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Credit Card Spend

5 Year Retrospective

Your Serve or Bluebird is still alive. Now what?

83
Late last week, Amex delivered bad news to huge numbers of Bluebird and Serve account holders.  They shut down accounts due to “unusual usage...
Liquidate Visa and MasterCard gift cards

Bluebird Serve Birdpocalypse: How to liquidate remaining gift cards

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This morning Amex delivered bad news to huge numbers of Bluebird and Serve account holders.  They shut down accounts due to “unusual usage patterns...
Bluebird and Serve accounts frozen

Amex kills Bluebird and Serve for many

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Amex seems to have swept through all Serve and Bluebird accounts to identify any that were being used to manufacture spend.  Identified account holders...
Manufacturing Spend

Credit Card Spend in 2016 and Beyond

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There was a time when the US Mint sold dollar coins online at face value, with free shipping, and allowed customers to pay with...
Nationwide Buxx

Nationwide Buxx far less useful as of January 11 2016

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Doctor of Credit warned us yesterday.  Nationwide Bank had changed the terms on their Visa Buxx cards.  Previously, you could load Nationwide Buxx debit...
2016 predictions

How bad were my 2015 predictions?

6
I probably should have just swept these predictions under the rug and forgotten about them.  In January, I published my predictions for 2015.  Every...
Manufacturing spend with Serve

Increasing credit card spend with Serve

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Note: On January 8, 2016 American Express sent out a notice to a large number of Bluebird & Serve cardholders informing them that loading...
Cheat Discover Apple Pay

How to cheat Discover’s Deal of the Year… Or not

41
When Discover’s Apple Pay promotion first appeared, it seemed too good to be true.  Not only did Discover promise to give cardholders a 10%...
Serve adds Rite Aid and Dollar General

American Express Serve adds Rite Aid and Dollar General to free cash reload network

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Note: On January 8, 2016 American Express sent out a notice to a large number of Bluebird & Serve cardholders informing them that loading...
Revolut

Second look at Revolut: Not ready for US customers, except for one great feature…

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Last month I wrote about a new prepaid product designed for global travelers: Revolut.  Revolut is both a smart phone app and a prepaid...

Plastiq adds new 1.5% promo, but drops prepaid cards from 0% fee debit option

6
Plastiq, the bill payment service that lets you pay bills via credit card, has introduced a new promotion: Get a 1.5% rate for all...
a room with a view of the ocean

1,200,000 miles for Necker Island: Not easy. Not free.

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Yesterday I reported my success in earning 1.2 million Virgin Atlantic miles which I plan to use for a week on Sir Richard Branson’s...

Plastiq debit card payments now fee free

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UPDATE: The no fee option no longer applies to gift cards or other prepaid cards The Plastiq bill payment service normally charges a 2.5% fee,...
a person holding a card and a mask

PayPal employee answers: Faster money back? Why work for evil?

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Background: In order to earn miles & points, many people “manufacture spend”.  That is, people find ways to increase credit card spend (to get rewards)...

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