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Credit Cards

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Rakuten (formerly Ebates): now change from cash back to Membership Rewards points

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Rakuten is now offering users the chance to switch from earning cash back to earning Membership Rewards points. If you have an account earning cash back, you can now choose to earn Membership Rewards points...
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Uber card “refreshed” (big devaluation)

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The Uber credit card got "refreshed" today, which is a nice way of saying that they completely slaughtered its value for most readers. The card will keep its cell phone insurance benefit, but new cardholders...
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Delta Credit Cards: Huge Changes Coming

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Delta and Amex have announced huge changes to their credit card lineup.  There are quite a few positive changes (including Centurion Club access for Reserve cardholders!), but annual fees are going up for new...
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Barclays is slashing benefits on many cards

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Emails went out today to various Barclays / Barclaycard credit card holders announcing negative changes to many credit card benefits. This news comes on the heels of Citi making drastic cuts to card benefits...
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Possible new BOA application restrictions: 3/12 or 7/12

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Reports online from Doctor of Credit and reddit indicate that Bank of America has instituted new application restrictions that bear some resemblance to Chase's 5/24 rule. Thankfully, the BOA rules allow at least a little...
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American Express Adding & Removing Benefits From Select Cards

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American Express has announced a number of changes to the benefits provided on a wide range of its cards today. Most notably, premium cards will have travel protection benefits added, but only if you're...
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Double Cash ThankYou Points Transferable to All Partners (when paired with Prestige or Premier)

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Yesterday we learned that the Double Cash card's cash back can transfer 1 to 1 to Citi ThankYou Points.  That means that this card can equally earn either 2% cash back or 2X ThankYou...
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Citi is poised to rock our wallets again (Points transferable to airlines!)

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UPDATE 9/23/19: I've confirmed that points from Double Cash are transferable to airlines when paired with Premier or Prestige! UPDATE 9/22/19: 1 to 1 transfers are real! At the time of this writing, the Citi...
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Is the CNB card worth keeping if rumors are true?

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The CNB Crystal Visa Infinite card has many perks, but its most compelling perk is that it offers $250 in airline free reimbursements per year, per cardholder, including authorized users.  You can add up...
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Q4 2019 Activation Links For Freedom, Discover, Cash+, Dividend & ABOC

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As of today, all the credit cards with rotating quarterly categories have opened registration for Q4 2019. We've provided details below of each card's categories for October-December 2019, along with links to activate your bonuses. Chase...
Chase Freedom Q4 2019

Chase Freedom Q4 2019 Categories Announced: PayPal, Chase Pay & Department Stores

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Chase has announced the 5% categories for Q4 2019 and it's a good selection - PayPal, Chase Pay & department stores will all earn at the 5% rate. Those three categories aren't being listed on...
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A couple’s credit card plan: 820,000 points in 15 months

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Recently I published two first year credit card plans for a single person: one with and one without business cards: Beginner credit card plan — 325,000 points in 12 months (no business cards) Beginner...
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BA Visa $200 Award Fee Credit. 8 things you need to know.

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Chase's British Airways Visa Card has a significant new benefit: Get up to $200 credit per award booking.  That sounds awesome, but there are a number of terms that limit its usefulness.  Here's what...
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Has the BA card just become a “must have” Chase card?

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UPDATE: Terms for the surcharge credit are now live.  Please see: BA Visa $200 Award Fee Credit. 8 things you need to know. I recently posted a list of "must have" cards from Chase.  Chase...

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