Capital One® Savor® Cash Rewards Credit Card

Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Card Details and Application Link
Capital One Savor

FM Mini Review: Excellent cash back card for dining and entertainment spend.

Card Type: Mastercard

Base
1%
Travel
5%
Dine
4%
Grocery
3%
Other
4%

Earning rate: 4% cash back on dining, entertainment, and popular streaming services ⚬ 3% at grocery stores ⚬ 1% everywhere else ⚬ 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats ⚬ 5% on hotels and rental cars booked via Capital One Travel

Noteworthy perks: No foreign transaction fees

Overview

This is a decent rewards credit card for those who spend a lot of dining, though after the first year the annual fee would make this a less attractive option than the SavorOne unless you spend more than $9.5K per year on dining.

Overall, this is an good choice for its welcome offer, but its rewards require a lot of spend to eclipse the cost of the fee in the long term.

Application Tips

Capital One Application Tips


  • 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one.

  • 2 card limit: Conventional wisdom and user experience has been that you can have at most 2 Capital One consumer cards, but according to application terms it may be possible to have up to 5. You may be limited to 2 of their rewards cards. Note that this limit does not apply to Capital One co-branded cards like the Kohl's charge card.

  • Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open.

  • Hard inquiries usually get issued through all 3 credit bureaus


To check application status, call (800) 903-9177 or (877) 277-5901
If denied, call reconsideration here: (800) 625-7866

Related Cards (CapOne cash back cards)

Card Offer
Capital One Spark Cash Plus
 
 
 
Up to $1,000
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account
opening

$150 Annual Fee

 
 

Note: This card is not expected to count against Chase's 5/24 Rule

Recent better offer: Expired 3/14/22: $3K after $50K spend in 6 months

 
 
Capital One Quicksilver
 
 
 
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

 
 
Capital One SavorOne Cash Rewards Credit Card
 
 
 
$200 Cash Back
One time bonus: $200 after $500 spend in 3 months from account opening

No Annual Fee

 
 
Capital One Spark Cash Business Credit Card
 
 
 
No Longer Available
This card is no longer available to new applicants

No Annual Fee First Year, Then $95

 
 

You may be interested in a similar option: Spark Cash Plus

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to $2,000 Cash Back: Earn a one time bonus: $500 after $5K spend in 3 months from account opening and earn an additional $1,500 when you spend $50K in the first 6 months of account opening. [Last available in early 2020 and briefly in 2021]

 
 

0 0 votes
Post Rating
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

4 Comments
Inline Feedbacks
View all comments
trackback

[…] Capital One Savor […]

0
Reply
trackback

[…] that you would put on the Southwest card, you could earn as much as $1300 in cash back bonuses (the Capital One Savor card offers $500 back after $3K in purchases and a number of cash back cards offer $200 back after $500 […]

0
Reply
trackback

[…] More info can be found here. […]

0
Reply
trackback

[…] creating two versions of Savor card: a Capital One SavorOne Cash Rewards Credit Card and a Capital One Savor Cash Rewards Credit Card. While the SavorOne mantains the previous benefits and structure, the newly refreshed Savor card […]

0
Reply