[Expired] Chase Hyatt Business Card: Increased 75k welcome offer (last call)

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Update 2/21/24: This increased offer on the Hyatt Business card is now scheduled to end on 3/6/24. If you’ve been on the fence, now’s the time.

There’s an increased 75,000 point welcome offer out for the Chase World of Hyatt Business card. This is quite generous in comparison to the personal card’s current “50k” offer, but it also comes with a significant amount of spend: $5k for the first 60,000 points and an additional $7k to unlock the additional 15,000. This offer has expired.

This card won’t offer the most points per dollar, but it can be a good fit for big spenders who want a (slightly) easier path to status, especially for those who redeem a lot of Hyatt points. If you’re just looking for Hyatt points, don’t forget about the better offers on the Chase Ink Business Preferred, Ink Business Unlimited and the Ink Cash cards, as Hyatt is a 1-1 transfer partner with Chase Ultimate Rewards.

a close up of a card

Offer and Card Details

Card Offer and Details
60K points ⓘ Affiliate
60K after $5,000 spend in 3 months
$199 Annual Fee
This card is subject to Chase's 5/24 rule.
FM Mini Review: Great for its initial bonus and for Hyatt enthusiasts to spend toward status and rebate on award stays.
Earning rate: ✦ 2X in the top 3 spend categories each calendar quarter through 12/31/24 (then the top 2 categories after that). Eligible categories include dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping ✦ 4X Hyatt
Base: 1X (2.1%)
Brand: 4X (8.4%)
Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees.
Big spend bonus: Get 5 elite qualifying night credits every time you spend $10,000 in purchases. ✦ After $50K spend in a calendar year, get 10% back on redeemed points for the rest of that calendar year (Up to 20K points back per year).
Noteworthy perks: Discoverist elite status ✦ Ability to gift Discoverist to up to 5 employees (they do not need to be cardholders) ✦ Up to $100 each cardmember year in Hyatt statement credits: Spend $50 or more at any Hyatt property and get a $50 statement credit up to two times per year.

Quick Thoughts

First off, the initial part of the offer is the same as before: 60,000 points after $5k in spend within the first 3 months. The second part is new: an additional 15,000 bonus points after spending $12k within 6 months. So, effectively, you get 15k points for that additional $7k in spend. That won’t be worth it for many folks, but some may find it appealing.

The key benefits of the card are:

  • An “adaptive” 2x that rewards you for the two categories in which you spend the most each calendar quarter.
  • 5 elite night credits with each $10K spend
  • 10% back on redeemed points after spending $50K in a calendar year (Up to 20K points back per year). Note that the rebate kicks in on stays completed after reaching $50K in purchases.
  • Up to $100 in Hyatt credits: Spend $50 or more at any Hyatt property in the world and get a $50 statement credit up to twice per cardmember year.
  • Discoverist status for the cardholder and the ability to gift that status to 5 employees (those employees do not have to be employee cardholders)
  • Unlike the consumer card, this does not come with an annual free night certificate or annual elite night credits.

If you were able to do the majority of that additional $7k in the adaptive bonus categories, you’d end up with 29,000 points (14k from the spend and 15k from the bonus), or a little over 4 Hyatt points per dollar. You’d also get five elite night credits for hitting $10k on the card. For folks hunting Globalist status, that might be enough of a win to make that $7k worth it. Others will want to just go for the initial 60,000 points.

After the first year, it’s worth considering whether it makes sense to hang onto the card. I continue to keep it since I can easily use the twice-yearly $50 credits and I value the ability to manufacture 5 elite night per $10k in spend. For many, though, the math won’t work out.

Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months.

To determine your 5/24 status, see: 3 Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.
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Same question as Amy below – any way to use a Hyatt personal card or any other Chase card to generate a referral for the Hyatt biz card?

Dave Hanson

My hyatt personal cards for me and P2 both generate links for *only* the business card, oddly.


I was approved for this card about a week prior to the increased SUB. I’ve met the minimum spend, but have been unable to get matched to the new offer despite multiple HUCA. Has anyone successfully matched to the new offer?


I have had luck getting the increased offer on Chase Bus Ink and Bus IHG by appealing to Chase through a personal/secure message from the account. Like you, I had acquired those cards a week or two prior to the better sign up offer.


Same situation–signed up for original offer, tried to match to the 75k one and was told no. I successfully matched 75->90k on my Inks prior, but no dice on this one.


Can you be referred to the Hyatt Business Card from Chase Business Ink cards?


whats the alternative to earn hyatt points if you are banned by chase (for life i think) – which i am

Dave Hanson

There is Bilt, but other than that, Chase is the only Hyatt game in town, sadly.

Note that depending on the reason you were banned, Chase bans often fade away with time. Perhaps you can get back in their good graces after a few years have passed. Good luck and best wishes if you try!


7ish years but YMMV. If you want to check & don’t want to waste a credit HP, open a checking or savings account in branch. If it stays open until a statement posts, you’re good to apply for a card.


what got you banned out of curiosity?


Tim, I feel like you’re missing one of the main benefits of the card – the Hyatt Leverage membership. This can easily save $100+ on an expensive stay, or get you a refundable rate that is about the same as a prepaid rate. Though at some properties it won’t get you anything. I totally overlooked this benefit at first, but if you have paid Hyatt stays it can be great.


I had no idea, thanks!

Repeat Offender Captain Greg

Are you going to do a write up of the personal card too? It’s only a 5k increase but it’s the first time it has increased in years. Also, will you have an affiliate link for the personal card? I want to sign up through FM.