CitiBusiness AAdvantage Platinum Card: Limited-Time 75K Welcome Offer


There is a new, limited-time offer for the CitiBusiness AAdvantage Platinum Select card: earn 75,000 miles after $5,000 in purchases within the first 5 months. In addition, the annual fee is waived for the first year. This is a 10K increase from the previous offer and matches the best that we’ve ever seen on this card (in terms of total miles). (h/t: DOC)

The Offer & Key Card Details

Card Offer and Details
75K miles after $5K spend in first 5 months
$0 introductory annual fee for the first year, then $99
Alternate Offer: There is an alternative offer of 30K + $400 credit that can be found when doing a dummy booking on
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: This card usually has a great welcome bonus, but if you're looking for a card to keep long term, you'll find better options.
Earning rate: ✦ 2X AA ✦ 2X certain telecommunications merchants ✦ 2X car rental merchants ✦ 2X gas
Base: 1X (1.3%)
Travel: 2X (2.6%)
Gas: 2X (2.6%)
Phone: 2X (2.6%)
Brand: 2X (2.6%)
Card Info: Mastercard World issued by Citi. This card has no foreign currency conversion fees.
Big spend bonus: Earn $99 plus taxes domestic companion certificate after $30K spend
Noteworthy perks: ✦ First checked bag free ✦ Priority Boarding ✦ Save 25% on inflight purchases

Quick Thoughts

The Bilt Rewards program and Marriott Bonvoy are the only two points programs that transfer to American Airlines, making AA credit cards the primary way to quickly accumulate a large stash of miles. The good news is that both Barclays and Citi issue American Airlines credit cards (including both consumer and business versions). That means there are several possible bonuses to collect.

When looking at this offer, keep in mind that the Barclays-issued Aviator Red card currently gives 70,000 miles after the two purchases and adding an authorized user card whereas this CitiBusiness card requires $5,000 in purchases within the first 5 months. That will make the Barclays card more appealing for many folks, but if you already signed up for that and/or need a business card to stay under 5/24, this could be a worthwhile option.

Citi Application Tips

  • 48 Month Rule: With most Citi cards, you can only receive a welcome offer every 48 months. This applies to the same exact card, not families of cards.
  • Velocity Limits: Citi allows a maximum of one personal card per 8 days and a maximum of two personal cards per 65 days. Business cards are limited to one per 90 days.
  • Card Limits: Citi doesn't have a strict limit on the amount of cards that you can have, but it does place limits on the total amount of credit that they will issue you across all cards. Because of this, reconsideration can sometimes be successful by moving credit from one existing card to the new card that you want.
  • Application Status: Call (866) 606-2787 or go here to check your application status. For Costco cards, call (877) 343-4118.
  • Reconsideration: If denied, call (800) 695-5171 for personal cards or (866) 541-7657 for business cards.
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How do I know if I had this card or received the bonus in last 48 months? I didn’t want to waste inquiry. just calledl citi credit card number and asked if I received a bonus on this one? I called citi card number and asked this and they told me without providing card numbers they can’t say anything.


I applied for the Citi AAdvantage Personal on April 1, can I apply for Citi AAdvantage Business now or do I need to wait 60-90 days?


in the same boat, according to this “With most Citi cards, you can only receive a welcome offer every 48 months. This applies to the same exact card, not families of cards.”, we should be fine as one is personal card and this is the business card, right?


If I received my last bonus for this card on April 7, 2020, would I need to wait until May 1, 2024 to apply and be eligible for another bonus? Is that something I could confirm with someone at Citi?


Yes. I would also double check the signup bonus post date (not the account opening date).


April 7 was the SUB deposit date on my AA account. The card was opened in February 2020. Ty!


Probably should revise the first quick thoughts sentence about how Bilt Rewards transfer to American


will Citi tell you if received a bonus in past 48 months on a closed account withOUT actually applying for new card?


Doesn’t hurt to try calling, but definitely not while applying online. Got caught on the Citi Premier when they changed it to 48 months too. Realized I didn’t get the bonus until I called; I was 12 months too soon.

Last edited 1 month ago by Kai

Tim, if I have two different businesses (both sole props, using my SSN), can I get the SUB for a 2nd card after < 4 years on the first?


ime, no.


Never fails. Just applied two days ago at 65k. Anybody with experience matching to higher amounts with Citi?


Wondering this too, I just applied a week ago


I tried to match via chat today and was told they couldn’t do it.


Confirming no match for me as well, Applied Friday before the Monday increase……


Considered getting this biz card! Do we know when the expiration date is?