Bank of America Unlimited Cash Rewards Card

Bank of America Unlimited Cash Rewards

ⓘ $185 1st Yr Value Estimate

$200 cash bonus ⓘ Non-Affiliate

$200 cash rewards bonus after $1K spend in 90 days
No Annual Fee

Click Here to Apply

This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Earning rate: 1.5% everywhere; Earn up to 2.625% back everywhere with Bank of America Platinum Honors status

Base: 1.5X (1.5%)

Card Info: Visa Signature issued by BOA. This card imposes foreign transaction fees.

Noteworthy perks: Up to 75% bonus for Preferred Rewards banking customers

See also: Bank of America cards: awesome if you can invest $100K with Merrill Edge in order to get Preferred Rewards Platinum Honors status

Application Tips

Bank of America Application Tips 3/12 or 7/12 Rule: You won't be approved if you have opened 3 or more accounts, with any bank, in the past 12 months. For those with Bank of America deposit accounts, the rule changes to 7+ accounts. 2/3/4 Rule: Max 2 consumer cards per rolling 2 months, 3 per rolling 12 months, and 4 per rolling 24 months. 5 card limit: You will not get approved for a new consumer card if you already have 5 consumer BOA cards open Get Same Card Again: With some BOA cards, must wait 24 months after either opening or cancelling, depending upon the card. Hard inquiries are usually combined into 1 when initiated within 30 days but there have been reports of TransUnion not combining. Click here to check your application status If denied, call reconsideration here: (800) 732-9194 (8am-7pm ET Mon-Fri); 800-481-8277 (business cards);

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