Every month, the Frequent Miler team takes your questions live on YouTube.
We normally hold Ask Us Anything at 9pm on the first Wednesday of the month. That means that our next Ask Us Anything session will therefore be live at 9pm Eastern Time on Wednesday, December 3.
And of course, the best way to make sure you don’t miss these live episodes is to subscribe to our YouTube channel here and click the bell icon next to the “subscribe” button to enable notifications from our channel. We’ve also scheduled the next Ask Us Anything session on YouTube here, so you can click the bell icon there to be notified.

You can watch the most recent Ask Us Anything video below!
Want to catch up on past Ask Us Anything recordings? Click here.

More info
Join us once a month on our Frequent Miler YouTube channel. We’ll be there to chat, answer questions, and joke around. See you there!
- When: the first Wednesday of every month at 9pm Eastern Time, so December 3 this month.
- Where: Our Frequent Miler YouTube channel. Subscribe now, here.





What airlines would you recommend transferring 100k AMEX points? I may cancel the card before renewal next month.
Thanks FM team for your recent breakdowns on using points for lodging! I am super curious to hear from all of you if you have any aspirational lodging redemptions in mind, specifically at SLH and LHW properties, that you are planning towards or that have caught your attention.
Stephen, how has moving back to the UK changed your credit card game and stacking?
We still have an address in the US, so I can still get US cards. Stacking is less of a thing because, for the most part, we’re not buying stuff there. I’m still using US shopping portals, Amex Offers, etc. where applicable. Some offers work in the UK too; for example, I used an Ikea Chase Offer at Ikea in the UK and got the 10% statement credit.
Some cards aren’t useful over here. For example, using a Chase Freedom or Freedom Flex card for 5% doesn’t make sense as it has a foreign transaction fee. The Citi Premier card is a good option for grocery store spend as that earns 3x.
Thanks for the reply! It sounds like it is more limited, too bad the curve card is no longer active. That would have allowed for cards with a foreign transaction fee to be used without a fee and get the 5x
Are you on the hunt for new opportunities that are not possible in the US but might be in the UK?
I’ve been located in Germany for some years now and find it both a blessing to easily pass on some more complicated US plays, and a curse when jumping through hoops to partake in the game
Does Citi restrict users with Custom Cash cards to transfer Thank You points to another user?
For context – My P2 runs a 3 custom cash card setup, and I was hoping to transfer her TY points to my Citi account, before transferring them to Flying Blue.
What are you guys getting at Lululemon if not giftcards ?
Something that can only be returned for store credit
I know the guidance for credit cards with annual fees that you are not using is to downgrade to free options vs. cancelling after a year and a day. What is the guidance for bank accounts that you opened for bonuses? If heard that you can close them after a year but at the same time I don’t want to get black listed.
No issues in cancelling after a year and a day for CCs. I’ve never had issues with bank accounts either.
My passport expires in October 2026. I’ve realized this week that, based on the number of trips planned, it is going to be a very close race between the passport expiry and running out of empty pages for stamps. I’m sure you’ve encountered such a situation before. Would you just apply for a new passport early? What happens if i run out of empty space for stamps half-way through my trip? Thanks
What is the difference between Qatar Airways miles and Qatar Airways Avios points ? Does a QR flight earn both or only one ? Is there a expiry date on either of these ? I know Avios can be used for BA awards etc.
Other than UA, do any other domestic carriers offer family or friends pooling points?
just chatted Amex to get my $200 Hilton resort credit refunded from the Grand Hotel Victoria and they denied me as SLH does not apply, They sent me the rules and it’s stated in there now. The surpass card worked for the $50 though … ugh
Atmos Rewards quietly devalued its program with the end of the Singapore and LATAM partnerships this week. What other partnerships are in danger and does this make you hesitant about applying for the new Atmos cards in the short term?
My wife and I will be able to take a week off together next summer (July/August) and we want to fly business class to Europe. What are your favorite destinations and ways to get there? Are there specific flight alerts I should be setting? We were thinking Italy, but open to other spots.
We have (or soon will have) about 600k UR and 250k MR, along with a smattering of other transferrable, airline, and hotel currencies. We live in Norfolk, VA.
Thanks!
As banks tighten up on credit card approvals, I’m sure many have received a denial for “lack of recent installment loan information.” Has anybody taken out a loan to improve their odds?
To me, it makes sense to take out a loan where interest is <$50 if it means getting approved for even 1 more card per year with a large bonus. Would love to hear thoughts/experiences.
What do you think will happen to the Aviator Silver card next year?
Do you think Southwest will announce changes to the requirements for earning companion passes before the end of 2025 that will go into effect for 2026? If so, what are you predictions for how it will change?