Capital One® Savor® Cash Rewards Credit Card

Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Capital One Savor
$300 Cash Back
Earn a one time bonus: $300 after $3K spend in 3 months from account opening
Click Here to Apply

No Annual Fee First Year, Then $95

FM Mini Review: Excellent cash back card for dining and entertainment spend.


Card Type: Mastercard

Base
1%
Dine
4%
Grocery
2%
Other
4%

Earning rate: 4% cash back on dining and entertainment ⚬ 2% at grocery stores ⚬ 8% back on tickets at Vivid Seats through May 2020 ⚬ 1% everywhere else ⚬ Through 1/31/21: 5% Uber Eats.

Noteworthy perks: No foreign transaction fees

Overview

This is a decent rewards credit card for those who spend a lot of dining, though after the first year the annual fee would make this a less attractive option than the SavorOne unless you spend more than $9.5K per year on dining.

Overall, this is an good choice for its welcome offer, but its rewards require a lot of spend to eclipse the cost of the fee in the long term.

Application Tips

Capital One Application Tips


  • 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one.

  • 2 card limit: Conventional wisdom and user experience has been that you can have at most 2 Capital One consumer cards, but according to application terms it may be possible to have up to 5. You may be limited to 2 of their rewards cards. Note that this limit does not apply to Capital One co-branded cards like the Kohl's charge card.

  • Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open.

  • Hard inquiries usually get issued through all 3 credit bureaus


To check application status, call (800) 903-9177 or (877) 277-5901
If denied, call reconsideration here: (800) 625-7866

Related Cards (CapOne cash back cards)

Capital One Spark Cash Business Credit Card
$500 Cash back
Earn a one-time bonus: $500 after $4.5K spend in 3 months

No Annual Fee First Year, Then $95

Note: Most Capital One Business cards count against Chase's 5/24 Rule, but this one DOES NOT

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to $2,000 Cash Back: Earn a one time bonus: $500 after $5K spend in 3 months from account opening and earn an additional $1,500 when you spend $50K in the first 6 months of account opening [Expired 1/27/20]

Capital One Quicksilver
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

Capital One Savor One
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

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