% discount on award flights; 15% for United elite members ✦ 25% back on United inflight or Club Premium drink purchases ✦ Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year ✦ Up to $150 as a statement credit each anniversary year for JSX flights booked directly |
$695 Club Cards
The United Club℠ Card and The United Club℠ Business Card have one key perk that makes them worth considering: United Club membership with up to 1 adult guest plus children. Without one of these cards, United charges $750 per year for an Individual membership that doesn’t allow any guests. So, if you’re even considering buying a club membership, there’s no question that getting one of these Club cards is a better choice.
Other than lounge access, the only major reason to consider getting one of these cards instead of the $350 Quest or $150 Business card is if you’re interested in spending your way to elite status. The Quest and Business cards earn 1 PQP (Premier Qualifying Point) per $20 of spend, whereas the Club cards earn 1 PQP per $15 spend. So, for example, if you want to earn 6,000 PQPs from spend (enough for Silver status, or to move from Silver to Gold or Gold to Platinum) you would have to spend $120,000 with the Quest or Business card or $90,000 with either Club card.
While the Club cards have a lot in common, there are significant differences. Here are some unique benefits that each card offers:
- Club Card:
- 1,500 bonus PQPs each year
- Earn a 10K award discount after $20K spend in a calendar year
- Earn an additional 10K award discount after $40K spend in a calendar year
- Club Business Card:
- 5,000 bonus miles at anniversary when you have this card and also a personal Chase United credit card
- Earn 2 global Economy Plus seat upgrades after $40K in purchases in a calendar year
- Earn a minimum of 1.5 miles per dollar on all spend (vs. minimum 1 mile per dollar with the personal Club card)
For those seeking elite status, the personal Club card has an edge, as it offers 1,500 bonus PQPs each year. On the other hand, if you plan to spend a huge amount to earn elite status, the fact that the Club Business card offers 1.5x for unbonused spend (vs. 1x with the personal card) can make a big difference in how rewarding that spend is. The first $40K of spend with either card is roughly equal, since the personal card would deliver two 10K award discounts. But if you spend much more than $40K, you’d do much better with the Club Business card.
| Card Offer and Details |
|---|
 ⓘ $515 1st Yr Value EstimateClick to learn about first year value estimates 100K Miles + 3,000 PQP ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 100k miles + 3,000 Premier Qualifying Points after $5k spend in first 3 months + 10K bonus miles after you add an authorized user in the first 3 months. $695 Annual Fee This card is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months. FM Mini Review: While pricey, the Chase United Club Card is a great choice for those who want a United club membership and other perks like a 10% discount on saver awards. . Earning rate: 11X eligible United flights ✦ 5X Other United purchases ✦ 5X Renowned Hotels & Resorts for United Cardmembers ✦ 2X dining & travel Base: 1X (1.3%) Travel: 2X (2.6%) Flights: 2X (2.6%) Hotels: 2X (2.6%) Dine: 2X (2.6%) Brand: 11X (14.3%) Card Info: Visa Infinite issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: Earn up to 28,000 PQPs per calendar year: 1 PQP per $15 spend ✦ Earn a 10K award discount after $20K spend in a calendar year ✦ Earn an additional 10K award discount after $40K spend in a calendar year ✦ Earn United Club All access membership after $50K spend in a calendar year or achieving Premier Gold status or higher + 4 United Club passes when you also have an authorized user Noteworthy perks: United Club membership ✦ Unlocks complimentary elite upgrades on award tickets, including companions on the same reservation ✦ 10% discount on award flights; 15% for United elite members ✦ Up to $120 for Global Entry, TSA Precheck or Nexus fee credit ✦ Priority check-in, security screening, baggage handling, and boarding ✦ Free 1st and 2nd checked bags ✦ Up to $200 in statement credits per cardmember for Renowned Hotels ✦ Up to $150 in rideshare credits per year (up $12 per month January to November and up to $18 in December, re-enrollment is required annually) ✦ Up to $50 in Travel Credit for Avis or Budget car rentals per cardmember year up to two times ✦ Avis President's Club Status ✦ Primary auto rental collision damage waiver ✦ Free Instacart+ membership through 12/31/27 ✦ Two $10 Instacart credits per month through 12/31/27 ✦ IHG Platinum status ✦ 1,500 bonus PQPs each year ✦ Up to $200 as a statement credit each anniversary year for JSX flights booked directly |
 ⓘ $548 1st Yr Value EstimateClick to learn about first year value estimates 100K Miles + 2,000 PQP ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 100K Miles + 2,000 PQP after $5K in purchases in the first 3 months. Plus, earn an extra 10,000 miles after you add an authorized user to your account in the first 3 months your account is open$695 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 125K Miles after $5K in purchases in the first 3 months (expired 5/8/25) FM Mini Review: While pricey, the Chase United MileagePlus® Club Business Card is a great choice for those who want a United club membership Earning rate: 8X eligible United flights ✦ 5X on stays at Renowned Hotels and Resorts for United Cardmembers ✦ 2X other United purchases✦ 1.5X everywhere else Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: Earn up to 28,000 PQPs per calendar year: 1 PQP per $15 spend ✦ Earn 2 global Economy Plus seat upgrades after $40K in purchases in a calendar year ✦ 4 United Club one-time passes and United Club All Access Cardmember membership after $50K in net purchases or earning Premier Gold status and having an authorized user Noteworthy perks: United Club membership ✦ Unlocks complimentary elite upgrades on award tickets ✦ Priority check-in, security screening, baggage handling, and boarding ✦ 10% discount on award flights; 15% for United elite members ✦ Up to $200 in statement credits for purchases with Renowned Hotels and Resorts for United Cardmembers each cardmember year ✦ Up to $150 in rideshare statement credits ($12/mo from January to November and $18 in December) ✦ Up to $50 in United TravelBank cash for an eligible Avis or Budget rental made through cars.united.com up to twice per cardmember year ✦ Get one year of complimentary DoorDash DashPass (Must activate by 12/31/27) ✦ Free 1st and 2nd checked bags ✦ Primary auto rental collision damage waiver ✦ Hertz Gold Plus Rewards® President's Circle® ✦ Two $10 Instacart credits monthly when you have Instacart+ membership ✦ Complimentary Instacart+ membership through 12/31/27 ✦ FareLock $50 per anniversary year ✦ 5,000 bonus miles at anniversary when you have this card and also a personal Chase United credit card ✦ Up to $200 as a statement credit each anniversary year for JSX flights booked directly |
The Best United Card Is…
Best Overall: United Business Card
The United℠ Business Card offers the best bang for your buck, with decent perks for a low annual fee. You get a free checked bag, 2 annual Club visits, cardholder award discounts, and complimentary elite upgrades on award tickets for only $150 per year. Plus, it offers a number of coupon-like credits that can more than offset that fee.
Strategy: Consider also getting The United℠ Explorer Card for its welcome bonus and its $0 introductory first year fee. Then, when the second year annual fee comes due, downgrade to the no-annual-fee Gateway card. By holding the Gateway card long-term, you’ll qualify for 5,000 bonus miles each year, which the Business Card offers to those who also have a personal United card.
Best Consumer Card: United Quest Card
The $350-per-year United Quest℠ Card almost won as my best overall pick. In some ways, it has even better perks than the Business Card, and it may be easier to justify its annual fee, thanks to $200 in TravelBank cash and a 10K award discount. Plus, for those interested in elite status, cardholders will get 1,000 bonus PQPs each year starting in 2026.
The main reason this card didn’t top the Business Card in my rankings, aside from its higher price, is that it doesn’t offer a path to access United Clubs. Both $150 cards offer 2 Club passes per year. Why doesn’t the Quest card offer that at a minimum?
Best Club Card: Tie
The United Club℠ Card and The United Club℠ Business Card offer equivalent club access for the same $695 per year annual fee. The Club Business Card is best for those who intend to spend a lot on the card since it offers a base earning rate of 1.5 miles per dollar (vs the consumer card, which has a base earning rate of only 1 mile per dollar). On the other hand, the consumer card will give you 1,500 bonus PQPs (Premier Qualifying Points) each year towards elite status, starting in 2026. So, if elite status is important to you, the consumer card has the edge.
The Debit Card is Best for Some
The United MileagePlus® Debit Card is extremely light on perks, but it does unlock better mileage earnings and cheaper awards after $10K in calendar-year spend. Those who can keep a $2K balance (to waive the monthly fee) and easily generate $10K in debit spend may like this option, especially since it would make their United miles (or points transferred to United from Chase or Bilt) more valuable (thanks to the award discounts).
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FWIW- Note the 10K/$200 Travelbank expire on a card membership anniversary.
The Quest card has decent travel protection better than CSP worse than CSR – but a good alternative if you don’t hold a Ultra-prem travel card. BUT does include 4 annual Roadside up to $50 -over $50 for towing is oit of pocket – haven’t needed roadside in years. But great backup for rentals for fuels, flats and lock-outs. Travel delay is 12hr )or overnight) vs 6hr -but its 12hrs is irrelevant -when overnight kick-ons for 99% of delays. Delay baggage is $300 vs $500 (3 days vs 5 days).
Used the the Renowned Hotels three times (P1/P2 cards) better than CSR EDIT in that is only a single night vs two nights at the same properties- but no top up or pay with UR Points boost.
That said my AF unless its GF I will downgrade to no AF and keep UA Biz and P2 has Quest card and we have been banking TB funds (IHG/Plat(RIP)/Aspire ($50 qrtly) in P2s account – so will likely keep her card one more year.
Will likely PC P2 SW Biz Premier (again unless GF) to the cheaper biz card till CP expires in December- then Cancel and probably have P2 get UA Biz card.
Rhe Rudeshare credits are great for banking as UberCash and uaing with UE or ordering food thru Grab (outside US)
The best answer is likely “none of them.”
United used to be a mediocre airline with a solid ff program.
Now they’re just a mediocre airline.
How often do those upgrades clear? It feels like a benefit that one can expect never to materialize..
Hold Quest/Biz combo as well as Delta BizPlt -have been upgraded multiple times with Delta – UA held.card since.2021 zero upgrades
“Essential”
Perhaps somewhat paradoxically at first glance, the Quest’s lack of Club passes is not as clear a downside for those at hubs than those originating at outstations with a Club. Those of us at hubs have gotten used to the permanent fixtures of “Not Accepting One-Time Club Passes Today” signs in front of all of our Clubs. Accordingly, I value the Club passes at essentially zero, and I’d bet that a lot of hub originating fliers feel the same.
Saved me writing this out. I was especially peeved about being blocked out of the huge new 15,000 sq ft United lounge in EWR last week, with just 2 weeks of validity left on my pass. This was 9:30am on a Wednesday, not even a busy time of day for lounges.
The only time I’ve seen them not up at O’Hare is before 7 AM or after 7 PM. And these are Tuesday-Thursday flights I’m taking. Total B/S.
You’ve glossed over the obvious, IMHO. The best way for Points & Miles flyers to get to a city that United flies to is to choose a different airline, not reward United for their further devaluing everything in the space. United miles are already fighting Bonvoy and Hilton for world’s least valuable point program. Then comes the couponification and you’re ALL-IN? I’m going ALL-OUT. Love what you guys do & I appreciate you’re passion + perspective, like Greg always says, YMMV.
Good luck doing that in United fortresses like SFO, where 50% of flights is UA
Easy. I’m based in the SF Bay, haven’t flown United for 9 years now. Most butt-in-seat miles I earned with them was through Lufthansa.
Boy am I glad I’ve hung on to my United Select Visa all these years! Well worth the $95 annual fee!
What is the timing for the 5k bonus for having both biz and personal? Do they check around biz card anniversary date, and bonus posts shortly thereafter?
Looking at the past few years, my annual fee on the business card is charged on Aug 01 and my 5K bonus miles land on Aug 13, which is the start date of my new statement. I have had a Gateway since before I got the Business card in 2022, so I do not have other DPs.
The Business + Gateway combo is a keeper for me, since I can use the 5K bonus points to offset half the annual fee using PYB. Effectively, I am paying 5K United miles each year for two UA Club passes, two $50 hotel credits, the occasional month I use the Uber credit, and the monthly DoorDash $10. Before the refresh last year, each year I would buy 7x $100 TravelCredit to get a $100 statement credit, but I do not think I am going to proactively do the same 5x $100 to get an additional $125 TravelBank credit that expires in a year; if I have a specific reason to use that $125 then maybe I will do it, but otherwise I risk letting that go to waste.
Good analysis. Currently gold for life and downgraded the Explorer card to Gateway a few year ago because I just found the United clubs so crowded. I have a a pile of United miles but don’t really fly them much these days because Alaska has so many non-stops out of San Diego.
Based on this, I will keep the Gateway and likely get the business card if I start flying United again. They are just starting service out of Carlsbad which is 5 minutes from my house.
They’re only essential if you believe United is essential. Given the point prices hikes i saw on my tracked flights today, United is pricing themselves out of the game. I think ill work on American and Alaskan instead.
No, these cards are not essential; but, yes, United did just punish everyone who doesn’t have one. So, let’s frame this correctly, not as benefiting cardmembers, but rather punishing non-cardmembers. M’kay?
Does the United Business card still offer complimentary elite upgrades on award tickets? It looks like you have to have some sort of United status to qualify for that (and it’s for your companion)
I see under card benefits:
Complimentary Premier® upgrades on award ticketsThe primary Cardmember who is also a MileagePlus® Premier® member and traveling on a MileagePlus award ticket and one companion will be eligible for Complimentary Premier Upgrades on select United®-operated flights (when available).
+1 to this question and to flag for further investigation–I’m not seeing this anywhere under my current card’s list of benefits. That would probably narrow the gap a bit between the Business and Explorer.
For those with the presidential plus card, would you say the club cards are still better?
I thought I would give the debit card a try but after reading the fine print and comments from others decided against it. Using the card to pay taxes does not earn points or qualify towards the minimum annual spend.
Do you know if Venmo transactions would earn points? I still haven’t found data points…
RIP OFF CARD. See all negative reviews with trying to collect on the insurance if your flight is cancelled . Mine cancelled mechanical failure REFUSED TO PAY.. asked for appeals=will not return call.Always they will call–WILL NOT– i have read similiar reviews with their auto insurance coverage on rental cars
For as much as Chase’s travel protections are touted, if the inability to collect on a valid claim is in fact common . . . and not anecdotal . . . it would be sobering.
They truly fine-print the hell out of these benefits so they can avoid paying out. Not sure that’s different from every other insurance type out there though.