AARP Credit Card from Chase

$100 Cash Back
$100 after $500 spend in 3 months
Click Here to Apply (this is NOT an affiliate link)

No Annual Fee

This card is believed to not be subject to Chase's 5/24 rule

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: $200 after $500 spend in 3 months

Card Type: Visa Signature or Platinum

Base

Dine

Gas

Earning rate: 3% restaurants and gas stations.

Overview

The AARP Credit Card from Chase is a good choice for a nice cash back signup bonus and for spend at restaurants and gas stations. This no-fee card offers 3% cash back at restaurants and gas stations and 1% back everywhere else. Unfortunately the card also has a 3% foreign transaction fee so it's not a good choice for use outside of the United States.

Application Tips

Chase Application Tips

Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
Better Offers: You may be able to get a better offer than the best available public offer. Details here.
Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)