Should you have a hotel credit card even ​If you aren’t loyal to a hotel chain? | Ask Us Anything Ep86 | 5-6-26

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Do any of the luxury hotel booking platforms (like Amex Fine Hotels + Resorts®) allow booking for others? If you are hotel chain agnostic, should you have a hotel credit card? We answered these questions and more on the Ask Us Anything hosted live on YouTube on May 6th, 2026.

Watch the full episode below, or listen on your favorite podcast platform. You can click the timestamps below to navigate directly to a specific part of the episode within YouTube. For a transcript of this episode, click “Watch on Youtube” on the video below, then click the “…more” link in the video description. This will expand full video details. Scrolling down past the timestamps and chapters, you’ll see a “Show Transcript” button. If you’re an Apple Podcast listener, you can touch and hold a podcast episode to reveal an option to view a transcript.

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(01:22) – I have 14999 Delta Sky Miles and need one more lousy point to be able to book an award ticket. I can transfer 1000 points from Amex, but that seems like a waste. I tried to convince Delta support to comp me a point, but they were seemingly unable to help. Any suggestions (other than getting the Delta Amex card)?

(05:16) – If you have complete flexibility to position to any airport in Europe to fly home to the USA, are flexible on arrival airport in the USA/Canada/Mexico, and time wasn’t a constraint, but you would like a good points redemption in J (not first), where would you position to and which airline would you book on?

(10:02) – ​If you are hotel chain agnostic, should you have a hotel credit card?

(14:00) – Question on 5/24 if over, are there any data points on the United or Southwest business card?

(16:22) – Should we now value Membership Rewards points higher than Chase Ultimate Rewards points? I’d rather have an American Express Platinum Card® than a Chase Sapphire Reserve® Card at this point. Would you guys disagree?

(21:41) – Do any of the luxury hotel booking platforms (e.g., Amex Fine Hotels + Resorts®, The Edit by Chase Travel℠, etc.) allow booking for others?

(24:53) – ​At what cash back rate do you prefer cash over miles/points (excluding when you are working on a welcome offer)?

(29:44) – Do you think we’ll finally see an Ultimate Rewards Hyatt transfer bonus in the future?

(32:25) – Question – Greg has mentioned a few times about being able to pay for the fees on British Airways with Avios, as a card benefit. I can’t seem to see how to make that work. Any more details?

(37:07) – ​For airlines that allow a stopover on an award flight, has your experience required a phone call reservation, or have you booked a stopover online?

(39:25) – ​Can I apply corporate codes when booking hotels through Rove? Can Rove act like a shopping portal? Get corporate rates and Rove miles.

(41:26) – ​​Is it possible to product change the old aviator if I’ve had it for less than a year now that it was product changed? I know banks frown upon this before the first annual fee posts.

(43:26) – ​Barclays American Airlines card transferred to Citi. What would be the best course of action to get the welcome offer on the Citi American Airlines card now that I have one, but haven’t previously gotten the welcome offer?

(46:32) – ​​Does the FM team know if I make a reservation with the 25k Atmos Summit Companion certificate, and later cancel the reservation before the original expiry, if the certificate is returned and can be reused?

(47:15) – ​Can I use Hyatt points for suite upgrades with cash booking through Amex Fine Hotels + Resorts®?

(48:27) – ​​​What’s each team member’s biggest regret in their points and miles journey?

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Music Credit – “swappin’ back n’ forth” by up @ night

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Jimmy

Great episode. Two minor notes:

As of a couple of years ago you could book Singapore Airlines stopovers online.

If you want a hotel in Atlanta in a walkable area, downtown is not the place. You want Midtown.

Jack

Scott with 14999 Delta miles. This is your answer. Link your Delta account with your Starbucks account. Add/reload $10 (minimum amount) to your Starbucks gift card balance in the Starbucks app. Any card. You will receive 10 Delta miles within a day. I’ve done it. It works. I’m shocked.

Tim Steinke

Nice! Thanks for sharing the tip!

Big Jeff

The eternal question! The answer for me was to cancel my Hyatt card because the Cat 1-4 FNC was absolutely worthless.