Chase Aeroplan Card

Card Details and Application Link

The Aeroplan® Card ⓘ $1027 1st Yr Value EstimateClick to learn about first year value estimates 85K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 85K points after $4K spend in the first 3 months. $95 Annual Fee Click here to learn how to apply This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler This card is likely subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Great card for regular or frequent Air Canada flyers Earning rate: 3X Air Canada ✦ 3X grocery stores ✦ 3X dining ✦ 500 bonus points with each $2K calendar month spend, up to $6K spend per month (1,500 points max) ✦ 1X everywhere else Base: 1X (1.4%) Grocery: 3X (4.2%) Dine: 3X (4.2%) Brand: 3X (4.2%) Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees. Big spend bonus: Renew 25K status w/ $15K spend ✦ Status Boost w/ $50K spend (ends 1/1/26) ✦ Priority Reward w/ $100K, $250K, $500K, or $750K spend ✦ Free award companion for rest of calendar year and all of next with $1Million spend Noteworthy perks: Discounted award pricing ✦ Free checked bag ✦ $120 credit for NEXUS, Global Entry or TSA PreCheck every 4 years ✦ Carbon offsets on Air Canada awards ✦ Pay Yourself Back for travel at 1.25 cents per point, up to 200K points per year ✦ 10% bonus when transferring Ultimate Rewards to Aeroplan (25K max bonus/year) ✦ Complimentary Instacart+ for 3 months (must activate by 12/31/27) ✦ $10 monthly Instacart credit Application Tips Chase Application Tips Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them. 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here. 24: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you may not be eligible for a welcome offer if you've ever received one for the same card before. No wait is required for Chase Ink cards. 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal) Call (888) 338-2586 to check your application status If denied, call reconsideration here:1-888-270-2127 for both personal and business cards Related Cards (Air Canada Aeroplan) Card Offer The Aeroplan® Card ⓘ $1027 1st Yr Value EstimateClick to learn about first year value estimates 85K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 85K points after $4K spend in the first 3 months. $95 Annual Fee Learn more This card is likely subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Great card for regular or frequent Air Canada flyers

Overview

On its surface, the Air Canada Aeroplan Card appears similar to other airline cards on the market. For $95 per year, you get a free checked bag for up to 9 passengers; automatic travel protections; $120 credit toward NEXUS, Global Entry, or TSA PreCheck every 4 years; and no foreign transaction fees.

Point Earnings

The Aeroplan Card’s point earnings are similar to other airline cards, but with one exception: you get 3x rewards for spending on Air Canada and at restaurants and grocery stores. Unfortunately, you only get 1x everywhere else.

The Aeroplan Card also offers 500 bonus points for every $2K spent in a calendar month, up to 1,500 points per month. If you spend exactly $2K, $4K, or $6K per month, this feature adds an additional 0.25x to your point earnings. In other words, with this level of spend, you will earn the equivalent of 3.25x in bonus categories and 1.25x everywhere else. While this is a nice feature, we don’t find it too exciting.

The only other commonly available uncapped 3x+ grocery cards are the Citi Premier Card and Capital One’s Savor and SavorOne cards. The Citi Premier card has the huge advantage of offering transferable points, but if you’re interested in the Aeroplan Card’s perks for big spenders, this could be a better choice.

Elite Status from credit card spend

25K Status Upon Signing Up

Upon signing up for the Aeroplan Card, you’ll automatically receive Aeroplan’s lowest tier 25K Status for the rest of the current calendar year and all of the next calendar year.

Renew Status w/ $15K Spend

Each calendar year after the first, you can earn or renew 25K status with $15K calendar year spend on your card.

Status Boost w/ $50K Spend (ends in 2026)

For the remainder of 2025, you can also earn a one-level status boost after spending $50,000 in a calendar year. At the end of the calendar year in which you spend $50K or more, Aeroplan will look at the level of status you’ve achieved for the next year and will bump you up one level.

At a minimum, $50K spend will get you to 35K status (since the first $15K spend got you to 25K Status). However, if you achieved a higher level of status that is valid for the next year, you’ll get bumped up one level to 50K, 75K, or even to Super Elite status.

In some circumstances, it should be possible to boost a status match. For example, if you are granted a status match to 50K status and you meet the challenge requirements so as to extend the status for the rest of the following year, then spending $50K in the current year should boost you to 75K status.

When your status is boosted, you’ll earn all of the same elite perks and Select Benefits of your boosted status as if you had earned that status through flying.

You cannot stack boosts. For example, if you spend $50K in year 1 to get to 35K status, then spending $50K in year 2 won’t get you to 50K status. It will merely keep you at 35K status for another year.

Earning elite status through credit card spend in 2026 and beyond

Starting in 2025, Aeroplan will begin awarding Status Qualifying Credits (SQCs) or elite status at various levels of calendar year spend, as follows:

• $15K spend – 25K Status
• $25K spend – 10,000 SQCs
• $50K spend – 10,000 SQCs
• $75K spend – 35K Status

In addition, cardholders will receive 5,000 SQCs at the beginning of each calendar year.

Aeroplan Card Big Spend Perks

In addition to earning elite status through spend, as described above, the Aeroplan Card offers additional perks for really big spend.

Priority Reward w/ $100K, $250K, $500K, $750K Spend

Priority Rewards are vouchers for 50% off flight awards (including partner awards). Vouchers are normally earned each time you reach a SQD (Status Qualifying Dollars) threshold, and the type of voucher you get depends on the status you hold at that time.

The type of voucher you get with big (very big!) spend depends on the status level you hold at the time that you surpass a spend threshold ($100K, $250K, $500K, or $750K):

• 25K: Canada / US – Economy vouchers: Use for travel wholly within Canada and the United States (including Hawaii) in Economy Class.
• 35K or 50K: North America – Premium Economy vouchers: Use for travel wholly within North America (including Mexico, the Caribbean, Central America, and Hawaii) in Economy or Premium Economy classes.
• 75K) Worldwide – Premium Economy vouchers: Use for travel worldwide, in Economy or Premium Economy classes.
• Super Elite) Worldwide – Business vouchers: Use for travel worldwide, in Economy, Premium Economy, or Business classes.

We can’t see spending that much for any but the Super Elite vouchers that work for worldwide travel in business class. Even at that level, you would have to use the vouchers for very, very expensive awards for it to make sense. We think that they should make these vouchers work worldwide and in first class, regardless of the cardholder’s elite status at the time they hit each big spend threshold.

Ultimate Companion Pass w/ $1M Spend

When you hit one million dollars of spend within a calendar year (yes, you read that right), you unlock the ability to get 100% of points back on all redemptions in all cabins for a designated companion. You can think of it as getting a free companion for a year on all award flights, including those with partners. You might argue that it’s not really a free companion because you have to have enough points to book them in the first place. That’s true, but after spending a million dollars on the card, we’re confident that you’ll have more points than you know what to do with.

This “companion pass” kicks in once you complete $1 million in spend in a calendar year and will last for the rest of that calendar year and all of the next year. Unfortunately, unlike Southwest’s Companion Pass, Aeroplan won’t let you change your designated companion.