Chase Aeroplan Card 85K welcome offer

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NOTICE: This post references card features that have changed, expired, or are not currently available

There’s a new, 85K offer out on the Chase Aeroplan Card with a very reasonable minimum spend: $4,000 over the first three months. This is 10K better than the standard public offer. This could be appealing to folks looking for Aeroplan points and to those who want to earn Air Canada elite status.

a hand holding playing cards

The Offer & Key Card Details

Card Offer and Details
ⓘ $1027 1st Yr Value EstimateClick to learn about first year value estimates
85K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
Earn 85K bonus points after you spend $4K on purchases in the first 3 months that the account is open.
$95 Annual Fee
This card is likely subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: Great card for regular or frequent Air Canada flyers
Earning rate: 3X Air Canada ✦ 3X grocery stores ✦ 3X dining ✦ 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max) ✦ 1X everywhere else
Base: 1X (1.4%)
Grocery: 3X (4.2%)
Dine: 3X (4.2%)
Brand: 3X (4.2%)
Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees.
Big spend bonus: Renew 25K status w/ $15K spend ✦ Priority Reward w/ $100K, $250K, $500K, or $750K spend ✦ Free award companion for rest of calendar year and all of next with $1 million spend
Noteworthy perks: Discounted award pricing ✦ Free checked bag ✦ Up to $120 credit for NEXUS, Global Entry or TSA PreCheck every 4 years ✦ Carbon offsets on Air Canada awards ✦ Pay Yourself Back for travel at 1.25 cents per point, up to 200K points per year ✦ 10% bonus when transferring Ultimate Rewards to Aeroplan (25K max bonus/year) ✦ Complimentary Instacart+ for 3 months (must activate by 12/31/27) ✦ $10 monthly Instacart credit

Quick Thoughts

At first glance, this offer might not look terribly strong, given that you can transfer to Aeroplan from all of the major transferable currencies. If you’re after 85,000 Aeroplan points, there are a multitude of ways to get there.

On the other hand, the Aeroplan card certainly has some appeal. The card earns 3x at grocery stores and on dining, plus an additional 500 points after each $2K spend up to $6K per month, so it certainly isn’t an unreasonable card to use for those categories. With $15K spend in a calendar year, you get 25K status.

Additionally, Chase Aeroplan cardholders can currently redeem Aeroplan points to “pay yourself back” for travel purchases at 1.25c per point, up to a maximum of 200,000 points per year. That could certainly have appeal for some and make the bonus categories even more appealing.

However, as noted above, there are lots of other ways to earn Aeroplan points, so unless the card itself has some appeal, it may be worth keeping an eye out for better offers with transferable points from Chase, Amex, or Capital One.

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[…] 2026.3 Update: There’s a 85k offer now. HT: FM. […]

[…] 【2026.3 更新】新的开卡奖励是 85k。HT: FM. […]

Marta

Does the “pay yourself back” option has an end date?

Daniel A

I’ve come to view the 1.25cpp Pay Yourself Back for travel as one of the best uses of Chase UR. With a 25% transfer bonus (one happened in late 2025) + standard 10% bonus – 148K UR converts to 200K Aeroplan converts to $2,500 travel (1.69 cpp UR). Given this is cash that can be used for any travel, it’s pretty awesome (you also get rebate on spend which can be big). I’m considering getting P2 a card too to double our cash-out capacity to $5,000/yr, but not sure we can afford to dedicate 300K UR/year to this.

Tim Paul

Thanks Daniel. Very thoughtful and useful strategy. Just got approved for the card.

Daniel A

In my account doesn’t look like I can refer from my card. Bummer. Is this the case for everyone?

Frank

Can I get this again after canceling about a year ago?

Bill

Is there an expiration date listed on this offer? Want this card but just applied for AA card yesterday.

Steve

Aeroplan’s email offer has “Apply by April 29, 2026” so it should be good at least through then, but the 85k offer last year went from July-Nov 2025 despite having mailers that said September.

Bob

Thanks for this info. I have been thinking about this card. I have had great luck with AC awards bookings in the past w/ points transfers from CSR. That being said, has anyone noticed that recently AC Business awards on partner metal are limited to one (1) seat?

I LOVE Nick

WOW approved yet WAAAAAAAAAAAAAY over 5/24, way over!
Off to Kroger store to buy some fee free $500 VGC. Thanks Tim, I might have to change my sign in name to I LOVE TIM

rtp

Lucky! I YOLO’d an application while at 10/24 and got the 7-10 day review message

Chris

Do you know if you’re approved for the aeroplan card today, can you still leverage the 20% bonus and get the additional 10% from the card?

Dave Hanson

The 10% rebate is delayed.

My guess is it would work if you were approved today, and had the proper Aeroplan # attached to the application.