100K United Club Business card offer returns with big spend requirement

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The Chase United Club Business credit card is out with an increased offer. If you value United Club lounge access, this new bonus will go a long way toward offsetting the annual fee in the first year.

United Airlines Airplane

The Offer & Key Card Details

Card Offer and Details
50K Miles + 1,000 PQP ⓘ Non-Affiliate
50K miles + 1,000 Premier Qualifying Points after $5K spend in first 3 months.
$450 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: While pricey, the Chase United MileagePlus® Club Business Card is a great choice for those who want a United club membership
Earning rate: ✦ 2X United ✦ 1.5X everywhere else
Base: 1.5X (1.95%)
Brand: 2X (2.6%)
Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees.
Big spend bonus: Earn up to 1,000 PQPs per calendar year: 25 PQPs per $500 spend
Noteworthy perks: United Club membership ✦ Unlocks complimentary elite upgrades on award tickets ✦ Priority check-in, security screening, baggage handling, and boarding ✦ Get one year of complimentary Dash Pass (Must activate by 12/31/27) ✦ Free 1st and 2nd checked bags ✦ Primary auto rental collision damage waiver ✦ Hertz Gold Plus Rewards® President's Circle®

Quick Thoughts

In a normal world, an offer that provides both United club access and 100,000 redeemable miles for the $450 first-year fee would be pretty notable. And if you do value United club access, this is a strong offer. On the other hand, given the proliferation of six-figure offers on cards that earn transferable points over the past two years and the easy status match offered by Star Alliance airline ANA earlier this year, I would guess that 100K airline miles and club access may be less enticing than in the past for many folks.

Keep in mind that this card earns 1.5x on everyday purchases, so after meeting minimum spending requirements, you would have at least 115,000 points.

United miles can be quite valuable and this card will have a place for its target market. The nice thing is that since this is a business card, it will not add to your 5/24 count — though you’ll still need to be under 5/24 to be approved.

H/T: Doctor of Credit

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Raylan

One additional important detail is that you can redeem UA miles at 1.5 CPP to offset the AF if you don’t want to eat the $450 AF or otherwise have UA club access through *A Gold.

WR2

Can you do this with the regular united business card as well?

Raylan

Yes. You can do that with any Chase United card.

https://choices.unitedmileageplus.com/

Patrick

This card counts toward 5/24? I thought Business cards did not count.

LarryInNYC

The article specifically states that the card will not add to your 5/24 count.

Patrick

Thanks.. I got to this part “This card is subject to Chase’s 5/24 rule (click here for details).” and didn’t see the rest.

koby jones

You just have to be under 5/24 to apply. Doesn’t count for your personal 5/24